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HomeMy WebLinkAboutCAFR2013 VILLAGE OF MORTON GROVE, ILLINOIS COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended December 31, 2013 Prepared by Finance Department Remy Navarrete Finance Director VILLAGE OF MORTON GROVE, ILLINOIS TABLE OF CONTENTS Page(s) INTRODUCTORY SECTION Principal Officials and Officers .................................................................................... i Organization Chart ........................................................................................................ ii Certificate of Achievement for Excellence in Financial Reporting .............................. iii Letter of Transmittal ..................................................................................................... iv-viii FINANCIAL SECTION INDEPENDENT AUDITOR’S REPORT .................................................................... 1-3 GENERAL PURPOSE EXTERNAL FINANCIAL STATEMENTS Management’s Discussion and Analysis .................................................................. MD&A 1-14 Basic Financial Statements Government-Wide Financial Statements Statement of Net Position ............................................................................... 4-5 Statement of Activities ................................................................................... 6-7 Fund Financial Statements Governmental Funds Balance Sheet ............................................................................................. 8-9 Reconciliation of Fund Balances of Governmental Funds to the Governmental Activities in the Statement of Net Position ................ 10 Statement of Revenues, Expenditures and Changes in Fund Balances ..... 11-12 Reconciliation of Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Governmental Activities in the Statement of Activities .................................................. 13 Proprietary Funds Statement of Net Position .......................................................................... 14 Statement of Revenues, Expenses and Changes in Net Position ............... 15 Statement of Cash Flows ........................................................................... 16-17 VILLAGE OF MORTON GROVE, ILLINOIS TABLE OF CONTENTS (Continued) Page(s) FINANCIAL SECTION (Continued) GENERAL PURPOSE EXTERNAL FINANCIAL STATEMENTS (Continued) Basic Financial Statements (Continued) Fund Financial Statements (Continued) Fiduciary Funds Pension Trust Funds Statement of Fiduciary Net Position ....................................................... 18 Statement of Changes in Fiduciary Net Position .................................... 19 Notes to Financial Statements ............................................................................. 20-63 Required Supplementary Information Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - General Fund .................................................................................................. 64 Lehigh/Ferris Tax Increment Financing Fund ................................................ 65 Waukegan Road Tax Increment Financing Fund ........................................... 66 Schedule of Funding Progress Illinois Municipal Retirement Fund ............................................................... 67 Sherriff’s Law Enforcement Personnel Plan .................................................. 68 Municipal Employees’ Retirement Fund ........................................................ 69 Police Pension Fund ....................................................................................... 70 Firefighters’ Pension Fund ............................................................................. 71 Other Postemployment Benefit Plan .............................................................. 72 Schedule of Employer Contributions Illinois Municipal Retirement Fund ............................................................... 73 Sherriff’s Law Enforcement Personnel Plan .................................................. 74 Municipal Employees’ Retirement Fund ........................................................ 75 Police Pension Fund ....................................................................................... 76 Firefighters’ Pension Fund ............................................................................. 77 Other Postemployment Benefit Plan .............................................................. 78 Notes to Required Supplementary Information ................................................... 79 VILLAGE OF MORTON GROVE, ILLINOIS TABLE OF CONTENTS (Continued) Page(s) FINANCIAL SECTION (Continued) COMBINING AND INDIVIDUAL FUND FINANCIAL STATEMENTS AND SCHEDULES MAJOR GOVERNMENTAL FUNDS Schedule of Expenditures - Budget and Actual - General Fund.......................... 80-82 Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Debt Service Fund .......................................................................................... 83 Capital Projects Fund ..................................................................................... 84 NONMAJOR GOVERNMENTAL FUNDS Combining Balance Sheet ................................................................................... 85-86 Combining Statement of Revenues, Expenditures and Changes in Fund Balances .......................................................................... 87-88 Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Motor Fuel Tax Fund ...................................................................................... 89 Commuter Parking Facility Fund ................................................................... 90 9-1-1 Emergency Telephone System Fund ..................................................... 91 Economic Development Fund ........................................................................ 92 Fire Alarm Fund ............................................................................................. 93 Seizure Fund ................................................................................................... 94 NONMAJOR PROPRIETARY FUNDS Combining Statement of Net Position ................................................................. 95 Combining Statement of Revenues, Expenditures and Changes in Net Position ............................................................................. 96 Combining Statement of Cash Flows .................................................................. 97 FIDUCIARY FUNDS Pension Trust Funds Combining Statement of Plan Net Position .................................................... 98 Combining Statement of Changes in Plan Net Position ................................. 99 VILLAGE OF MORTON GROVE, ILLINOIS TABLE OF CONTENTS (Continued) Page(s) STATISTICAL SECTION (UNAUDITED) Financial Trends Net Position by Component ..................................................................................... 100-101 Change in Net Position............................................................................................. 102-105 Fund Balances of Governmental Funds ................................................................... 106-107 Change in Fund Balances of Governmental Funds .................................................. 108-109 Revenue Capacity Assessed and Actual Value of Taxable Property ..................................................... 110 Property Tax Rates - Direct and Overlapping Governments ................................... 111 Principal Property Taxpayers ................................................................................... 112 Property Tax Levies and Collections ....................................................................... 113 Debt Capacity Ratios of Outstanding Debt by Type ........................................................................ 114 Ratios of General Bonded Debt Outstanding ........................................................... 115 Schedule of Direct and Overlapping Bonded Debt .................................................. 116 Schedule of Legal Debt Margin ............................................................................... 117 Demographic and Economic Information Demographic and Economic Information ................................................................ 118 Principal Employers ................................................................................................. 119 Operating Information Full-Time Equivalent Employees ............................................................................. 120 Operating Indicators ................................................................................................. 121 Capital Asset Statistics ............................................................................................. 122 COMPLIANCE SECTION REPORT OF INDEPENDENT ACCOUNTANT’S ON COMPLIANCE ................. 123 INTRODUCTORY SECTION i VILLAGE OF MORTON GROVE, ILLINOIS PRINCIPAL OFFICIALS AND OFFICERS December 31, 2013 ELECTED TITLE/POSITION TERM/APPOINTMENT ENDS Daniel DiMaria Mayor April 2017 Bill Grear Trustee April 2017 Shel Marcus Trustee April 2015 John Pietron Trustee April 2017 John Thill Trustee April 2015 Maria Toth Trustee April 2015 Janine Witko Trustee April 2015 Ed Ramos Village Clerk April 2017 APPOINTED Ryan Horne Village Administrator December 31, 2013 Remy Navarrete Finance Director December 31, 2013 Nancy Radzevich Economic Development Director December 31, 2013 Teresa Hoffman Liston Corporation Counsel December 31, 2013 Thomas Friel Fire Chief December 31, 2013 Mark Erickson Police Chief December 31, 2013 Andrew DeMonte Public Works Director December 31, 2013 Jeffrey Greenspan Adjudication Hearing Officer December 31, 2013 Frank Tennant Village Prosecutor December 31, 2013 - iii - Board of Trustees and Citizens of the Village of Morton Grove - v - The Village of Morton Grove is governed as a home rule community under Illinois law and operates under a President/Trustee form of government with a full time Administrator. The home rule status was confirmed by a special referendum held on March 18, 1980. As a home rule municipality, the Village is permitted to carry out its own governing procedures, except where specifically prohibited by the State Legislature. The Village President and six members Board of Trustees are elected at large for four-year terms. The President, with concurrence from the Board, appoints the Village Administrator and all Department Directors. The Village Administrator is the Chief Administrative Officer who oversees the day to day operations of the Village. The Village has eight departments: police, fire, public works, community and economic development, health and human services, code enforcement, finance and administration. The Village of Morton Grove Comprehensive Annual Financial Report (CAFR) includes all of its governmental operation funds, pension trust funds (the Morton Grove Firefighters’ Pension Fund, Morton Grove Police Pension Fund and the General Pension Fund). The accompanying financial statements include only those funds of the Village, as there is no other organization for which it has financial accountability. The pension funds are determined to be pension trust funds due to their fiduciary and fiscal relationships with the Village as their sole purpose is to provide retirement benefits to the Village’s civilian employees, sworn firefighters and police officers. The Public Library is no longer reported as a discrete component unit with the implementation of GASB Statement No 61. The annual budget serves as the foundation for the Village’s financial planning and control. Budgetary appropriations for the operations of various Village departments are established through the adoption of an annual Budget Ordinance by the Village Board of Trustees. On November 10, 1997, the Village Board of Trustees approved Ordinance 97-53 that changed the fiscal year end date from April 30 to December 31. This was done to align property tax receipts with the year they are intended to finance and allow the budget preparation process to begin when municipal operations are generally at a more manageable level. Local Economy The Village of Morton Grove’s principal growth took place during the late 50’s and early 60’s when the population increase from 7,427 to 20,533 residents. The Village primarily consists of residential land uses. Significant industrial, office and commercial land uses are also located in the community. Little vacant land remains for commercial and office development or light manufacturing. Approximately twenty percent (20%) of the Village’s land area is Cook County Forest Preserve property. Although the Village’s population has stabilized several years ago, it remains a vibrant economic community and is a desirable place to live. The unemployment rate remained relatively stable over the years: however, it has risen to 8.9% in 2010 and remained the same until 2012 due to the economic recession with a decrease to 8.7% in 2013. Board of Trustees and Citizens of the Village of Morton Grove - vi - Residents in Morton Grove enjoy a pleasant suburban environment with an easy commute into the City of Chicago for work or entertainment. The median income for a household in the village was $63,511, and the median income for a family was $72,778. Males had a median income of $46,489 versus $34,730 for females. The per capita income for the village was $26,973. About 1.9% of families and 2.7% of the population were below the poverty line, including 2.3% of those under age 18 and 4.1% of those ages 65 or over. Like other communities, the Village of Morton Grove was affected by the prolonged national and regional recession 2008 through 2012 and recovery from which is very slow. Economist have declared this downturn to be a recession as there has been a deterioration of the labor market, and declines in consumer spending, business investments and industrial production. Additionally, the Federal Reserve has lowered interest rates to a current rate between 0-.25 percent in order to attempt to promote the resumption of sustainable economic growth. There are several factors that impact the local finances of the Village. These factors include desirability of goods and services provided by the local business community and action taken by the Village Board. During the calendar year the Village recognized changes in the local economic climate. The sales tax trend has stabilized and showed signs of recovery. However building permits and business license revenues still declining and has not returned to levels prior to the economic downturn. The Village is impacted at the local level by regional, state, and national economic conditions as well as governance of the State of Illinois and weather conditions. Several important revenue sources are affected by economic conditions beyond the Village’s control. The delay in income tax revenue from the State of Illinois is currently 4 months behind and is jeopardizing the Village’s ability to meet its payment obligations. Additionally, property tax receipts collected by the Cook County are in flux as the billing and payment deadline dates are often delayed further making it difficult to anticipate the cash flow and plan for the outstanding debt service. The economy is not expected to fully recover for several years. Local governments are still being faced with the difficult choices of reducing service levels, assessing staffing levels, and maintaining adequate reserves. The Village of Morton Grove has weathered this recession and slow recovery very well. By re-evaluating every aspect of the Village’s operations for opportunities for new revenues and cost containment. Some of the positive cost containment results were due to staff reductions with limited backfill, procurement savings realized through a municipal partnering initiative in joint proposals for goods and services, reductions in general operating expenses as a result of re-evaluating many budgeted items and cost-sharing through new intergovernmental agreements with neighboring communities. The Village Board, Management and staff is pleased to report that they have been successful in achieving their primary goal of maintaining service levels to the greatest extent possible while taking measures to reduce their expenditures. Board of Trustees and Citizens of the Village of Morton Grove - vii - A number of infrastructure improvements have been completed throughout the Village in recent years. These improvements are most prominent in the Village’s two (2) tax increment financing districts (TIF). The Lehigh/Ferris tax increment district has been designated for transit -oriented development which has fostered new condominium and town home development. A main Village arterial street is also scheduled for improvements in the upcoming years which will allow for needed infrastructure upgrades and an improved streetscape. Long-Term Financial Planning An analysis of long range issues invariably focuses on the Village’s infrastructure. Approximately $30 million of streets, alleys, bridges, water mains, and storm sewers are deployed throughout the Village. Routine maintenance and restoration is a significant expense each year. The continued viability of this infrastructure network is a priority for the Village Board. In response to the long-range need to finance infrastructure work, the Village is very active in the area of economic development. The Village works to attract new businesses to the community while retaining and strengthening existing establishments. The Village has been active in its use of tax increment financing (TIF) and private activity bonds assistance to promote economic development. The ultimate goal is for the resulting economic growth to provide additional sales tax and other resources to help support the existing tax base of the Village. Major Initiatives and Accomplishments The Village provided the framework goals to provide outstanding services and programs in a fiscally prudent environment. The goals included continuing to improve the operating budget and financial practices to promote efficient service delivery, fiscal responsibility and transparency, continuing to improve operations, maximize quality of service and efficiency, enhancing the Village’s community planning and economic development efforts, develop intergovernmental relationships, enhancing the Village communication program to promote dissemination of information to customers and improving the capital improvement program in an effective and fiscally-responsible manner. The Waukegan Road tax increment financing district has been successful in removing unsightly properties and promoting a feeling of increased safety and pride in the community. The Lehigh/Ferris tax increment financing district has made significant progress with the development of several new condominiums and town homes. In November, 2007, the Village issued $9.2Million General Obligation Bonds to finance infrastructure improvements for the district. In 2012 Standard and Poor’s Rating Services has assigned its ‘AA’ long-term rating to the Village of Morton Grove, Ill.’s series 2010A and 2010B general obligation bonds, reflecting the Village’s:  Participation in the deep and diverse Chicago metropolitan area economy;  Very strong income and extremely strong wealth indicators; Board of Trustees and Citizens of the Village of Morton Grove - viii -  Good management practices that have led to maintenance of very strong general fund reserve levels; and  Financial flexibility due to village’s status as a home rule community. The Village intends to use the $9.975Million in bond proceeds to fund the capital equipment and infrastructure improvements in and for the Village, including but not limited to waterworks and sewerage system improvements, street improvements and the purchase of a new ambulance. Awards and Acknowledgements The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the Village for its comprehensive annual financial report (CAFR) for the fiscal year ended December 31, 2012. This was the twenty-fifth consecutive year that the government has received this prestigious award. In order to be awarded a Certificate of Achievement, the government must publish an easily readable and efficiently organized CAFR. This report satisfied both generally accepted accounting principles (GAAP) and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current CAFR continues to meet the Certificate of Achievement Program’s requirements and we are submitting it to the GFOA to determine its eligibility certification. The preparation of this report on a timely basis could not be accomp lished without the efficient and dedicated services of the entire staff of the Finance Department, and the cooperation and assistance rendered by the staffs of other operating departments of the Village. I would like to express my appreciation to all of those employees who assisted and contributed to its preparation. Finally, appreciation is expressed to the Village President and Board of Trustees for their leadership and support in planning and conducting the fiscal affairs of the Village in a responsible manner. Sincerely, ______________________________ ______________________________ Ryan J. Horne Remy Navarrete Village Administrator Finance Director/Treasurer FINANCIAL SECTION INDEPENDENT AUDITOR’S REPORT - 2 - We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the Village of Morton Grove, Illinois, as of December 31, 2013, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Matter The Village adopted GASB Statement No. 61, The Financial Reporting Entity: Omnibus – an Amendment of GASB Statements No. 14 and No. 34, during the year ended December 31, 2013. The adoption of this statement resulted in the removal of the Morton Grove Public Library as a component unit of the Village. Our opinions are not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis and other required supplementary information be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information We also have previously audited, in accordance with auditing standards generally accepted in the United States of America, financial statements of the governmental activities, business-type activities, each major fund and the aggregate remaining fund information of the Village as of and for the year ended December 31, 2012, the prior year in the period ended December 31, 2013 (none of which is presented herein), and we expressed unqualified opinions on those financial statements. That audit was conducted for purposes of forming an opinion on the financial statements as a whole. - 2 - GENERAL PURPOSE EXTERNAL FINANCIAL STATEMENTS (See independent auditor’s report.) MD&A 1 VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS DECEMBER 31, 2013 As management of the Village of Morton Grove, Illinois (“the Village”) or (“Morton Grove”), we offer readers of the Village’s financial statements this narrative overview and analysis of the financial activities of the Village for the calendar year ended December 31, 2013. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages iv-viii of this report. FINANCIAL HIGHLIGHTS  The Village’s total position increased as a result of this year’s operations. Net position of governmental activities decreased by $681,901, while net position of the business-type activities increased by $1,628,178 resulting in total ending net position for the year of $44,055,802.  During the year, government-wide revenues before transfers for the governmental and business-type activities total $41,256,832, while expenses totaled $40,310,555, resulting in the increase in net position of $946,277. USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Position and the Statement of Activities provided information about the activities of the Village as a whole and present a longer-term view of the Village’s finances. For governmental activities, these statements tell how these services were financed in the short term as well as what is available for future spending. Fund financial statements also report the Village’s operations in more detail than the government-wide statements by providing information about the Village’s most significant funds. The remaining statements provide financial information about fiduciary activities for which the Village acts solely as a trustee or agent for the benefit of those outside of the government. GOVERNMENT-WIDE FINANCIAL STATEMENTS The government-wide financial are designed to provide readers with a broad overview of the Village’s finances, in a manner similar to a private-sector business. The Statement of Net Position reports information on all of the Village’s assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the Village’s financial position is improving or deteriorating. Consideration of other nonfinancial factors, such as changes in the Village’s property tax base and the condition of the Village’s infrastructure, is needed to assess the overall health of the Village. The Statement of Activities presents information showing how the Village’s net position changed during the most recent calendar year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the t iming of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 2 Both of the government-wide financial statements distinguish functions of the Village that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities reflect the Village’s basic services, including general government, police, fire, public works, economic development, senior services, emergency 911 services, fire alarm, tax increment financing districts, motor fuel taxes and related expenditures, and capital projects. Sales tax, property tax levies, and shared state income taxes finance the majority of these services. Business-type activities of the Village consist of the municipal water and sewer system, solid waste and municipal parking operations. FUND FINANCIAL STATEMENTS A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The Village, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the Village can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. GOVERNMENTAL FUNDS Governmental Funds are used to account for essentially the same functions reported as go vernmental activities in the government-wide financial statements. However, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than tha t of the government-wide financial statements, it is useful to compare the information presented for government funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental funds statement of revenues, expenditures and changes in fund b alances provide a reconciliation to facilitate the comparison between governmental funds and governmental activities. The Village maintains twelve individual governmental funds. Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances for the General Fund, the Debt Service Fund, the Lehigh/Ferris TIF Fund and the Waukegan Road TIF Fund and the Capital Project Fund, all of which are considered to be Major Funds. Data from the other seven governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements in a later section of this report. The Village adopts an Annual Budget for all funds. A budgetary comparison statement has been provided where appropriate to demonstrate compliance with these budgets. VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 3 PROPRIETARY FUNDS The Village maintains one type of proprietary fund . The Enterprise Fund is used to report the same functions presented as business-type activities in the Government-Wide Financial Statements. The Village uses an Enterprise Fund to account for its municipal water and sewer operations, solid waste function and municipal parking lots. Proprietary Funds provide the same type of information as the Government-Wide Financial Statement, only in more detail. The Proprietary Fund financial statement provides separate information for the Water and Sewer Fund, which is considered to be a major fund of the Village. Individual fund information for non-major enterprise funds is found in combining statements in a later section of this report. FIDUCIARY FUNDS Fiduciary Funds are used to account for resources held for the benefit of part ies outside the government, such as the Municipal Employees’ Retirement Fund, Police Pension Fund and Firefighters’ Pension Fund. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the Village’s own programs. The accounting use for fiduciary funds is much like that used for Proprietary Funds. NOTES TO THE FINANCIAL STATEMENTS The notes provide additional information that is essential to a full understanding of the data provided in the Government-Wide and Fund Financial Statements. These notes can be found beginning with page 20 of this report. OTHER INFORMATION In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the Village’s Illinois Municipal Retirement Fund, Sherriff’s Law Enforcement Personnel Plan, Municipal Emp loyee’s Retirement Fund, Police and Firefighters’ Pension Fund, and Other Post-Employment Benefit Employee Pension Obligation. The required supplementary information also contains budget to actual comparison schedule for the General Fund, Lehigh/Ferris TIF Fund and the Waukegan Road TIF Fund. Required supplementary information can be found on pages beginning with page 64 of this report. The combining statements referred to earlier in connection with non-major governmental funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules for the Village can be found on pages beginning with page 80 of this report. VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 4 GOVERNMENT-WIDE FINANCIAL ANALYSIS Net position may serve over time as a useful indicator of a government’s financial position. The following tables show that in the case of the Village of Morton Grove, assets exceeded liabilities by $44,055,802 at December 31, 2013, compared to $43,109,525 at December 31, 2012: A large portion of the Village’s net position, $50,170,996, reflects its investment in capital assets (for example, infrastructure, land, buildings and improvements, machinery, and equipment ), less any related debt used to acquire those assets that is still outstanding. The Village uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the Village’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must provide from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion, $14,644,385, of the Village’s net assets represents resources that are subject to external restrictions on how they may be used, including restrictions for future street improvements, debt service payments, public safety, and future capital development. NORMAL IMPACTS There are six basic (normal) transactions that will affect the comparability of the Statement of Net Assets summary presentation:  1) Net Results of Activities – which will impact (increase/decrease) current assets and unrestricted net position.  2) Borrowing for Capital – which will increase current assets and long-term debt outstanding. Village of Morton Grove Net Position (in thousands) Governmental Business-Type Activities Activities Total Category 12/31/13 12/31/12 12/31/13 12/31/12 12/31/13 12/31/12 Current and other assets 33,073$ 32,878$ 5,201$ 4,572$ 38,274$ 37,450$ Capital assets 58,072 57,994 8,011 7,767 66,083 65,761 Deferred outflows 56 68 7 14 63 82 Total assets and deferred outflows 91,201 90,940 13,219 12,353 104,420 103,293 Current and other Liabilities 2,285 1,571 939 1,209 3,224 2,780 Long-Term liabilities 42,704 42,475 4,499 4,991 47,203 47,467 Deferred inflows 9,937 9,937 - - 9,937 9,937 Total liabilities and deferred inflows 54,926 53,983 5,438 6,200 60,364 60,183 Net position: Net investment in capital assets 45,226 44,017 4,945 4,108 50,171 48,125 Restricted 14,644 13,415 - - 14,644 13,415 Unrestricted (23,595) (20,475) 2,836 2,045 (20,759) (18,430) Total net position 36,275$ 36,957$ 7,781$ 6,153$ 44,056$ 43,110$ VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 5  3) Spending Borrowed Proceeds on New Capital – which will reduce current assets and increase capital assets. There is a second impact, an increase in invested in capital assets and an increase in related net debt, which will not change the net investment in capital assets.  4) Spending Nonborrowed Current Assets on New Capital – which will (a) reduce current assets and increase capital assets and (b) will reduce unrestricted net position and increase net investment in capital assets.  5) Principal Payment on Debt – which will (a) reduce current assets and reduce long-term debt and (b) reduce unrestricted net position and increase net investment in capital assets.  6) Reduction of Capital Assets through Depreciation – which will reduce capital assets and reduce net investment in capital assets. Following is a table that summarizes the change in net position of the Village at the close of the fiscal year, with a comparison to the preceding fiscal year. Village of Morton Grove Changes in Net Position (in thousands) Governmental Business-Type Activities Activities Total Category 12/31/13 12/31/12 12/31/13 12/31/12 12/31/13 12/31/12 Revenues Program revenues Charges for services 4,034$ 3,541$ 9,868$ 9,040$ 13,902$ 12,581$ Operating Grants 759 1,002 - - 759 1,002 Capital Grants 462 158 59 64 521 222 General revenues Taxes 25,296 24,913 - - 25,296 24,913 Investment income 12 27 3 14 15 41 Miscellaneous 414 262 350 296 764 558 Total revenues 30,977 29,903 10,280 9,414 41,257 39,317 Expenses General government 3,827 5,635 3,827 5,635 Public safety 18,774 18,527 18,774 18,527 Streets and sidewalks 5,823 3,548 5,823 3,548 Vehicle maintenance 847 816 847 816 Health and human services 270 266 270 266 Community development 467 471 467 471 Building and inspectional services 846 700 846 700 Interest 805 861 805 861 Water and sewer 6,771 6,286 6,771 6,286 Solid Waste 1,869 1,821 1,869 1,821 Municipal Parking 12 - 12 - Total expenses 31,659 30,824 8,652 8,107 40,311 38,931 Change in net position (682) (921) 1,628 1,307 946 386 Prior period adjustment - (193) - (55) - (248) Net position - January 1 36,957 38,071 6,153 4,901 43,110 42,972 Net position - December 31 36,275$ 36,957$ 7,781$ 6,153$ 44,056$ 43,110$ VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 6 NORMAL IMPACTS There are eight basic (normal) impacts on revenues and expenses are reflected below: Revenues:  1) Economic Condition – which can reflect a declining, stable, or growing economic environment and has a substantial impact on state income, sales and utility tax revenue as well as public spending habits for building permits, elective user fees, and level of consumption.  2) Increase/Decrease in Village-Approved Rates – while certain tax rates are set by statute, the Village Board has significant authority to impose and periodically increase/decrease rates (property taxes, water, sewer, impact fees, building fees, home rule sales tax, etc.)  3) Changing Patterns in Intergovernmental and Grant Revenue (both Recurring and Nonrecurring) – certain recurring revenues (state-shared revenues, etc.) may experience significant changes periodically, while nonrecurring (or one-time) grants are less predictable and often distorting on their impact on year-to-year comparisons.  4) Market Impacts on Investment Income – the Village’s investment policy is managed using similar average maturity to most governments. Market conditions may cause investment income to fluctuate. Expenses:  5) Introduction of New Programs – within the functional expense categories (general government, public works, public safety, etc.), individual programs may be added or deleted to meet changing community needs.  6) Change in Authorized Personnel – changes in service demand may cause the Village Board to increase/decrease authorized staffing. Personnel costs (salary and related benefits).  7) Salary Increases (Annual Adjustments and Merit) – the ability to attract and retain human and intellectual resources requires the Village to strive to approach a competitive salary range position in the marketplace.  8) Inflation – while overall inflation appears to be reasonably modest, the Village is a major consumer of certain commodities such as supplies, fuels, and parts. Some functions may experience unusual commodity-specific increases. VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 7 GOVERNMENTAL ACTIVITIES Revenues: Revenues for governmental activities totaled $30,977,274 at December 31, 2013.  Property tax (and replacement tax) continues to be the Village’s largest revenue source totaling $12,947,113 representing 41.8% of total governmental activity revenue. Sales tax revenue was $6,277,412 or 20.3% of total governmental activity revenue. Charges for Services revenue was $4,034,083 or 13.0% of total governmental activity revenue. State income tax revenue was $2,217,175 or 7.2% of total governmental activity revenue. Miscellaneous taxes revenue (local use, real estate transfer, hotel & motel tax, food & beverage, gasoline tax) was $1,557,303 or 5.0% of total governmental activity revenue. Telecommunication tax was $884,005 or 2.0% of total governmental activity revenue. A utility tax (Electric & Natural gas tax) was $1,166,101 or 3.8% of total governmental activity revenue. Comparison with Prior Year.  Property tax and replacement tax revenue decreased by $23,270 or .18% from prior year. Sales tax revenue increased by $336,481 or 5.66% from prior year. Charges for Services revenue increased by $492,223 or 13.90% from prior year. State income tax revenue increased by $172,499 or 8.44% from prior year. Miscellaneous taxes revenue (local use, real estate transfer, hotel & motel tax, food & beverage, gasoline tax) decreased by $46,795 or 2.92% from prior year. Telecommunication decreased by $76,052 or 7.92% from prior year. A utility tax (Electric & Natural gas tax) increased by $46,874 or 4.19% from prior year (This space intentionally left blank) VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 8 The following table graphically depicts the major revenue sources of the Village. Prior Year Revenue by Source – Governmental Activities – For Comparison VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 9 Expenses For the year ended December 31, 2013, expenses for governmental activities were $31,659,175 at December 31, 2013 and $30,823,905 at December 31, 2012, an increase of $835,270, or 2.71%. The key change during the year for the governmental activity expenses is described below:  Administration, Police, Fire, Street and Sidewalks and Vehicle Maintenance were over budget. The largest budget variances occurred in personal services. The ‘Expense and Program Revenues’ table identifies those governmental functions where program expenses exceed revenues. These deficits are expected as those governmental functions are primarily support by General Revenues (for instance Property Taxes and Sales Taxes) rather than the Program Revenues. BUSINESS-TYPE ACTIVITIES Business-Type activities posted total revenues of $10,220,534, while the costs of all business-type activities totaled $8,651,380. This results in a surplus of $1,569,154 prior to net capital grant of $59,024. In 2012, revenues of $9,349,883 exceed expenses of $8,106,547, resulting in a surplus of $1,243,336 prior to net contribution of $64,122. VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 10 Revenues The Village of Morton Grove purchases its water from the City of Chicago. In 2011, the City of Chicago announced a series of rate increases over a 4 year period equal to 70%. Per Village municipal code 7-4-5:  7-4-5-A4: whenever the City of Chicago, Illinois, increases its rates or charges for the water sold to the Village of Morton Grove by an amount equal to or more than one percent (1%) of its current rate or charges, the rates to be charged by the village of Morton Grove to its customers for water shall be automatically increased by a like percentage. Said rate increase shall become effective upon the effective date of any rate increase by the city of Chicago.  7-4-5-A5: Additional Rate Increases: Beginning January 1, 2012, in addition to the rate increases set forth in subsection A4 of this section, water rates will increase by an additional three percent (3%) per year for the years 2012, 2013, 2014 and 2015 In 2013 the Village water rate increase d by 18% resulting in the current water rate charge of $9.16 per 1,000 Gallon. Water and Sewer Fund operating revenues increased by $750,713 or 10.56%, due to rate increases. The Village created the Solid Waste Fund to account for the financial activity of the Village residential waste collection and disposal program. In May 2010 the Village’s staff assumed responsibility for billing and residents are charged for waste removal and disposal as part of their bi- monthly water bill. In 2013 Solid Waste operating revenues increased by $67,695 or 3.60%. The Village created the Municipal Parking Fund to account for the Village parking lots and monies received from permit sales. The Village staff are responsible for customers who signed a yearly, quarterly or monthly lease for parking spaces near the Metra Station in Morton Grove. Operating revenues for 2013 increased by $9,766 or 22.03%. The Parking lot opened January 2011. Expenses Total expenses for water and sewer fund activities totaled $6,770,519, an increase of $484,399, or 7.71% from prior year as a result of an increase in cost of water purchases and other commodities. Total expenses for solid waste fund activities totaled $1,869,140, an increase of $49,083, or 2.70%from prior year as a result of rate increase from Groot for Trash and Leaf collection pickup. Total expenses from Municipal Parking Fund activities totaled $11,721 or 3067.84% from prior year as a result of stabilizing the retaining wall on the Village Municipal parking lot. VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 11 FINANCIAL ANALYSIS OF THE GOVERNMENT’S FUND As noted earlier, the Village uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. GOVERNMENTAL FUNDS The focus of the Village’s governmental funds is to provide information on the near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the Vil lage’s financing requirement. In particular, unassigned fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. The Village’s governmental funds reported combining ending fund balances of $20,928,239, which is $514,989, or 2.40% lower than last year’s total of $21,443,228. Of this $20,928,239 total, $3,593,960 or approximately 17.17% of the fund balance constitutes unassigned fund balance. General Fund: The General Fund reported a surplus for the year of $397,459. Revenue exceeds budgeted amount such as; home rule sales tax, state income taxes, real estate transfer tax, food and beverage taxes etc. Expenditure under budget due to continuously monitoring the expenses of each department on a monthly basis. The General Fund is the chief operating fund of the Village. At December 31, 2013, unassigned fund balance in the General Fund was $5,744,509, which represents 79.07% of the total fund balance of the General Fund. As a measure of the General Fund’s liquidity, it is useful to compare unassigned fund balance to total expenditures. Unassigned fund balance in General Fund represents approximately 24.04% of total General Fund expenditures. VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 12 Lehigh Ferris TIF Fund: Reported a fund balance increase of $1,097,975 due to incremental property tax revenue exceeding the expenditures for 2013. Waukegan Road TIF Fund: Reported a fund balance declined of $376,469 as a result of debt service costs exceeding the incremental property tax revenue. Debt Service Fund: Reported a fund balance increase of $288,763 as a result of 2013 budget plan to increase the home rule sales tax allocation to pay the debt service costs which exceeded the property tax revenue allocated. Capital Projects Fund: Reported a fund balance decrease of $1,947,014 primarily as a result of various Capital Project Program implemented in 2013. PROPRIETARY FUNDS The Village’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. The Village reports the Water and Sewer Fund a major proprietary fund. The Village reports two non-major proprietary funds, the Solid Waste Fund and the Municipal Parking Fund. The Water and Sewer Fund accounts for all of the operations of the municipal water system. Water is purchased from the City of Chicago at a rate of $2.88 per thousand gallons a 15.00% increase from 2012. Water is then sold to all residential municipal customers at a rate of $10.25 which covers both water and sewer. Rates for commercial customers vary based on the gallons of water consumed. The spread between the purchase and sales rates is intended to finance the operations of the water system, including labor costs, supplies, repair and replacement and required infrastructure maintenance. CAPITAL ASSETS The Village’s investment in net capital assets for its governmental and business type ac tivities as of December 31, 2013 was $66,082,653 (net of accumulated depreciation). This investment in capital assets includes land (right of way), buildings, improvements, machinery & equipment, and infrastructure. The minimum capital threshold remained at $10,000. For more information regarding the Village’s capital assets, please refer to Note 4 of this CAFR. 12/31/13 12/31/12 12/31/13 12/31/12 12/31/13 12/31/12 Construction in Progress -$ -$ -$ 2,082$ -$ 2,082$ Right of Ways 43,972 42,921 - - 43,972 42,921 Infrastructure 6,547 7,087 - - 6,547 7,087 Buildings and Improvements 6,276 6,865 7,042 5,112 13,318 11,977 Machinery, Equipment and Vehicles 1,277 1,121 969 573 2,246 1,694 58,072$ 57,994$ 8,011$ 7,767$ 66,083$ 65,762$ Capital Assets - Net of Depreciation (in thousands) Governmental Business-Type Total Activities Activities Total Type of Debt VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 13 Debt Administration In 2012 Standard and Poor classified the Village’s credit profile as ‘AA/Stable’ and therefore assigned its ‘AA’ long-term rating to the Village. This rating reflects favorably upon the Village’s management practices as the Village was rated AA3 by Moody’s Investor services in 2009. As the Village is a home rule community, there is no legal limit for outstanding debt. Additional information on the Village’s long-term debt can be found in Note 6 on page 37-45 of this report.  Long-Term Debt At year-end, the Village had total outstanding debt of $22,864,121, as compared to $25,022,954 the previous year, a decrease of $2,158,833, or 9.44% which coupled with principal retirements that reduced the outstanding liability on the bonds. The following is a comparative statement of outstanding debt (excluding intergovernmental agreements).  Economic Factors and Future Prospects The soft economy and showing little revenues remain the Village’s biggest challenge. The Village Board continues to be sensitive to the unknown financial circumstances of residents and businesses by reducing its operating expenditures and limiting tax increases. Some challenges that were considered during the development of 2014 budget;  Instability of the National and local economy: Weak financial markets continue to dictate low interest rates on investments. Real estate remained very slow particularly for Cook County with the .17% foreclosure compared to .13% Illinois and .08% National. Housing foreclosures, declining tax bases, and reduced state pass-through revenues have negatively impacted the fiscal condition of the local economy.  Pension liabilities: Recent changes in pension legislation allowed the municipalities some relief in funding the pension obligation at 90% by 2040. The Village continues to fund the pension based on actuarial results from the Department of Insurance report or the independent actuary the Village and Pensions hired. Additionally, the Village adjusted its actuarial rate for Police and Fire pension return on investment from 7.25% in 2012 to 7.125 in 2013. 12/31/13 12/31/12 12/31/13 12/31/12 12/31/13 12/31/12 General Obligation Bonds 16,549$ 18,958$ 4,176$ 4,767$ 20,725$ 23,725$ Revolving loans - - - - - - Installment Notes 2,139 1,298 - - 2,139 1,298 18,688$ 20,256$ 4,176$ 4,767$ 22,864$ 25,023$ Total Long Term Debt Long Term Debt (in thousands) Governmental Activities Business-Type Activities Total VILLAGE OF MORTON GROVE, ILLINOIS MANAGEMENT’S DISCUSSION AND ANALYSIS (CONTINUED) (See independent auditor’s report.) MD&A 14 Total operating revenues budgeted for 2014 are $53,913,222 (excluding transfers), a 3.58% increase from the 2013 budget, mostly due to tax revenues and charges for services. The General fund revenues are budgeted at $25,216,197 (excluding transfers), a 1,108,179, or 4.60% increase from 2013 due to a projected slight increase from state shared sales, income and utility taxes. The Village’s total 2013 property tax levy payable in 2014 is $9,677,907, a 0% (zero) increase over the prior year’s tax levy. Total Village spending for the 2014 budget is $58,527,386 (excluding transfers), a 9.89% increase from the 2013 budget. The majority of the increase distributed fairly evenly throughout contractual, commodities, and other capital spending with personnel cost s being slightly ahead of the other categories due to pension contributions and contractually obligated pay increases. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of the Village’s finances for all those with an interest in the Village’s operations. Questions concerning any of the information provided in this report or request for additional financial information should be addressed to the Office of the Finance Director, Village of Morton Grove, 6101 Capulina, Morton Grove, Illinois, 60053. Governmental Business-Type Activities Activities Total ASSETS Cash and cash equivalents 5,163,994$ 4,141,009$ 9,305,003$ Investments 1,759,354 - 1,759,354 Receivables (net, where applicable, of allowances for uncollectibles) Property taxes 9,989,548 - 9,989,548 Sales tax 1,593,176 - 1,593,176 State income tax 260,098 - 260,098 Accounts and allotments 1,660,986 1,023,613 2,684,599 Due from other governments 8,600 - 8,600 Loan to developer 1,700,000 - 1,700,000 IRMA excess surplus 773,484 - 773,484 IPBC terminal reserve 591,553 - 591,553 Prepaid expenses - 36,470 36,470 Land held for resale 9,572,675 - 9,572,675 Capital assets not being depreciated 43,972,244 - 43,972,244 Capital assets (net of accumulated depreciation)14,099,374 8,011,035 22,110,409 Total assets 91,145,086 13,212,127 104,357,213 DEFERRED OUTFLOWS OF RESOURCES Unamortized loss on refunding 55,918 6,777 62,695 Total deferred outflows of resources 55,918 6,777 62,695 Total assets and deferred outflows of resources 91,201,004 13,218,904 104,419,908 Primary Government VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF NET POSITION December 31, 2013 (This statement is continued on the following page.) - 4 - Governmental Business-Type Activities Activities Total LIABILITIES Accounts payable 1,076,290$ 838,636$ 1,914,926$ Accrued salaries and wages 449,225 38,665 487,890 Other payables 60,852 - 60,852 Accrued interest payable 76,888 8,696 85,584 Deposits - refundable 274,258 5,496 279,754 Unearned revenue 345,445 48,120 393,565 Due to fiduciary funds 2,117 - 2,117 Noncurrent liabilities Due within one year 3,257,542 602,946 3,860,488 Due in more than one year 39,446,226 3,895,662 43,341,888 Total liabilities 44,988,843 5,438,221 50,427,064 DEFERRED INFLOWS OF RESOURCES Unearned revenue - property taxes 9,937,042 - 9,937,042 Total deferred inflows of resources 9,937,042 - 9,937,042 Total liabilities and deferred inflows of resources 54,925,885 5,438,221 60,364,106 NET POSITION Net investment in capital assets 45,225,759 4,945,237 50,170,996 Restricted for Public safety 512,734 - 512,734 Community development 13,493,724 - 13,493,724 Highways and streets 637,927 - 637,927 Unrestricted (23,595,025) 2,835,446 (20,759,579) TOTAL NET POSITION 36,275,119$ 7,780,683$ 44,055,802$ STATEMENT OF NET POSITION (Continued) December 31, 2013 Primary Government VILLAGE OF MORTON GROVE, ILLINOIS See accompanying notes to financial statements. - 5 - Operating Capital Charges Grants and Grants and FUNCTIONS/PROGRAMS Expenses for Services Contributions Contributions PRIMARY GOVERNMENT Governmental Activities General government 3,826,691$ 3,120,247$ -$ -$ Public safety 18,773,860 905,530 91,359 - Streets and sidewalks 5,823,268 7,043 667,566 462,298 Vehicle maintenance 846,686 - - - Health and human services 270,450 1,263 - - Community development 467,393 - - - Building and inspectional services 845,669 - - - Interest 805,158 - - - Total governmental activities 31,659,175 4,034,083 758,925 462,298 Business-Type Activities Water and sewer 6,770,519 7,857,661 - 59,024 Solid waste 1,869,140 1,956,253 - - Municipal parking 11,721 54,091 - - Total business-type activities 8,651,380 9,868,005 - 59,024 TOTAL PRIMARY GOVERNMENT 40,310,555$ 13,902,088$ 758,925$ 521,322$ Program Revenues VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF ACTIVITIES For the Year Ended December 31, 2013 - 6 - Governmental Business-Type Activities Activities Total (706,444)$ -$ (706,444)$ (17,776,971) - (17,776,971) (4,686,361) - (4,686,361) (846,686) - (846,686) (269,187) - (269,187) (467,393) - (467,393) (845,669) - (845,669) (805,158) - (805,158) (26,403,869) - (26,403,869) - 1,146,166 1,146,166 - 87,113 87,113 - 42,370 42,370 - 1,275,649 1,275,649 (26,403,869) 1,275,649 (25,128,220) General Revenues Taxes Property 12,559,743 - 12,559,743 Personal property replacement 387,370 - 387,370 Sales 6,277,412 - 6,277,412 Utility 1,166,101 - 1,166,101 Local use 400,868 - 400,868 Telecommunications 884,005 - 884,005 Income 2,217,174 - 2,217,174 Real estate transfer 430,777 - 430,777 Hotel/motel 74,616 - 74,616 Food and beverage 377,911 - 377,911 Gasoline 273,131 - 273,131 Other 246,553 - 246,553 Investment income 12,248 2,665 14,913 Gain on sale of capital assets - 49,000 49,000 Miscellaneous 414,059 300,864 714,923 Total 25,721,968 352,529 26,074,497 CHANGE IN NET POSITION (681,901) 1,628,178 946,277 NET POSITION, JANUARY 1 36,957,020 6,152,505 43,109,525 NET POSITION, DECEMBER 31 36,275,119$ 7,780,683$ 44,055,802$ Primary Government Net (Expense) Revenue and Change in Net Position See accompanying notes to financial statements. - 7 - Lehigh/Ferris Waukegan Debt Capital General TIF Road TIF Service Projects Nonmajor Total Cash and cash equivalents 1,299,649$ 1,435,488$ -$ -$ 1,113,735$ 1,315,122$ 5,163,994$ Investments 747,748 748,400 - 168,587 - 94,619 1,759,354 Receivables Property taxes 8,933,048 1,995 1,559 1,001,447 51,499 - 9,989,548 Sales tax 1,344,770 - - 147,500 6,250 94,656 1,593,176 State income tax 260,098 - - - - - 260,098 Accounts and allotments 1,075,536 - - - 241,417 344,033 1,660,986 Due from other governments 8,600 - - - - - 8,600 Due from other funds 1,150,068 - - - - - 1,150,068 Loan to developer - 1,700,000 - - - - 1,700,000 Advances to other funds 1,506,190 44,364 - - - - 1,550,554 IRMA excess surplus reserve 773,484 - - - - - 773,484 IPBC terminal reserve 591,553 - - - - - 591,553 Land held for resale - 9,572,675 - - - - 9,572,675 TOTAL ASSETS 17,690,744$ 13,502,922$ 1,559$ 1,317,534$ 1,412,901$ 1,848,430$ 35,774,090$ ASSETS VILLAGE OF MORTON GROVE, ILLINOIS BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2013 - 8 - Lehigh/Ferris Waukegan Debt Capital General TIF Road TIF Service Projects Nonmajor Total LIABILITIES Accounts payable and retainage payable 450,282$ 9,198$ -$ -$ 236,978$ 379,832$ 1,076,290$ Accrued salaries and wages 449,225 - - - - - 449,225 Other payables 60,852 - - - - - 60,852 Unearned revenue 298,821 - - - 46,624 - 345,445 Deposits - refundable 274,258 - - - - - 274,258 Due to other funds - - 339,401 407,115 - 403,552 1,150,068 Due to fiduciary funds 2,117 - - - - - 2,117 Advances from other funds - - 1,428,930 - - 121,624 1,550,554 Total liabilities 1,535,555 9,198 1,768,331 407,115 283,602 905,008 4,908,809 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - property taxes 8,889,931 - - 995,868 51,243 - 9,937,042 Total deferred inflows of resources 8,889,931 - - 995,868 51,243 - 9,937,042 Total liabilities and deferred inflows of resources 10,425,486 9,198 1,768,331 1,402,983 334,845 905,008 14,845,851 FUND BALANCES (DEFICIT) Nonspendable Advance to other funds 1,506,190 - - - - - 1,506,190 Restricted for Public safety 14,559 - - - - 498,175 512,734 Capital improvements - unspent bond proceeds - - - - 1,078,056 - 1,078,056 Community development - 13,493,724 - - - - 13,493,724 Highways and streets - - - - - 637,927 637,927 Unrestricted Committed for commuter improvements - - - - - 105,648 105,648 Unassigned 5,744,509 - (1,766,772) (85,449) - (298,328) 3,593,960 Total fund balances (deficit)7,265,258 13,493,724 (1,766,772) (85,449) 1,078,056 943,422 20,928,239 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES 17,690,744$ 13,502,922$ 1,559$ 1,317,534$ 1,412,901$ 1,848,430$ 35,774,090$ RESOURCES AND FUND BALANCES LIABILITIES, DEFERRED INFLOWS OF See accompanying notes to financial statements. - 9 - FUND BALANCES OF GOVERNMENTAL FUNDS 20,928,239$ Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the governmental funds 58,071,618 Interest payable is not due and payable in the current period and, therefore, not reported in the governmental funds (76,888) Long-term liabilities are not due and payable in the current period and, therefore, are not reported in the governmental funds General obligation bonds payable (16,549,300) Installment notes payable (2,139,121) Intergovernmental agreement payable (3,134,950) Net pension obligation (16,793,020) Net other postemployment benefits obligation (3,420,715) Compensated absences (609,900) The unamortized bond premium is not a current financial resource and, therefore, is not reported in the governmental funds (63,961) The unamortized bond discount is not a current financial resource and, therefore, is not reported in the governmental funds 7,199 The unamortized loss on bond refunding is shown as a deferred outflow on the statement of net position 55,918 NET POSITION OF GOVERNMENTAL ACTIVITIES 36,275,119$ VILLAGE OF MORTON GROVE, ILLINOIS RECONCILIATION OF FUND BALANCES OF GOVERNMENTAL FUNDS TO THE GOVERNMENTAL ACTIVITIES IN THE STATEMENT OF NET POSITION December 31, 2013 See accompanying notes to financial statements. - 10 - Lehigh/Ferris Waukegan General TIF Road TIF REVENUES Taxes 20,347,439$ 2,299,951$ 474,862$ Licenses and permits 1,498,507 - - Intergovernmental 222,075 - - Surcharges - - - Charges for services 787,420 - - Fines 835,461 - - Investment income 2,467 4,126 18 Cable TV franchise fees 322,822 - - Miscellaneous 264,904 - - Total revenues 24,281,095 2,304,077 474,880 EXPENDITURES Current General government 2,983,917 - - Public safety 16,331,849 - - Streets and sidewalks 2,445,017 - - Vehicle maintenance 846,686 - - Health and human services 284,289 - - Community development 143,571 125,120 1,616 Building and inspectional services 858,707 - - Debt service Principal retirement - 490,000 668,833 Interest and fiscal charges - 306,628 180,900 Capital outlay Capital projects - 24,354 - Total expenditures 23,894,036 946,102 851,349 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES 387,059 1,357,975 (376,469) OTHER FINANCING SOURCES (USES) Transfers in 260,000 - - Transfers (out)(300,000) (260,000) - Issuance of installment note - - - Proceeds from sale of capital assets 50,400 - - Total other financing sources (uses)10,400 (260,000) - NET CHANGE IN FUND BALANCES 397,459 1,097,975 (376,469) FUND BALANCES (DEFICIT), JANUARY 1 6,867,799 12,395,749 (1,390,303) FUND BALANCES (DEFICIT), DECEMBER 31 7,265,258$ 13,493,724$ (1,766,772)$ VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For the Year Ended December 31, 2013 - 11 - Debt Capital Service Projects Nonmajor Total 1,687,222$ 109,850$ 376,337$ 25,295,661$ - - - 1,498,507 75,122 241,417 746,374 1,284,988 - - 249,121 249,121 - - 274,553 1,061,973 - - - 835,461 450 3,852 1,335 12,248 - - - 322,822 - 6,168 145,421 416,493 1,762,794 361,287 1,793,141 30,977,274 - - - 2,983,917 - - 539,491 16,871,340 - - 702,474 3,147,491 - - - 846,686 - - - 284,289 - - 495,193 765,500 - - - 858,707 1,469,000 - - 2,627,833 305,031 900 - 793,459 - 3,367,401 40,074 3,431,829 1,774,031 3,368,301 1,777,232 32,611,051 (11,237) (3,007,014) 15,909 (1,633,777) 300,000 - - 560,000 - - - (560,000) - 1,060,000 - 1,060,000 - - 8,388 58,788 300,000 1,060,000 8,388 1,118,788 288,763 (1,947,014) 24,297 (514,989) (374,212) 3,025,070 919,125 21,443,228 (85,449)$ 1,078,056$ 943,422$ 20,928,239$ See accompanying notes to financial statements. - 12 - NET CHANGE IN FUND BALANCES - TOTAL GOVERNMENTAL FUNDS (514,989)$ Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlay as expenditures; however, they are capitalized and depreciated in the statement of activities 1,553,566 Depreciation expense does not require the use of current financial statement resources, and therefore, is not reported as in expenditure in the governmental funds (1,442,527) Governmental funds do not report compensated absences; however, they are recognized as a reduction to expenses on the statement of activities (68,978) The issuance of long-term debt (installment notes) is reported as an other financing source in governmental funds but as an increase of principal outstanding in the statement of activities (1,060,000) The repayment of the principal portion of general obligation bonds payable, revolving notes payable and installment notes payable are reported as debt service expenditures when due in governmental funds but as a reduction of principal outstanding in the statement of activities 2,627,833 The repayment of the principal portion of the intergovernmental agreement payable is reported as an expenditure when due in governmental funds but as a reduction of principal outstanding in the statement of activities 322,461 The amortization of the refunding loss is not reported in governmental funds, but is reported in the statement of activities (12,425) The amortization of the bond premium is not reported in governmental funds, but is reported in the statement of activities 6,450 The amortization of the bond discount is not reported in governmental funds, but is reported in the statement of activities (2,235) The change in net pension obligation and asset is not reported in governmental funds, but is reported in the statement of activities (1,361,389) The change in net other postemployment benefits obligations are reported only in the statement of activities (692,677) Loss on disposal of capital assets (public safety expenses)(33,502) The change in the accrued interest payable on long-term debt is reported as interest expense on the statement of activities (3,489) CHANGES IN NET POSITION OF GOVERNMENTAL ACTIVITIES (681,901)$ For the Year Ended December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS RECONCILIATION OF GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES TO THE GOVERNMENTAL ACTIVITIES IN THE STATEMENT OF ACTIVITIES See accompanying notes to financial statements. - 13 - Water and Sewer Nonmajor Total CURRENT ASSETS Cash and cash equivalents 3,858,550$ 282,459$ 4,141,009$ Receivables 958,429 65,184 1,023,613 Prepaid expenses - 36,470 36,470 Total current assets 4,816,979 384,113 5,201,092 NONCURRENT ASSETS Capital assets - net of accumulated depreciation 8,011,035 - 8,011,035 Total noncurrent assets 8,011,035 - 8,011,035 Total assets 12,828,014 384,113 13,212,127 DEFERRED OUTFLOWS OF RESOURCES Unamortized loss on refunding 6,777 - 6,777 Total deferred outflows of resources 6,777 - 6,777 Total assets and deferred outflows of resources 12,834,791 384,113 13,218,904 CURRENT LIABILITIES Accounts payable 626,856 211,780 838,636 Accrued salaries and wages 38,665 - 38,665 Accrued interest payable 8,696 - 8,696 Refundable deposits 5,496 - 5,496 Unearned revenue - 48,120 48,120 Compensated absences - current maturities 4,446 - 4,446 Bonds payable - current maturities 598,500 - 598,500 Total current liabilities 1,282,659 259,900 1,542,559 LONG-TERM LIABILITIES Compensated absences 40,014 - 40,014 Bonds payable 3,580,087 - 3,580,087 Net other postemployment benefit obligation 275,561 - 275,561 Total long-term liabilities 3,895,662 - 3,895,662 Total liabilities 5,178,321 259,900 5,438,221 DEFERRED INFLOWS OF RESOURCES None - - - Total deferred inflows of resources - - - Total assets and deferred inflows of resources 5,178,321 259,900 5,438,221 NET POSITION Net investment in capital assets 4,945,237 - 4,945,237 Unrestricted 2,711,233 124,213 2,835,446 TOTAL NET POSITION 7,656,470$ 124,213$ 7,780,683$ VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF NET POSITION PROPRIETARY FUNDS December 31, 2013 See accompanying notes to financial statements. - 14 - Water and Sewer Nonmajor Total OPERATING REVENUES Water sales 7,044,712$ -$ 7,044,712$ Sewer charges 802,095 - 802,095 Waste charges - 1,956,253 1,956,253 Meter and connection fees 10,854 - 10,854 Parking charges - 54,091 54,091 Miscellaneous 111,416 - 111,416 Total operating revenues 7,969,077 2,010,344 9,979,421 OPERATING EXPENSES Personal services 1,741,211 - 1,741,211 Contractual services and other charges 734,298 1,880,494 2,614,792 Water purchases 3,228,171 - 3,228,171 Capital outlay 19,417 - 19,417 Commodities 303,574 367 303,941 Administrative fees 109,500 - 109,500 Utilities 75,113 - 75,113 Total operating expenses 6,211,284 1,880,861 8,092,145 OPERATING INCOME BEFORE DEPRECIATION 1,757,793 129,483 1,887,276 Depreciation 340,025 - 340,025 OPERATING INCOME 1,417,768 129,483 1,547,251 NON-OPERATING REVENUES (EXPENSES) Rental income 189,448 - 189,448 Investment income 1,903 762 2,665 Gain on sale of capital assets 49,000 - 49,000 Interest expense and fiscal agent fees (219,210) - (219,210) Total non-operating revenues (expenses)21,141 762 21,903 NET INCOME BEFORE CAPITAL GRANTS 1,438,909 130,245 1,569,154 CAPITAL GRANTS 59,024 - 59,024 CHANGE IN NET POSITION 1,497,933 130,245 1,628,178 NET POSITION (DEFICIT), JANUARY 1 6,158,537 (6,032) 6,152,505 NET POSITION, DECEMBER 31 7,656,470$ 124,213$ 7,780,683$ VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION PROPRIETARY FUNDS For the Year Ended December 31, 2013 See accompanying notes to financial statements. - 15 - Water and Sewer Nonmajor Total CASH FLOWS FROM OPERATING ACTIVITIES Receipts from customers and users 7,629,111$ 2,013,707$ 9,642,818$ Receipts from miscellaneous revenues 111,416 - 111,416 Payments to suppliers (4,450,386) (1,980,566) (6,430,952) Payments to employees (1,690,229) - (1,690,229) Payments to other funds (109,500) - (109,500) Net cash from operating activities 1,490,412 33,141 1,523,553 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Payments to other funds (37,737) - (37,737) Rental receipts 189,448 - 189,448 Net cash from noncapital financing activities 151,711 - 151,711 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Intergovernmental 59,024 - 59,024 Purchase of capital assets (583,782) - (583,782) Proceeds from sale of capital assets 49,000 - 49,000 Bond principal payments (599,377) - (599,377) Interest payments (213,357) - (213,357) Net cash from capital and related financing activities (1,288,492) - (1,288,492) CASH FLOWS FROM INVESTING ACTIVITIES Interest received 1,903 762 2,665 Net cash from investing activities 1,903 762 2,665 NET INCREASE IN CASH AND CASH EQUIVALENTS 355,534 33,903 389,437 CASH AND CASH EQUIVALENTS, JANUARY 1 3,503,016 248,556 3,751,572 CASH AND CASH EQUIVALENTS, DECEMBER 31 3,858,550$ 282,459$ 4,141,009$ VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the Year Ended December 31, 2013 (This statement is continued on the following page.) - 16 - Water and Sewer Nonmajor Total RECONCILIATION OF OPERATING INCOME TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating income 1,417,768$ 129,483$ 1,547,251$ Adjustments to reconcile operating income to net cash from operating activities Depreciation 340,025 - 340,025 Changes in operating assets and liabilities Receivables (193,079) (3,897) (196,976) Prepaid expenses - (4,623) (4,623) Refundable deposits 446 - 446 Accounts payable (89,813) (95,082) (184,895) Accrued salaries and wages (55,696) - (55,696) Compensated absences 44,460 - 44,460 Other postemployment benefit obligation 62,218 - 62,218 Deferred revenues (35,917) 7,260 (28,657) NET CASH FROM OPERATING ACTIVITIES 1,490,412$ 33,141$ 1,523,553$ SCHEDULE OF NONCASH TRANSACTIONS None -$ -$ -$ PROPRIETARY FUNDS For the Year Ended December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF CASH FLOWS (Continued) See accompanying notes to financial statements. - 17 - VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF FIDUCIARY NET POSITION PENSION TRUST FUNDS December 31, 2013 Cash and cash equivalents 1,413,385$ Investments, at fair value Equity mutual funds 31,327,991 Bond index fund 14,005,869 Annuity contracts 9,652,359 U.S. Treasury obligations 2,595,891 U.S. agency obligations 10,292,484 Municipal bonds 108,220 Receivables Accrued interest 50,319 Other 49,577 Due from primary government 2,117 Prepaid expenses 4,602 Total assets 69,502,814 LIABILITIES Accounts payable 11,299 Total liabilities 11,299 NET POSITION HELD IN TRUST FOR PENSION BENEFITS 69,491,515$ ASSETS See accompanying notes to financial statements. - 18 - VILLAGE OF MORTON GROVE, ILLINOIS STATEMENT OF CHANGES IN FIDUCIARY NET POSITION PENSION TRUST FUNDS For the Year Ended December 31, 2013 ADDITIONS Contributions Employer 3,792,981$ Employee 855,775 Total contributions 4,648,756 Investment income Net appreciation in fair value of investments 5,913,299 Interest 999,715 Total investment income 6,913,014 Less investment expense (121,931) Net investment income 6,791,083 Total additions 11,439,839 DEDUCTIONS Retirement benefits 4,426,142 Duty/nonduty disability benefits 685,367 Surviving spouse benefits 541,179 Refunds 3,608 Administrative expenses 91,967 Total deductions 5,748,263 NET INCREASE 5,691,576 NET POSITION HELD IN TRUST FOR PENSION BENEFITS January 1 63,799,939 December 31 69,491,515$ See accompanying notes to financial statements. - 19 - - 17 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS December 31, 2013 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The financial statements of the Village of Morton Grove, Illinois (the Village) have been prepared in conformity with accounting principles generally accepted in the United States of America (hereinafter referred to as generally accepted accounting principles (GAAP)), as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The more significant of the Village’s accounting policies are described below. a. Reporting Entity The Village is a municipal corporation governed by an elected president and a six-member board of trustees. As required by generally accepted accounting principles, these financial statements present the Village (the primary government) and its component units. Based on the criteria of GASB Statement No 61, The Financial Reporting Entity: Omnibus – an amendment of GASB Statements No. 14 and No. 34, there are no component units for which the Village is considered to be financially accountable for. The Village’s financial statements include pension trust funds. Municipal Employees’ Retirement Fund (MERF) The Village’s municipal employees participate in the Municipal Employees’ Retirement Fund (MERF). MERF functions for the benefit of these employees and is governed by the Village Board of Trustees. The Village and MERF participants are obligated to fund all MERF costs based upon actuarial valuations. The Village is authorized to approve the actuarial assumptions used in the determination of contribution levels. Although it possesses many of the characteristics of a legally separate government, MERF is reported as if it were part of the primary government because its sole purpose is to finance and administer the pensions of the Village’s municipal employees that are not members of the Police Pension Employees Retirement System or the Firefighters’ Pension Employees Retirement System and because of the fiduciary nature of such activities. MERF is reported as a pension trust fund. - 20 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 18 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) a. Reporting Entity (Continued) Police Pension Employees Retirement System (PPERS) The Village’s police employees participate in the Police Pension Employees Retirement System (PPERS). PPERS functions for the benefit of these employees and is governed by a five-member pension board. Two members appointed by the Village’s President, one elected pension beneficiary and two elected police employees constitute the pension board. The Village and PPERS participants are obligated to fund all PPERS costs based upon actuarial valuations. The State of Illinois is authorized to establish benefit levels and the Village is authorized to approve the actuarial assumptions used in the determination of contribution levels. Although it possesses many of the characteristics of a legally separate government, PPERS is reported as if it were part of the primary government because its sole purpose is to finance and administer the pensions of the Village’s police employees, and because of the fiduciary nature of such activities. PPERS is reported as a pension trust fund. Firefighters’ Pension Employees Retirement System (FPERS) The Village’s firefighters participate in the Firefighters’ Pension Employees Retirement System (FPERS). FPERS functions for the benefit of these employees and is governed by a five-member pension board. Two members appointed by the Village’s President, one elected pension beneficiary and two elected fire employees constitute the pension board. The Village and FPERS participants are obligated to fund all FPERS costs based upon actuarial valuations. The State of Illinois is authorized to establish benefit levels and the Village is authorized to approve the actuarial assumptions used in the determination of contribution levels. Although it possesses many of the characteristics of a legally separate government, FPERS is reported as if it were part of the primary government because its sole purpose is to finance and administer the pensions of the Village’s firefighters, and because of the fiduciary nature of such activities. FPERS is reported as a pension trust fund. b. Fund Accounting The Village uses funds to report on its financial position, changes in its financial position and cash flows. Fund accounting is designed to demonstrate legal compliance and to aid financial management by segregating transactions related to certain government functions or activities. A fund is a separate accounting entity with a self-balancing set of accounts. Funds are classified into the following categories: governmental, proprietary and fiduciary. - 21 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 19 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) b. Fund Accounting (Continued) Governmental funds are used to account for all or most of a government’s general activities, including the collection and disbursement of restricted, committed or assigned monies (special revenue funds), the funds restricted, committed or assigned for the acquisition or construction of capital assets (capital projects funds) and the funds restricted, committed or assigned for servicing of governmental long-term debt (debt service funds). Proprietary funds are used to account for activities similar to those found in the private sector, where the determination of net income is necessary or useful to sound financial administration. Goods or services from such activities can be provided either to outside parties (enterprise funds) or to other departments or agencies primarily within the Village (internal service funds). Fiduciary funds are used to account for assets held on behalf of outside parties, including other governments, or on behalf of other funds within the Village. c. Government-Wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the Village. The effect of material interfund activity has been eliminated from these statements. Interfund services provided and used between funds has not been eliminated in the process of consolidation. Governmental activities which normally are supported by taxes and intergovernmental revenues are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function, segment or program are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include (1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function and (2) grants and shared revenues that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items are not properly included among program revenues but are reported instead as general revenues. Separate financial statements are provided for governmental funds. Major individual governmental funds are reported as separate columns in the fund financial statements. - 22 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 20 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) c. Government-Wide and Fund Financial Statements (Continued) The Village reports the following major governmental funds: The General Fund is the Village’s primary operating fund. It accounts for all financial resources of the Village, except those accounted for in another fund. Lehigh/Ferris Tax Increment Financing Fund accounts for tax increment revenue and other financial resources received along with the costs related to the Village’s Tax Increment Financing (TIF) District. The fund entails the TIF District along Lehigh and Ferris Avenues. The TIF District is authorized by state law and is created to promote redevelopment of certain parcels declared as “blighted” into a higher and more productive land use. The Waukegan Road Tax Increment Financing Fund accounts for tax increment revenue and other financial resources received along with the costs related to the Village’s Tax Increment Financing (TIF) District. The fund entails the TIF District along Waukegan Road. The TIF District is authorized by state law and is created to promote redevelopment of certain parcels declared as “blighted” into a higher and more productive land use. The Debt Service Fund is used to account for the payment of governmental long-term debt. The Village has elected to report the fund as major. The Capital Projects Fund accounts for property taxes levied and other resources restricted, committed or assigned primarily for major infrastructure and other capital improvements. The Village reports the following major proprietary fund: The Water and Sewer Fund accounts for the provision of water and sewer services to the residents of the Village. All activities necessary to provide such services are accounted for in this fund, including administration, operations, maintenance, financing and billing and collection. The Village reports the following fiduciary funds: The Village reports Pension Trust Funds as fiduciary funds to account for the Municipal Employees’ Retirement Fund, the Police Pension Fund and the Firefighter’s Pension Fund. - 23 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 21 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues and additions are recorded when earned and expenses and deductions are recorded when a liability is incurred. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Operating revenues and expenses are directly attributable to the operation of the proprietary funds. Non-operating revenue/expenses are incidental to the operations of these funds. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual (i.e., when they become both measurable and available). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period, usually 60 days, except for sales tax and telecommunication taxes which use a 90-day period. The Village recognizes property taxes when they become both measurable and available in the year intended to finance. Expenditures are recorded when the related fund liability is incurred. Principal and interest on general long-term debt are recorded as expenditures when due. Sales taxes owed to the state at year end, franchise taxes, licenses, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and are recognized as revenues of the current fiscal period. Income and motor fuel taxes and fines collected and held by the state or county at year end on behalf of the Village also are recognized as revenue. Fines and permit revenues are not susceptible to accrual because generally they are not measurable until received in cash. In applying the susceptible to accrual concept to intergovernmental revenues, the legal and contractual requirements of the numerous individual programs are used as guidelines. Monies that are virtually unrestricted as to purpose of expenditure, which are usually revocable only for failure to comply with prescribed compliance requirements, are reflected as revenues at the time of receipt or earlier if the susceptible to accrual criteria are met. - 24 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 22 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) The Village reports unearned revenue and unavailable revenue on its financial statements. Unearned revenue and unavailable revenue arises when a potential revenue does not meet both the measurable and available or earned criteria for recognition in the current period. Unearned revenue also arises when resources are received by the Village before it has a legal claim to them, as when grant monies are received prior to the incurrence of qualifying expenditures. In subsequent periods, when both revenue recognition criteria are met, or when the Village has a legal claim to the resources, the liability or deferred inflow of resources for unearned revenue or unavailable revenue is removed from the financial statements and revenue is recognized. All proprietary funds and pension trust funds are accounted for on a flow of economic resources measurement focus. With this measurement focus, all assets and all liabilities associated with the operation of these funds are included on the statement of net position. Proprietary fund operating statements present increases (i.e., revenues) and decreases (i.e., expenses) in net position. e. Cash and Investments For purposes of the statement of cash flows, the Village’s proprietary fund considers all highly liquid investments with an original maturity of three months or less when purchased to be cash equivalents. f. Investments Investments with a maturity of less than one year when purchased and non-negotiable certificates of deposit are stated at cost or amortized cost. Investments with a maturity greater than one year when purchased and all investments of the pension trust funds are stated at fair value. Fair value is based on quoted market prices at December 31 for debt securities, equity securities and mutual funds and contract values for insurance contracts. g. Interfund Transactions During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as “due from other funds” or “due to other funds” on the balance sheet. Short-term interfund loans, if any, are classified as “interfund receivables/payables.” - 25 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 23 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) g. Interfund Transactions (Continued) Internal service transactions are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. All other interfund transactions, except for interfund services provided and used are reported as transfers. Advances between funds, if any, are offset by nonspendable fund balance in applicable governmental funds to indicate they are not available for appropriation and are not expendable available financial resources. h. Prepaid Items/Expenses Payments made to vendors for services that will benefit periods beyond the date of this report are recorded as prepaid items/expenses using the consumption method. i. Capital Assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, storm sewers and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the Village as assets with an initial, individual cost of more than $10,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs, including street overlays, that do not add to the value or service capacity of the asset or materially extend asset lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. Property, plant and equipment is depreciated using the straight-line method over the following estimated useful lives: - 26 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 24 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) i. Capital Assets (Continued) Years Buildings, reservoirs, pump house, water mains and improvements 50 Garage and fence 50 Office building, remodeling and improvements 10 - 50 Improvements to water system 20 Vehicles 3 - 10 Equipment 3 - 10 Water meters 10 - 15 Infrastructure Streets 50 Alleys 10 Signals 25 Infrastructure acquired prior to fiscal years ended June 30, 1980 is also reported. j. Compensated Absences Vested or accumulated vacation leave that is matured is reported as an expenditure and a fund liability of the governmental fund that will pay it in the governmental fund financial statements. Vested or accumulated vacation leave of proprietary funds and governmental activities is recorded as an expense and liability of those funds as the benefits accrue to employees. No liability is recorded for nonvesting accumulating rights to receive sick pay benefits. However, an expenditure is reported and a liability is recognized for that portion of accumulating sick leave benefits that it is estimated will be taken as “terminal leave” at retirement. In prior years, the General and Water and Sewer Funds have been used to liquidate the liability for compensated absences. In addition, the Village has recorded $571,460 for sick time payments to be made in the future to all civilian employees who are at least age 50 or are any age, but have 30 years of service and sworn personnel who are at least age 50 and have 20 years of service. k. Rebatable Arbitrage The Village reports rebatable arbitrage, if any, as a liability and expense in the governmental activities column in the government-wide financial statements. - 27 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 25 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) l. Long-Term Obligations In the government-wide financial statements and proprietary fund in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities or proprietary fund financial statements. Bond premiums and discounts, gains/losses or refundings, as well as issuance costs, are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium or discount and gains/losses or refundings. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as expenses. In the fund financial statements, governmental funds recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as expenditures. m. Fund Balance/Net Position In the fund financial statements, governmental funds report nonspendable fund balance for amounts that are either not in spendable form or are legally or contractually required to be maintained intact. Restrictions of fund balance are reported for amounts constrained by legal restrictions from outside parties for use for a specific purpose or externally imposed by outside entities or from enabling legislation adopted by the Village. Committed fund balance is constrained by formal actions of the Village’s Board of Trustees, which is considered the Village’s highest level of decision-making authority. Formal actions include ordinances approved by the Board of Trustees. Assigned fund balance represents amounts constrained by the Village’s intent to use them for a specific purpose. The authority to assign fund balance has been delegated to the Finance Director. Any residual fund balance in the General Fund and any deficit fund balance of any other governmental fund are reported as unassigned. The Village has not yet adopted a flow of funds policy; therefore, in accordance with GASB Statement No. 54, the default flow of funds has been applied which prescribes that the funds with the highest level of constraint are expended first. If restricted or unrestricted funds are available for spending, the restricted funds are spent first. Additionally, if different levels of unrestricted funds are available for spending the Village considers committed funds to be expended first followed by assigned funds and then unassigned funds. - 28 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 26 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) m. Fund Balance/Net Position (Continued) In the government-wide financial statements, restricted net positions are legally restricted by outside parties for a specific purpose. None of the Village’s net positions are restricted as a result of enabling legislation adopted by the Village. Net investment in capital assets represents the book value of capital assets less any long- term debt principal outstanding issued to construct capital assets. n. Deferred Outflows/Inflows of Resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net assets that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. In addition to liabilities, the statement of financial position will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net assets that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. o. Accounting Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting period. Actual results could differ from those estimates. 2. DEPOSITS AND INVESTMENTS Permitted Deposits and Investments - The Village’s investment policy (including MERF) authorizes the Village to make deposits/invest in insured commercial banks, savings and loan institutions, obligations of the U.S. Treasury and U.S. agencies, insured credit union shares, money market mutual funds with portfolios of securities issued or guaranteed by the United States Government or agreements to repurchase these same obligations, repurchase agreements, short-term commercial paper rated within the three highest classifications by at least two standard rating services, Illinois Funds and derivatives consistent with the Government Finance Officers Association (GFOA) Recommended Practice on Use of Derivatives by state and local governments. Pension funds may also invest in certain non- U.S. obligations, Illinois municipal corporations tax anticipation warrants, veteran’s loans, obligations of the State of Illinois and its political subdivisions, and Illinois insurance company general and separate accounts, mutual funds and equity securities. - 29 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 27 - 2. DEPOSITS AND INVESTMENTS (Continued) Illinois Funds is an investment pool managed by the State of Illinois, Office of the Treasurer, which allows governments within the state to pool their funds for investment purposes. Illinois Funds is not registered with the SEC as an investment company, but does operate in a manner consistent with Rule 2a7 of the Investment Company Act of 1940. Investments in Illinois Funds are valued at Illinois Fund’s share price, the price for which the investment could be sold. Illinois Metropolitan Investment Fund (IMET) is a not-for-profit investment trust formed pursuant to the Illinois Municipal Code and managed by a Board of Trustees elected from the participating members. IMET is not registered with the SEC as an investment company. Investments in IMET are valued at IMET’s share price, the price for which the investment could be sold. It is the investment credit risk policy of the Village to invest its funds in a manner which will provide the highest investment return with the maximum security while meeting the daily cash flow demands of the Village and conforming to all state and local statutes governing the investment of public funds, using the “prudent person” standard for managing the overall portfolio. The primary objective of the policy is legality, safety (preservation of capital and protection of investment principal), liquidity and yield. Village Deposits Custodial credit risk for deposits with financial institutions is the risk that in the event of a bank’s failure, the Village’s deposits may not be returned to it. The Village’s investment policy requires pledging of collateral with a fair value of 110% of all bank balances in excess of federal depository insurance with the collateral held by an agent of the Village in the Village’s name. Village Investments As of December 31, 2013, the Village had the following debt security investments and maturities. Investment Maturities (in Years) Less More Fair Value than 1 1-5 6-10 than 10 IMET (1-3 year fund) $ 263,206 $ - $ 263,206 $ - $ - Negotiable CDs 1,496,148 1,496,148 - - - TOTAL $ 1,759,354 $ 1,496,148 $ 263,206 $ - $ - - 30 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 28 - 2. DEPOSITS AND INVESTMENTS (Continued) Village Investments (Continued) In accordance with its investment policy, the Village limits its exposure to interest rate risk by structuring the portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market prior to maturity and by investing operating funds primarily in shorter-term securities. However, securities may be sold prior to maturity if the sale minimizes the loss of principal in a declining credit market, a security swap would improve the quality, yield or target duration of the portfolio or for liquidity needs of the portfolio. Investments reserve funds may be purchased with maturities to match future projects or liability requirements. The Village limits its exposure to credit risk, the risk that the issuer of a debt security will not pay its par value upon maturity, by primarily investing in obligations guaranteed by the United States Government or securities issued by agencies of the United States Government that are explicitly or implicitly guaranteed by the United States Government or in pools. IMET is rated AAA. Custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to the investment, the Village will not be able to recover the value of its investments that are in possession of an outside party. To limit its exposure, the Village’s investment policy requires all security transactions that are exposed to custodial credit risk to be processed on a delivery versus payment (DVP) basis with the underlying investments held by a third party acting as the Village’s agent separate from where the investment was purchased or by the trust department of the bank where purchased, in the Village’s name. Illinois Funds and IMET are not subject to custodial credit risk. Concentration of credit risk - The Village’s investment policy does not contain any specific guidelines on the diversification of the investment portfolio. At December 31, 2013, the Village had 24.21% in negotiable certificate of deposits (CDs) and 4.26% in IMET. Police Pension Fund Deposits Custodial credit risk for deposits with financial institutions is the risk that in the event of a bank’s failure, the Police Pension Fund’s deposits may not be returned to them. The Police Pension Fund’s investment policies require pledging of collateral with a fair value of 110% of all bank balances in excess of federal depository insurance with the collateral held by an agent of the Police Pension Fund in the Police Pension Fund’s name. - 31 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 29 - 2. DEPOSITS AND INVESTMENTS (Continued) Police Pension Fund Investments As of December 31, 2013, the Police Pension Fund had the following investments and maturities. Investment Maturities (in Years) Less More Fair Value than 1 1-5 6-10 than 10 Government bond index fund $ 13,345,200 $ 13,345,200 $ - $ - $ - In accordance with its investment policy, the Police Pension Fund limits its exposure to interest rate risk by structuring the portfolio to provide liquidity for operating funds and maximizing yields for funds not needed within a one-year period. The investment policy does not limit the maximum maturity length of investments in the Police Pension Fund. The Police Pension Fund limits its exposure to credit risk, the risk that the issuer of a debt security will not pay its par value upon maturity, by primarily investing in obligations guaranteed by the United States Government or securities issued by agencies of the United States Government that are explicitly or implicitly guaranteed by the United States Government. The government bond index fund is not rated by the commercial ratings agencies. The average quality rating of securities held in the fund is AAA. Custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to the investment, the Police Pension Fund will not be able to recover the value of its investments that are in possession of an outside party. To limit its exposure, the Police Pension Fund’s investment policy requires all security transactions that are exposed to custodial credit risk to be processed on a delivery versus payment (DVP) basis with the underlying investments held by a third party acting as the Police Pension Fund’s agent separate from where the investment was purchased or by the trust department of the bank where purchased, in the Police Pension Fund’s name. Illinois Funds and the money market mutual funds are not subject to custodial credit risk. Concentration of credit risk - the Police Pension Fund’s investment policy states investment parameters for each asset class. Percentage allocations are intended to serve as guidelines: Minimum Maximum Equities 10% 45% International equities 0% 10% Fixed income and cash 5% 90% - 32 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 30 - 2. DEPOSITS AND INVESTMENTS (Continued) Police Pension Fund Investments (Continued) In addition, the Police Pension Fund’s investments of common, preferred or convertible preferred stock, separate accounts managed by life insurance companies and mutual funds shall not exceed 35% of the market value of the Police Pension Fund’s net present assets and an additional 10% allowed to be invested in equities through a mutual fund or separate account of a life insurance company. Firefighters’ Pension Fund Deposits Custodial credit risk for deposits with financial institutions is the risk that in the event of a bank’s failure, the Firefighters’ Pension Fund’s deposits may not be returned to them. The Firefighters’ Pension Fund’s investment policies require pledging of collateral with a fair value of 110% of all bank balances in excess of federal depository insurance with the collateral held by an agent of the Firefighters’ Pension Fund in the Firefighters’ Pension Fund’s name. Firefighters’ Pension Fund Investments As of December 31, 2013, the Firefighters’ Pension Fund had the following investments and maturities. Investment Maturities (in Years) Less More Fair Value than 1 1-5 6-10 than 10 Municipal bonds $ 108,220 $ - $ - $ 108,220 $ - U.S. Treasury obligations 2,595,891 - 1,626,422 969,469 - U.S agencies 10,292,484 840,689 5,006,137 4,270,804 174,854 Bond index fund 660,669 660,669 - - - TOTAL $ 13,657,264 $ 1,501,358 $ 6,632,559 $ 5,348,493 $ 174,854 In accordance with its investment policy, the Firefighters’ Pension Fund limits its exposure to interest rate risk by structuring the portfolio to provide liquidity for operating funds and maximizing yields for funds not needed within a one-year period. The investment policy does not limit the maximum maturity length of investments in the Firefighters’ Pension Fund. The Firefighters’ Pension Fund limits its exposure to credit risk, the risk that the issuer of a debt security will not pay its par value upon maturity, by primarily investing in obligations guaranteed by the United States Government or securities issued by agencies of the United States Government that are explicitly or implicitly guaranteed by the United States Government. The municipal bonds and the U.S. Treasury obligations are not rated by Standard and Poor’s. The ratings for the U.S. agency investments all were rated AA+. - 33 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 31 - 2. DEPOSITS AND INVESTMENTS (Continued) Firefighters’ Pension Fund Investments (Continued) Custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to the investment, the Firefighters’ Pension Fund will not be able to recover the value of its investments that are in possession of an outside party. To limit its exposure, the Firefighters’ Pension Fund’s investment policy requires all security transactions that are exposed to custodial credit risk to be processed on a delivery versus payment (DVP) basis with the underlying investments held by a third party acting as the Firefighters’ Pension Fund’s agent separate from where the investment was purchased or by the trust department of the bank where purchased, in the Firefighters’ Pension Fund’s name. Illinois Funds and the money market mutual funds are not subject to custodial credit risk. Concentration of credit risk - the Firefighters’ Pension Fund’s investment policy states that no more than 5% of the total portfolio may be invested in one individual security or in cash. Also, with the exception of U.S. Treasury securities, no more than 40% of the total fund’s investment portfolio may be invested in a single security type. At December 31, 2013, 9.15% of the Firefighters’ Pension Fund investments were invested in U.S. Treasury obligations, 0.38% in municipal bonds and 36.27% in U.S. agency securities. 3. RECEIVABLES a. Property Taxes Property taxes for 2013 attach as an enforceable lien on January 1, 2013 on property values assessed as of the same date. Taxes are levied by December of the fiscal year (by passage of a Tax Levy Ordinance). Tax bills are prepared by the County and issued on or about February 1, 2013 and August 1, 2013 and are payable in two installments, on or about March 1, 2013 and September 1, 2013. The County collects such taxes and remits them periodically. The allowance for uncollectible taxes has been stated at 3% of the tax levy, to reflect actual collection experience. Since the 2013 levy is intended to fund the 2013 fiscal year, the levy has been recorded as a receivable and unavailable or unearned revenue. b. Loan Receivable - Developer In December 2010, the Village executed a loan of $1,700,000 to a developer in return for the developer agreeing to build and operate a senior living facility in the Lehigh/Ferris TIF District. The loan will be repaid upon sale or refinancing the development. In addition, the Village will reimburse the developer up to $1,100,000 from new incremental taxes generated by the development during the life of the TIF District. - 34 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 32 - 4. CAPITAL ASSETS Capital asset activity for the year ended December 31, 2013 was as follows: Beginning Balances January 1 Additions Retirements Ending Balances December 31 GOVERNMENTAL ACTIVITIES Capital assets not being depreciated Land (including right of ways) $ 42,921,414 $ 1,050,830 $ - $ 43,972,244 Construction in progress - - - - Total capital assets not being depreciated 42,921,414 1,050,830 - 43,972,244 Capital assets being depreciated Buildings and improvements 18,175,872 - - 18,175,872 Vehicles and equipment 5,691,755 502,736 331,523 5,862,968 Infrastructure 30,759,292 - - 30,759,292 Total capital assets being depreciated 54,626,919 502,736 331,523 54,798,132 Less accumulated depreciation for Buildings and improvements 11,310,891 589,191 - 11,900,082 Vehicles and equipment 4,570,791 313,457 298,021 4,586,227 Infrastructure 23,672,570 539,879 - 24,212,449 Total accumulated depreciation 39,554,252 1,442,527 298,021 40,698,758 Total capital assets being depreciated, net 15,072,667 (939,791) 33,502 14,099,374 GOVERNMENTAL ACTIVITIES CAPITAL ASSETS, NET $ 57,994,081 $ 111,039 $ 33,502 $ 58,071,618 Depreciation expense was charged to functions/programs of the governmental activities as follows: GOVERNMENTAL ACTIVITIES General government $ 442,297 Public safety 314,252 Streets and sidewalks 685,978 TOTAL DEPRECIATION EXPENSE - GOVERNMENTAL ACTIVITIES $ 1,442,527 - 35 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 33 - 4. CAPITAL ASSETS (Continued) Beginning Balances January 1 Additions Retirements Ending Balances December 31 BUSINESS-TYPE ACTIVITIES Capital assets not being depreciated Construction in progress $ 2,081,771 $ - $ 2,081,771 $ - Total capital assets not being depreciated 2,081,771 - 2,081,771 - Capital assets being depreciated Buildings and improvements 12,294,289 2,172,321 - 14,466,610 Equipment 2,068,053 493,231 151,209 2,410,075 Total capital assets being depreciated 14,362,342 2,665,552 151,209 16,876,685 Less accumulated depreciation for Buildings and improvements 7,182,258 242,586 - 7,424,844 Equipment 1,494,577 97,439 151,209 1,440,807 Total accumulated depreciation 8,676,835 340,025 151,209 8,865,651 Total capital assets being depreciated, net 5,685,507 2,325,527 - 8,011,034 BUSINESS-TYPE ACTIVITIES CAPITAL ASSETS, NET $ 7,767,278 $ 2,325,527 $ 2,081,771 $ 8,011,034 5. RISK MANAGEMENT The Village is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; employee health; and natural disasters. These risks (except employee health) are covered by the Village’s participation in Intergovernmental Risk Management Association (IRMA), an organization of municipalities and special villages in Northeastern Illinois which have formed an association under the Illinois Intergovernmental Cooperations Statute to pool its risk management needs. The agency administers a mix of self-insurance and commercial insurance coverages; property/casualty and workers’ compensation claim administration/litigation management services; unemployment claim administration/litigation management services; unemployment claim administration; extensive risk management/loss control consulting and training programs; and a risk information system and financial reporting service for its members. - 36 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 34 - 5. RISK MANAGEMENT (Continued) The Village’s payments to IRMA are displayed on the financial statements as expenditures/expenses in appropriate funds. Each member assumes the first $2,500 of each occurrence and IRMA has a mix of self-insurance and commercial insurance at various amounts above that level. Each member appoints one delegate, along with an alternate delegate, to represent the member on the Board of Directors. The Village does not exercise any control over the activities of IRMA beyond its representation on the Board of Directors. The Village paid an original contribution that was based on the Village’s eligible revenue as defined in the by-laws of IRMA and experience modification factors based on past member loss experience. The Village has a contractual obligation to fund any deficit of IRMA attributable to a membership year during which the Village was a member. Supplemental contributions may be required to fund these deficits. No supplemental contributions were due at December 31, 2013. The Village has recorded a receivable for the excess surplus balance of $773,484 in the General Fund as of December 31, 2013. The Village participates in the Intergovernmental Personnel Benefit Cooperative (IPBC). IPBC is a public entity risk pool established by certain units of local government in Illinois to administer some or all of the personnel benefit programs (primarily medical, dental and life insurance coverage) offered by its members to their officers and employees and to the officers and employees of certain other governmental, quasigovernmental and nonprofit public service entities. Risk of loss is retained by the Village, except that IPBC purchases excess coverage policies. The Village had terminal reserve net of any deficits of other subaccounts as of June 30, 2013 (most recent available) of $591,553. This amount was declared as a dividend to the Village and, therefore, has been recorded as a receivable in the General Fund. Management consists of a Board of Directors comprised of one appointed representative from each member. In addition, there are three officers, a Benefit Administrator and a Treasurer. The Village does not exercise any control over activities of IPBC beyond its representation on the Board of Directors. 6. LONG-TERM DEBT a. General Obligation Bonds The Village issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both general government and proprietary activities. These bonds, therefore, are reported in the proprietary fund if they are expected to be repaid from proprietary revenues. In addition, general obligation bonds have been issued to refund general obligation bonds. - 37 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 35 - 6. LONG-TERM DEBT (Continued) a. General Obligation Bonds (Continued) General obligation bonds are direct obligations and pledge the full faith and credit of the Village. General obligation bonds currently outstanding are as follows: Fund Debt Retired By Balances January 1 Additions Reductions Balances December 31 Due Within One Year $9,200,000 General Obligation Bonds Series 2007 dated November 1, 2007, due in annual installments of $270,000 to $560,000 plus interest at 4.0%, due on June 1 and December 1 of each year. Lehigh/ Ferris TIF $ 7,655,000 $ - $ 490,000 $ 7,165,000 $ 510,000 $7,650,000 General Obligation Refunding Bonds, Series 2009 dated April 1, 2009, due in annual installments of $225,000 to $1,690,000 plus interest at 1.0% to 2.6%, due on June 1 and December 1 of each year. Water and Sewer Debt Service 837,500 2,512,500 - - 415,000 1,245,000 422,500 1,267,500 422,500 1,267,500 $4,920,000 General Obligation Bonds, Series 2009A dated October 1, 2009, due in annual installments of $355,000 to $600,000 plus interest at 3.000% to 4.125%, due on June 1 and December 1 of each year. Waukegan Road TIF 3,790,000 - 450,000 3,340,000 475,000 $1,845,000 General Obligation Bonds, Series 2010A dated March 31, 2010, due in annual installments of $270,000 to $400,000 plus interest at 2.0%, due on June 15 and December 15 of each year. Debt Service Water and Sewer 448,000 352,000 - - 224,000 176,000 224,000 176,000 224,000 176,000 - 38 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 36 - 6. LONG-TERM DEBT (Continued) a. General Obligation Bonds (Continued) Fund Debt Retired By Balances January 1 Additions Reductions Balances December 31 Due Within One Year $8,130,000 Taxable General Obligation Bonds Series, 2010B dated March 31, 2010, due in annual installments of $415,000 to $1,870,000 plus interest at 3.2% to 6.0%, due on June 15 and December 15 of each year. Debt Service Water and Sewer $ 4,552,800 3,577,200 $ - - $ - - $ 4,552,800 3,577,200 $ - - TOTAL $ 23,725,000 $ - $ 3,000,000 $ 20,725,000 $ 3,075,000 b. Installment Notes Payable The Village issues installment notes payable to provide funds for the acquisition of property and the development of the tax increment financing villages. Installment notes payable have been issued for both general government and proprietary activities. Fund Debt Retired By Balances January 1 Additions Reductions Balances December 31 Due Within One Year $3,165,000 General Obligation Bank Promissory Note for projects related to the Tax Increment Financing Fund and the Economic Development Fund principal due semiannually through 2018 with interest at 5.32%. Waukegan Road TIF $ 1,297,954 $ - $ 218,833 $ 1,079,121 $ 227,912 $1,060,000 General Obligation Bank Promissory note, Series 2013 for land purchase, principal is payable annually over seven years. Interest is at 2.0% and is due beginning May 31, 2014. General - 1,060,000 - 1,060,000 142,583 TOTAL $ 1,297,954 $ 1,060,000 $ 218,833 $ 2,139,121 $ 370,495 - 39 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 37 - 6. LONG-TERM DEBT (Continued) c. Intergovernmental Agreement with School District 67 In 1996, the Village entered into an agreement with Morton Grove School District 67. The agreement calls for the Village to remit to the school district a portion of the proposed tax revenue due to projected growth in the equalized assessed valuation for existing properties located on Waukegan Road and existing on the date when the TIF was formed. Payments are made December 31 of each year and shall continue until the conclusion of the TIF at which time all future growth in the equalized assessed valuation will be released for distribution of property tax revenues to the overlapping taxing jurisdictions. During the year ended December 31, 2013, the Village made total intergovernmental payments of $204,623 from general (non-TIF) revenues. The tax revenue is determined on an annual basis and the estimated future liability is shown below. d. Intergovernmental Agreement with School District 70 In 2000, the Village entered into a second intergovernmental agreement, this time with Morton Grove School District 70. The agreement calls for the Village to remit to the school district a portion of the proposed tax revenue due to projected growth in the equalized assessed valuation for existing properties located in the Lehigh/Ferris TIF and existing on the date when the TIF was formed. As with the agreement with School District 67, payments are made December 31 of each year and shall continue until the conclusion of the TIF at which time all future growth in the equalized assessed valuation will be released for distribution of property tax revenues to the overlapping taxing jurisdictions. During the year ended December 31, 2013, the Village made total intergovernmental payments of $117,838 from general (non-TIF) revenues. The tax revenue is determined on an annual basis and the estimated future liability is shown below. Year Ending School District 67 School District 70 Total 2014 $ 220,460 $ 129,097 $ 349,557 2015 236,891 140,720 377,611 2016 253,938 152,722 406,660 2017 271,625 165,114 436,739 2018 289,975 177,909 467,884 2019-2023 - 1,096,499 1,096,499 TOTAL $ 1,272,889 $ 1,862,061 $ 3,134,950 - 40 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 38 - 6. LONG-TERM DEBT (Continued) e. Debt Service Requirements to Maturity Year General Obligation Bonds Ending Governmental Activities Business-Type Activities December 31, Principal Interest Total Principal Interest Total 2014 $ 2,476,500 $ 673,168 $ 3,149,668 $ 598,500 $ 197,710 $ 796,210 2015 1,282,400 599,839 1,882,239 182,600 183,205 365,805 2016 1,338,000 552,846 1,890,846 187,000 177,362 364,362 2017 1,395,800 501,403 1,897,203 189,200 170,630 359,830 2018 2,103,600 445,308 2,548,908 191,400 163,062 354,462 2019 899,800 370,284 1,270,084 200,200 154,066 354,266 2020 943,800 332,508 1,276,308 211,200 144,657 355,857 2021 990,000 292,875 1,282,875 220,000 134,730 354,730 2022 1,036,800 251,315 1,288,115 233,200 124,390 357,590 2023 1,083,000 206,133 1,289,133 242,000 112,147 354,147 2024 1,129,200 158,809 1,288,009 250,800 99,321 350,121 2025 330,400 109,012 439,412 259,600 85,653 345,253 2026 341,600 90,675 432,275 268,400 71,245 339,645 2027 352,800 71,375 424,175 277,200 56,080 333,280 2028 411,600 50,736 462,336 323,400 39,864 363,264 2029 434,000 26,040 460,040 341,000 20,460 361,460 TOTAL $ 16,549,300 $ 4,732,326 $ 21,281,626 $ 4,175,700 $ 1,934,582 $ 6,110,282 Year Total Installment Notes Payable Ending Governmental Activities December 31, Principal Interest Total 2014 $ 370,495 $ 63,184 $ 433,679 2015 382,800 50,878 433,678 2016 395,501 38,177 433,678 2017 408,776 24,902 433,678 2018 263,555 11,690 275,245 2019 157,423 6,360 163,783 2020 160,571 3,211 163,782 TOTAL $ 2,139,121 $ 198,402 $ 2,337,523 - 41 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 39 - 6. LONG-TERM DEBT (Continued) f. Changes in Long-Term Liabilities During the fiscal year, the following changes occurred in liabilities reported on the schedule of long-term liabilities payable by governmental funds: Balances January 1 Additions Reductions Balances December 31 Due Within One Year GOVERNMENTAL ACTIVITIES General obligation bonds payable $ 18,958,300 $ - $ 2,409,000 $ 16,549,300 $ 2,476,500 Unamortized premium on bonds 70,411 - 6,450 63,961 - Unamortized discount on bonds (9,434) - (2,235) (7,199) - Installment notes payable 1,297,954 1,060,000 218,833 2,139,121 370,495 Intergovernmental agreement payable 3,457,411 - 322,461 3,134,950 349,557 Net pension obligation 15,431,631 1,361,389 - 16,793,020 - Net other postemployment benefit obligation 2,728,038 692,677 - 3,420,715 - *Compensated absences payable 540,922 123,070 54,092 609,900 60,990 TOTAL GOVERNMENTAL ACTIVITIES DEBT $ 42,475,233 $ 3,237,136 $ 3,008,601 $ 42,703,768 $ 3,257,542 * Governmental activities’ compensated absences, net pension obligation and net other postemployment benefit obligation are liquidated by the General Fund, the fund in which the related salary has been charged. Balances January 1 Additions Reductions Balances December 31 Due Within One Year BUSINESS-TYPE ACTIVITIES General obligation bonds payable $ 4,766,700 $ - $ 591,000 $ 4,175,700 $ 598,500 Unamortized premium on bonds 11,264 - 8,377 2,887 - *Net other postemployment benefit obligation 213,343 62,218 - 275,561 - *Compensated absences payable 64,794 - 20,334 44,460 4,446 TOTAL BUSINESS-TYPE DEBT $ 5,056,101 $ 62,218 $ 619,711 $ 4,498,608 $ 602,946 * Business-type activities’ net other postemployment benefit obligation and compensated absences are liquidated by the Water and Sewer Fund, the fund in which the related salary has been charged. - 42 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 40 - 6. LONG-TERM DEBT (Continued) g. Legal Debt Margin The Village is a home rule municipality. Article VII, Section 6(k) of the 1970 Illinois Constitution governs computation of the legal debt margin. “The General Assembly may limit by law the amount and require referendum approval of debt to be incurred by home rule municipalities, payable from ad valorem property tax receipts, only in excess of the following percentages of the assessed value of its taxable property . . . (2) if its population is more than 25,000 and less than 500,000 an aggregate of one percent: . . . indebtedness which is outstanding on the effective date (July 1, 1971) of this constitution or which is thereafter approved by referendum . . . shall not be included in the foregoing percentage amounts.” To date the General Assembly has set no limits for home rule municipalities. h. Refunding Bonds On October 1, 2009, the Village issued $4,920,000 Series 2009A General Obligation Refunding Bonds to advance refund $4,785,000 of the General Obligation Promissory Note, Series 2002. The proceeds of the 2009 issuance were placed in an irrevocable trust to provide all future debt service payments on the old bonds. Accordingly, the trust account assets and the liability for the defeased bonds are not included in the financial statements. The defeased bonds are due annually on June 1 through June 1, 2022, and are callable anytime after June 1, 2016. At December 31, 2013, $3,765,000 of the refunded bonds was outstanding. i. Economic Development and Redevelopment Agreements 1. CVS, Inc. During June 2006, CVS, Inc. (CVS) purchased the Osco Drug (Osco) store with which the Village had previously entered into an economic development agreement that stated that the total amount paid will not exceed $250,000. It was determined by legal counsel that the economic agreement that the Village had with Osco remains applicable with CVS. Payment to Osco during 2006 through date of sale totaled $3,971. Amounts paid to CVS under the terms of the agreement were $29,221 for fiscal year ended December 31, 2013. - 43 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 41 - 6. LONG-TERM DEBT (Continued) i. Economic Development and Redevelopment Agreements (Continued) 2. Gary D. McGrath On January 14, 2002, the Village entered into a redevelopment agreement for the Waukegan Road TIF Village Redevelopment Area “B” with Gary D. McGrath, a local auto dealership owner. The agreement calls for Mr. McGrath to purchase properties of the north portion of Redevelopment Area “B” for $1,799,412 and for the Village to remit to him a portion of the sales tax receipts collected on sales made by the new auto dealership, McGrath Acura, which is planned to be located on the purchased properties. The maximum amount to be remitted by the Village is $500,000, provided that the Village does not require site improvements costing in excess of that amount. No amounts were due to Gary D. McGrath under the terms of the agreement for the fiscal year ended December 31, 2013. 3. Bond Drug Company of Illinois, dba Walgreens and MRD - Morton Grove, LP On June 1, 1999, the Village entered into a redevelopment agreement with Bond Drug Company of Illinois (Walgreens) and MRD - Morton Grove, LP to develop a site for a Walgreens Drug Store in the Village. The Village has required, as part of the redevelopment agreement, that certain infrastructure improvements be constructed. In order to comply with the Village’s requirements for infrastructure improvement, the Village has agreed to enter into a sales tax revenue sharing program upon the commencement of retail operations to be public. The program will continue until the developer’s receipt of $253,320 or ten years following the opening of the store, whichever comes first. The first $110,000 of sales tax revenue of the $253,320 shall be retained by the Village. The Village will retain 100% of the sales tax on the first $2,000,000 of annual sales and will share equally in the sales tax on annual sales exceeding $2,000,000. Amounts paid to Walgreens under the terms of the agreement were $18,836 for fiscal year ended December 31, 2013. 4. L & K Restaurants of Morton Grove LLC On August 31, 2010, the Village entered into a development agreement with L & K Restaurants of Morton Grove LLC to develop a new Culver’s Restaurant (Culver’s). The agreement requires the Village to reimburse the developer 100% of sales taxes paid by the business for the first year after the Culver’s store is open, and 50% of the sales taxes paid by the business from year two through ten up to total revenue of $125,000. Amounts paid under the terms of the agreement were $33,076 for fiscal year ended December 31, 2013. - 44 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 42 - 6. LONG-TERM DEBT (Continued) j. Noncommitment Debt Industrial Revenue Bonds On December 14, 2007, the Village approved the sale of $30,000,000 Cultural Facility Variable Rate Demand Revenue Bonds, Series 2007 to be used for the construction of a Holocaust Museum in Skokie, Illinois by a not-for-profit agency. These bonds are industrial revenue bonds and are secured solely by the property financed. The bonds are payable solely by the property owners. The Village is not obligated in any manner for the repayment of the bonds. Accordingly, the bonds outstanding are not reported as a liability in these financial statements. 7. INDIVIDUAL FUND DISCLOSURES a. Due From/To Other Funds Receivable Fund Payable Fund Amount GOVERNMENTAL FUNDS General Waukegan Road TIF $ 339,401 General Economic Development 403,552 General Debt Service 407,115 TOTAL $ 1,150,068 Significant amounts due from/to other funds at December 31, 2013 are as follows:  $407,115 due from the Debt Service Fund to the General Fund. This balance is three months of sale tax overdue from the State Comptroller. The balance will be paid in the first quarter of 2014.  $403,552 due from the Economic Development Fund to the General Fund. This balance is three months of sale tax overdue from the State Comptroller. The balance will be paid in the first quarter of 2014.  $339,401 due from the Waukegan Road TIF Fund to the General Fund. This balance is from a loan from the General Fund to fund debt service payments. The balance will be paid in 2014. - 45 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 43 - 7. INDIVIDUAL FUND DISCLOSURES (Continued) b. Due From/To Fiduciary Funds Receivable Fund Payable Fund Amount PENSION TRUST FUNDS Municipal Employees Retirement General $ 2,117 TOTAL $ 2,117 Significant amounts due from/to fiduciary funds at December 31, 2013 are as follows:  $2,117 due from General Fund to the Municipal Employees Retirement Pension Trust Fund for contributions due at year end. c. Advances As of December 31, 2013, individual fund advances between funds were as follows: Receivable Fund Payable Fund Amount General Waukegan Road TIF $ 1,428,930 General Dempster/Waukegan TIF 77,260 Lehigh/Ferris TIF Dempster/Waukegan TIF 44,364 TOTAL $ 1,550,554 Significant amounts of advances at December 31, 2013 are as follows:  $1,428,930 was advanced by the General Fund as initial costs of the Waukegan Road TIF. This amount will be repaid in future years from incremental property tax revenues of the TIF. d. Transfers For the year ended December 31, 2013, individual fund transfers between funds were as follows: Transferred to Transferred from Amount General Lehigh/Ferris TIF $ 260,000 Debt Service General 300,000 TOTAL $ 560,000 - 46 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 44 - 7. INDIVIDUAL FUND DISCLOSURES (Continued) d. Transfers (Continued) Significant amounts of transfers during the year ended December 31, 2013 are as follows:  $260,000 was transferred from the Lehigh/Ferris TIF Fund to the General Fund for administrative costs. This amount will not be repaid.  $300,000 was transferred from the General Fund to the Debt Service Fund to fund a deficit. This amount will not be repaid. e. Deficit Fund Balances As of December 31, 2013, individual funds with deficit fund balances were as follows: Fund Deficit Major Governmental Waukegan Road TIF $ 1,766,772 Debt Service 85,449 Nonmajor Governmental Economic Development 176,704 Dempster/Waukegan TIF 121,624 8. CONTINGENT LIABILITIES a. Litigation The Village is a defendant in various lawsuits. Although the outcome of these lawsuits is not presently determinable, in the opinion of the Village’s attorney, the resolution of these matters will not have a material adverse effect on the financial condition of the Village. b. Grants The Village participates in numerous federally assisted programs, on both a direct and state pass-through basis, as well as on a service provider basis. Principal among these are the Federal Aid Highway Program and Highway Planning and Construction. In connection with these grants, the Village is required to comply with specific terms and agreements, as well as applicable federal and state laws and regulations. Such compliance is subject to review and audit by the grantors and their representatives. - 47 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 45 - 8. CONTINGENT LIABILITIES (Continued) b. Grants (Continued) In the opinion of management, the Village has complied with all requirements. However, since such programs are subject to future audit or review, the possibility of disallowed expenditures exists. In the event of any disallowance of claimed expenditures, the Village expects the resulting liability to be immaterial. 9. JOINT VENTURES Solid Waste Agency of Northern Cook County (SWANCC) The Village is a member of the Solid Waste Agency of Northern Cook County (SWANCC) which consists of 23 municipalities. SWANCC is a municipal corporation and public body politic and corporate established pursuant to the Intergovernmental Cooperation Act of the State of Illinois. SWANCC is empowered to plan, construct, finance, operate and maintain a solid waste disposal system to serve its members. SWANCC is governed by a Board of Directors which consists of the mayor or president from each member municipality. Each director has an equal vote. The officers of SWANCC are appointed by the Board of Directors. The Board of Directors determines the general policy of SWANCC, makes all appropriations, approves contracts, provides for the issuance of debt, adopts by-laws, rules and regulations and exercises such powers and performs such duties as may be prescribed in the agency agreement or the by-laws. Complete financial statements for SWANCC can be obtained from the SWANCC’s administrative office at 2700 Patriot Boulevard, Suite 110, Glenview, Illinois 60026. SWANCC’s outstanding bonds are revenue obligations. They are limited obligations of SWANCC with a claim for payment solely from and secured by a pledge of the revenues of the system and amounts in various funds and accounts established by SWANCC resolutions. The bonds are not the debt of any member. SWANCC has no power to levy taxes. Revenues of the system consist of (1) all receipts derived from solid waste disposal contracts or any other contracts for the disposal of waste; (2) all income derived from the investment of monies; and (3) all income, fees, service charges and all grants, rents and receipts derived by SWANCC from the ownership and operation of the system. SWANCC covenants to establish fees and charges sufficient to provide revenues to meet all its requirements. - 48 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 46 - 9. JOINT VENTURES (Continued) Solid Waste Agency of Northern Cook County (SWANCC) (Continued) SWANCC has entered into solid waste disposal contracts with the member municipalities. The contracts are irrevocable and may not be terminated or amended except as provided for in the contract. Each member is obligated, on a “take or pay” basis, to deliver a minimum amount of solid waste to the system. The obligation of the Village to make all payments as required by this contract is unconditional and irrevocable, without regard to performance or nonperformance by SWANCC of its obligations under the contract. The contract does not constitute an indebtedness of the Village within the meaning of any statutory or constitutional limitation. In accordance with the contract, the Village made payments totaling $411,445 to SWANCC in 2013, which includes payment for debt contribution. The Village does not have an equity interest in SWANCC at December 31, 2013. Commencing in 2008, the annual expense will be subject to change based upon the actual tonnage of refuse disposed of and current SWANCC costs. Beginning in 2004, the cost of brush collection was transferred to the residents. The Village continues to pay tipping fees averaging about $35,507 a month or $426,084 a year. 10. JOINTLY GOVERNED ORGANIZATION Regional Emergency Dispatch Center The Regional Emergency Dispatch Center (the Center) is a governmental joint venture of Illinois municipalities which is used to account for the resources involved in dispatching fire and medical emergency services to a seven-community area. The fund is supported by contributions by the eight-member departments. Management consists of a Board of Directors comprised of one elected officer from each member. There is also a Joint Chiefs Authority which is comprised of the fire chief from each member, which takes care of day-to-day activities. The Village does not exercise any control over the activities of the Center beyond its representation on the Board of Directors and Joint Chiefs Authority. Annual contributions are determined each year based on the estimated number of fire calls for the upcoming year. Each year, the members sign a contract which denotes the amount of the contribution for the year. The Board of Directors has the power to levy a special assessment should a deficit or emergency arise. Complete separate financial statements for the Center may be obtained at the Center’s office located at 1842 Shermer Road, Northbrook, Illinois 60062. - 49 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 47 - 11. OTHER POSTEMPLOYMENT BENEFITS a. Plan Description In addition to providing the pension benefits described, the Village provides other postemployment health care benefits (OPEB) for retired employees through a single- employer defined benefit plan (the Plan). The benefits, benefit levels, employee contributions and employer contributions are governed by the Village and can be amended by the Village through its personnel manual and union contracts. The Plan is not accounted for as a trust fund, as an irrevocable trust has not been established to account for the Plan. The Plan does not issue a separate report. The activity of the Plan is reported in the Village’s governmental and business-type activities. b. Benefits Provided The Village provides pre and post-Medicare postretirement health insurance to retirees, their spouses and dependents (enrolled at time of employee’s retirement). To be eligible for benefits, the employee must qualify for retirement under one of the Village’s three retirement plans. The Village provides a subsidy of 50% of the blended healthcare premium to retired members with ten or more years of service. Police officers and firefighters who became disabled in the line of duty during an emergency receive continuation of healthcare benefits at no cost to the member. Upon a retiree becoming eligible for Medicare, the amount payable under the Village’s health plan will be reduced by the amount payable under Medicare for those expenses that are covered under both. c. Membership At December 31, 2013, membership consisted of: Retirees and beneficiaries currently receiving benefits 42 Terminated employees entitled to benefits but not yet receiving them - Active employees 143 TOTAL 185 Participating employers 1 d. Funding Policy The Village is not required to and currently does not advance fund the cost of benefits that will become due and payable in the future. Active employees do not contribute to the Plan until retirement. - 50 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 48 - 11. OTHER POSTEMPLOYMENT BENEFITS (Continued) e. Annual OPEB Costs and Net OPEB Obligation The Village’s annual OPEB cost, the percentage of annual OPEB cost contributed to the Plan and the net OPEB obligation was as follows: Fiscal Year Ended Annual OPEB Cost Employer Contributions Percentage of Annual OPEB Cost Contributed Net OPEB Obligation December 31, 2011 $ 1,118,579 $ 521,940 46.7% $ 2,391,358 December 31, 2012 1,173,358 623,335 53.1% 2,941,381 December 31, 2013 1,415,247 660,352 46.7% 3,696,276 The net OPEB obligation as of December 31, 2013 was calculated as follows: Annual required contribution $ 1,387,902 Interest on net OPEB obligation 132,361 Adjustment to annual required contribution (105,016) Annual OPEB cost 1,415,247 Contributions made 660,352 Increase in net OPEB obligation 754,895 Net OPEB obligation, beginning of year 2,941,381 NET OPEB OBLIGATION, END OF YEAR $ 3,696,276 Funded Status and Funding Progress: The projected funded status and funding progress of the Plan as of December 31, 2013 was as follows: Actuarial accrued liability (AAL) $ 20,464,527 Actuarial value of plan assets - Unfunded actuarial accrued liability (UAAL) 20,464,527 Funded ratio (actuarial value of plan assets/AAL) 0.00% Covered payroll (active plan members) $ 12,048,653 UAAL as a percentage of covered payroll 169.85% - 51 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 49 - 11. OTHER POSTEMPLOYMENT BENEFITS (Continued) e. Annual OPEB Costs and Net OPEB Obligation (Continued) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality and the healthcare cost trend. Amounts determined regarding the funded status of the Plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to financial statements, presents multi-year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Actuarial methods and assumptions - projections of benefits for financial reporting purposes are based on the substantive plan (the Plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the December 31, 2013 actuarial valuation, the entry-age normal actuarial cost method was used. The actuarial assumptions included a 4.5% investment rate of return and a healthcare cost trend rate of 8.03% with an ultimate healthcare inflation rate of 4.5%. Both rates include a 4.0% wage inflation assumption. The actuarial value of assets was not determined as the Village has not advance funded its obligation. The Plan’s unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on an open basis. The remaining amortization period at December 31, 2013 was 30 years. 12. EMPLOYEE RETIREMENT SYSTEMS a. Plan Descriptions The Village contributes to five defined benefit pension plans, the Illinois Municipal Retirement Fund (IMRF), an agent multiple-employer public employees retirement system; the Sheriff’s Law Enforcement Personnel Fund (SLEP), which is administered by IMRF, an agent multiple-employer public employee retirement system; the Municipal Employees’ Retirement Fund (MERF), a single-employer plan; the Police Pension Plan which is a single-employer pension plan; and the - 52 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 50 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) a. Plan Descriptions (Continued) Firefighters’ Pension Plan which is also a single-employer pension plan. The benefits, benefit levels, employee contributions and employer contributions for the Police and Firefighters’ Pension Plans are governed by Illinois Compiled Statutes (ILCS) and can only be amended by the Illinois General Assembly. None of the pension plans issue separate reports on the pension plans. The Morton Grove Public Library also participates in IMRF and MERF. A portion of the liability for each plan relates to the library. Illinois Municipal Retirement Fund (IMRF) IMRF provides retirement, disability, annual cost of living adjustments and death benefits to plan members and beneficiaries. IMRF acts as a common investment and administrative agent for local governments and school villages in Illinois. The Illinois Pension Code establishes the benefit provisions of the plan that can only be amended by the Illinois General Assembly. IMRF issues a financial report that includes financial statements and required supplementary information. The report may be obtained at www.imrf.org/pubs/pubs_homepage.htm or by writing to the Illinois Municipal Retirement Fund, 2211 York Road, Suite 500, Oak Brook, Illinois 60523. All employees (other than those covered by the Police or Firefighters’ Pension Plans) hired in positions that meet or exceed the prescribed annual hourly standard must be enrolled in IMRF effective January 1, 2005, as participating members. IMRF provides two tiers of pension benefits. Employees hired prior to January 1, 2011, are eligible for Tier 1 benefits. For Tier 1 employees, pension benefits vest after eight years of service. Participating members who retire at age 55 (reduced benefits) or after age 60 (full benefits) with eight years of credited service are entitled to an annual retirement benefit, payable monthly for life, in an amount equal to 1 2/3% of their final rate of earnings, for each year of credited service up to 15 years, and 2% for each year thereafter. Employees hired on or after January 1, 2011, are eligible for Tier 2 benefits. For Tier 2 employees, pension benefits vest after ten years of service. Participating members who retire at age 62 (reduced benefits) or after age 67 (full benefits) with ten years of credited service are entitled to an annual retirement benefit, payable monthly for life, in an amount equal to 1 2/3% of their final rate of earnings, for each year of credited service up to 15 years, and 2% for each year thereafter. Participating members are required to contribute 4.50% of their annual salary to IMRF. The Village is required to contribute the remaining amounts necessary to fund IMRF as specified by statute. The employer contribution for the year ended December 31, 2013 was 10.26% of covered payroll. - 53 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 51 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) Illinois Municipal Retirement Fund (IMRF) (Continued) a. Plan Descriptions (Continued) For December 31, 2013, the Village’s annual pension cost of $327,895 was equal to the Village’s required and actual contributions. The required contribution was determined as part of the December 31, 2013 actuarial valuation using the entry-age actuarial cost method. The actuarial assumptions included (a) 7.50% investment rate of return (net of administrative expenses); (b) projected salary increases of 4.00% a year, attributable to inflation; (c) additional projected salary increases ranging from 0.4% to 10.0% per year depending on age and service, attributable to seniority/merit; and (d) postretirement benefit increases of 3% annually. The actuarial value of IMRF assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a five-year period with a 20% corridor. IMRF’s unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on an open basis. The amortization period at December 31, 2013 was 30 years. Sheriff’s Law Enforcement Personnel (SLEP) Sheriff’s Law Enforcement Personnel (SLEP) having accumulated at least 30 years of SLEP service and terminating IMRF participation on or after July 1, 1988, may elect to retire at or after age 50 with no early retirement discount penalty. SLEP members meeting these two qualifications are entitled to an annual retirement benefit, payable monthly for life, in an amount equal to 2.50% of their final rate of earnings, for each year of credited service up to 20 years, 2.00% of their final earnings rate for the next ten years of credited service and 1.00% for each year thereafter. For those SLEP members retiring with less than 20 years of SLEP service, the regular IMRF pension formula applies. SLEP also provides death and disability benefits. These benefit provisions and all other requirements are established by state statutes. SLEP members are required to contribute 7.50% of their annual salary to SLEP. The Village is required to contribute the remaining amounts necessary to fund it as specified by statute. The employer contribution rate for the calendar year ended 2013 was 13.77% of covered payroll. Municipal Employee Retirement Fund (MERF) All employees (other than those covered by the Police or Firefighters’ plans) hired in positions that meet or exceed the prescribed annual hourly standard (1,000 hours) were enrolled in MERF as participating members through January 1, 2005. The plan is closed to new members. Pension benefits vest after ten years of service. Participating members who retire after 30 years of creditable service or at or after age 60 with five years of credited service are entitled to an annual retirement benefit, payable monthly for life, in an amount equal to 1 2/3% of average compensation for each of the first 15 years of service, plus 2% of average compensation for each year - 54 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 52 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) a. Plan Descriptions (Continued) Municipal Employee Retirement Fund (MERF) (Continued) of service in excess of 15 years. Average compensation is defined as the average of the four calendar years (within the preceding ten years of participation) during which the participant received the highest compensation. Participating members are required to contribute 2.0% of their annual salary to MERF. The Village is required to contribute the remaining amounts necessary to fund MERF as specified by the plan. The employer contribution for the year ended December 31, 2013 was 21.31% of covered payroll. At December 31, 2013, MERF membership consisted of: Retirees and beneficiaries currently receiving benefits 20 Terminated employees entitled to benefits but not yet receiving them - Active employees 28 Inactive employees 23 TOTAL 71 Police Pension Plan Police sworn personnel are covered by the Police Pension Plan which is a defined benefit single-employer pension plan. Although this is a single-employer pension plan, the defined benefits and employee and employer contributions levels are governed by Illinois Compiled Statutes (Chapter 40 - Article 5/3) and may be amended only by the Illinois legislature. The Village accounts for the Police Pension Plan as a pension trust fund. At December 31, 2013, the Police Pension Plan membership consisted of: Retirees and beneficiaries currently receiving benefits 46 Terminated employees entitled to benefits but not yet receiving them - Inactive members 10 Current employees Vested 30 Nonvested 14 TOTAL 100 - 55 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 53 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) a. Plan Descriptions (Continued) Police Pension Plan (Continued) The Police Pension Plan provides retirement benefits as well as death and disability benefits. The Police Pension Plan provides retirement benefits as well as death and disability benefits. Tier 1 employees (those hired prior to January 1, 2011) attaining the age of 50 or older with 20 or more years of creditable service are entitled to receive an annual retirement benefit equal to one-half of the salary attached to the rank held on the last day of service, or for one year prior to the last day, whichever is greater. The annual benefit shall be increased by 2.50% of such salary for each additional year of service over 20 years up to 30 years to a maximum of 75.00% of such salary. Employees with at least eight years but less than 20 years of credited service may retire at or after age 60 and receive a reduced benefit. The monthly benefit of a police officer who retired with 20 or more years of service after January 1, 1977 shall be increased annually, following the first anniversary date of retirement and be paid upon reaching the age of at least 55 years, by 3.00% of the original pension and 3.00% compounded annually thereafter. Tier 2 employees (those hired on or after January 1, 2011) attaining the age of 55 or older with ten or more years of creditable service are entitled to receive an annual retirement benefit equal to the average monthly salary obtained by dividing the total salary of the police officer during the 96 consecutive months of service within the last 120 months of service in which the total salary was the highest by the number of months of service in that period. Police officers’ salary for pension purposes is capped at $106,800, plus the lesser of ½ of the annual change in the Consumer Price Index or 3.00% compounded. The annual benefit shall be increased by 2.50% of such salary for each additional year of service over 20 years up to 30 years to a maximum of 75.00% of such salary. Employees with at least ten years may retire at or after age 50 and receive a reduced benefit (i.e., ½% for each month under 55). The monthly benefit of a Tier 2 police officer shall be increased annually at age 60 on the January 1st after the police officer retires, or the first anniversary of the pension starting date, whichever is later. Noncompounding increases occur annually, each January thereafter. The increase is the lesser of 3.00% or ½ of the change in the Consumer Price Index for the proceeding calendar year. Employees are required by ILCS to contribute 9.91% of their base salary to the Police Pension Plan. If an employee leaves covered employment with less than ten years of service, accumulated employee contributions may be refunded without accumulated interest. The Village is required to contribute the remaining amounts necessary to finance the plan as actuarially determined by an enrolled actuary. - 56 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 54 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) a. Plan Descriptions (Continued) Police Pension Plan (Continued) Effective January 1, 2011, the Village has until the year 2040 to fund 90% of the past service cost for the Police Pension Plan. For the year ended December 31, 2013, the Village’s contribution was 39.55% of covered payroll. Firefighters’ Pension Plan Fire sworn personnel are covered by the Firefighters’ Pension Plan which is a defined benefit single-employer pension plan. Although this is a single-employer pension plan, the defined benefits as well as the employee and employer contributions levels are mandated by Illinois Compiled Statutes (Chapter 40 - Article 5/4) and may be amended only by the Illinois legislature. The Village accounts for the Firefighters’ Pension Plan as a pension trust fund. At December 31, 2013, the Firefighters’ Pension Plan membership consisted of: Retirees and beneficiaries currently receiving benefits 42 Terminated employees entitled to benefits but not yet receiving them - Inactive members 2 Current employees Vested 30 Nonvested 11 TOTAL 85 The Firefighters’ Pension Plan provides retirement benefits as well as death and disability benefits. Tier 1 employees (those hired prior to January 1, 2011) attaining the age of 50 or older with 20 or more years of creditable service are entitled to receive an annual retirement benefit equal to one-half of the salary attached to the rank held at the date of retirement. The annual benefit shall be increased by 2.50% of such salary for each additional year of service over 20 years up to 30 years to a maximum of 75.00% of such salary. Employees with at least ten years but less than 20 years of credited service may retire at or after age 60 and receive a reduced benefit. The monthly benefit of a covered employee who retired with 20 or more years of service after January 1, 1977 shall be increased annually, following the first anniversary date of retirement and be paid upon reaching the age of at least 55 years, by 3.00% of the original pension and 3.00% compounded annually thereafter. - 57 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 55 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) a. Plan Descriptions (Continued) Firefighters’ Pension Plan (Continued) Tier 2 employees (those hired on or after January 1, 2011) attaining the age of 55 or older with ten or more years of creditable service are entitled to receive an annual retirement benefit equal to the average monthly salary obtained by dividing the total salary of the firefighter during the 96 consecutive months of service within the last 120 months of service in which the total salary was the highest by the number of months of service in that period. Firefighters’ salary for pension purposes is capped at $106,800, plus the lesser of ½ of the annual change in the Consumer Price Index or 3.00% compounded. The annual benefit shall be increased by 2.50% of such salary for each additional year of service over 20 years up to 30 years to a maximum of 75.00% of such salary. Employees with at least ten years may retire at or after age 50 and receive a reduced benefit (i.e., ½% for each month under 55). The monthly benefit of a Tier 2 firefighter shall be increased annually at age 60 on the January 1st after the firefighter retires, or the first anniversary of the pension starting date, whichever is later. Noncompounding increases occur annually, each January thereafter. The increase is the lesser of 3.00% or ½ of the change in the Consumer Price Index for the proceeding calendar year. Effective July 1, 2004, covered employees are required to contribute 9.455% of their base salary to the Firefighters’ Pension Plan. If an employee leaves covered employment with less than ten years of service, accumulated employee contributions may be refunded without accumulated interest. The Village is required to finance the plan as actuarially determined by an enrolled actuary. Effective January 1, 2011, the Village has until the year 2040 to fund 90% of the past services costs for the Firefighters’ Pension Plan. For the year ended December 31, 2013, the Village’s contribution was 46.92% of covered payroll. b. Summary of Significant Accounting Policies and Plan Asset Matters The financial statements are prepared using the accrual basis of accounting. Employee and employer contributions are recognized as revenues in the period in which employee services are performed. Investments are reported at fair value. Investment income is recognized as earned. Gains and losses on sales and exchanges of fixed income securities are recognized on the transaction date. - 58 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 56 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) b. Summary of Significant Accounting Policies and Plan Asset Matters (Continued) There are no significant investments (other than U.S. Government guaranteed obligations) in any one organization that represent 5.00% or more of plan net position for either the Police or the Firefighters’ Pension Plans. The costs of administering the Police and Firefighters’ Pension Plans are financed through employer and employee contributions. The benefits and refunds of the Police and Firefighters’ Pension Plans are recognized when due and payable in accordance with the terms of the Police and Firefighters’ Pension Plans. c. Annual Pension Cost Employer contributions have been determined as follows: Illinois Municipal Retirement Sheriff’s Law Enforcement Personnel Actuarial valuation date December 31, 2011 December 31, 2011 Actuarial cost method Entry-age Normal Entry-age Normal Asset valuation method 5 Year Smoothed Market 5 Year Smoothed Market Amortization method Level Percentage of Payroll Level Percentage of Payroll Amortization period 30 Years, Open 30 Years, Open - 59 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 57 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) c. Annual Pension Cost (Continued) Illinois Municipal Retirement Sheriff’s Law Enforcement Personnel Significant actuarial assumptions a) Rate of return on 7.50% 7.50% present and future assets Compounded Annually Compounded Annually b) Projected salary increase 4.00% 4.00% attributable to inflation Compounded Annually Compounded Annually c) Additional projected salary increases - seniority/merit .40% to 10.00% .40% to 10.00% d) Postretirement benefit increases 3.00% 3.00% Municipal Employees’ Retirement Police Pension Firefighters’ Pension Actuarial valuation date January 1, 2014 December 31, 2013 December 31, 2011 Actuarial cost method Projected Unit Credit Entry-age Normal Entry-age Normal Asset valuation method Market Smoothed Market Smoothed Market Amortization method Level Percentage of Payroll Level Percentage of Payroll Level Percentage of Payroll Amortization period 27 Years, Closed 27 Years, Closed 27 Years, Closed - 60 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 58 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) c. Annual Pension Cost (Continued) Municipal Employees’ Retirement Police Pension Firefighters’ Pension Significant actuarial assumptions a) Rate of return on 7.00% to 7.50% 7.125% 7.125% present and future assets Pre/Postretirement Compounded Compounded Compounded Annually Annually Annually b) Projected salary increase - 3.50% to 4.50% 4.50% 4.50% attributable to inflation Compounded Compounded Compounded Annually Annually Annually c) Additional projected salary 1.00% 1.00% 1.00% increases - seniority/merit d) Postretirement benefit increases None 3.00% 3.00% The Village’s annual pension cost and net pension obligation (asset) for the current year ended December 31, 2013 were as follows: Municipal Employees’ Retirement Police Pension Firefighters’ Pension Annual required contributions $ 727,445 $ 1,942,614 $ 2,140,182 Interest on net pension obligation 54,203 524,554 555,586 Adjustment to annual required contribution (68,877) (400,205) (438,497) Annual pension cost 712,771 2,066,963 2,257,271 Contributions made 450,010 1,513,592 1,712,014 Change in net pension obligation 262,761 553,371 545,257 Net pension obligation, beginning of year 774,322 6,994,055 7,663,254 NET PENSION OBLIGATION, END OF YEAR $ 1,037,083 $ 7,547,426 $ 8,208,511 - 61 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 59 - 12. EMPLOYEE RETIREMENT SYSTEMS (Continued) d. Trend Information Trend information gives an indication of the progress made in accumulating sufficient assets to pay benefits when due. Fiscal Year Illinois Municipal Retirement Sheriff’s Law Enforcement Personnel Municipal Employees’ Retirement Police Pension Firefighters’ Pension Annual pension cost 2011 $ 271,600 $ - $ 655,656 $ 2,077,531 $ 2,293,361 (APC) 2012 282,054 3,258 667,127 1,986,779 2,174,011 2013 327,895 2,323 712,771 2,066,963 2,257,271 Actual contribution 2011 $ 271,600 $ - $ 490,743 $ 1,845,746 $ 2,047,228 2012 282,054 3,258 572,810 1,568,911 1,775,057 2013 327,895 2,323 450,010 1,513,592 1,712,014 Percentage of APC 2011 100.00% - 74.85% 88.84% 89.27% contributed 2012 100.00% 100.00% 85.86% 78.97% 81.65% 2013 100.00% 100.00% 63.14% 73.23% 75.84% Net pension obligation 2011 $ - $ - $ 680,005 $ 6,576,187 $ 7,264,300 (asset) 2012 - - 774,322 6,994,055 7,663,254 2013 - - 1,037,083 7,547,426 8,208,511 e. Funded Status and Funding Progress The funded status and funding progress of the plans as of December 31, 2013 were as follows: Illinois Municipal Retirement Sheriff’s Law Enforcement Personnel Municipal Employees’ Retirement Police Pension Firefighters’ Pension Actuarial accrued liability (AAL) $ 3,904,677 $ - $ 16,461,225 $ 55,964,162 $ 52,834,148 Actuarial value of plan assets 2,938,288 (9,485)* 7,980,917 30,071,140 27,567,617 Unfunded actuarial accrued liability (UAAL) 966,389 9,485 8,480,308 25,893,022 25,266,531 Funded ratio (actuarial value of plan assets/AAL) 75.25% 0.00% 48.48% 53.73% 52.18% Covered payroll (active plan members) $ 3,195,858 $ - $ 2,111,339 $ 3,826,781 $ 3,648,645 UAAL as a percentage of covered payroll 30.24% 0.00% 401.66% 676.63% 692.49% * The actuarial value of assets is negative as member benefits paid have exceeded employer contributions; the amount relates to a former employee whose retirement benefits were set by Sheriff’s Law Enforcement Personnel and had not been adequately funded by a prior employer before employment with the Village. - 62 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO FINANCIAL STATEMENTS (Continued) - 60 - 13. SUBSEQUENT EVENTS On March 10, 2014, the Village passed an ordinance to issue $1,415,000 of General Obligation Bonds, Series 2014. These bonds were dated and issued on March 25, 2014 and have an interest rate of 2.395%. These bonds were issued for the purpose of purchasing equipment. - 63 - REQUIRED SUPPLEMENTARY INFORMATION Original Final Budget Budget Actual REVENUES Sales taxes 5,250,000$ 5,250,000$ 5,286,075$ Property taxes 8,559,288 8,559,288 8,637,230 Personal property replacement tax 325,000 325,000 352,998 State income taxes 2,200,000 2,200,000 2,217,174 Telecommunications taxes 1,125,000 1,125,000 884,005 Utility taxes 1,145,000 1,145,000 1,166,101 Other taxes 1,418,000 1,418,000 1,803,856 Licenses and permits 1,603,500 1,603,500 1,498,507 Intergovernmental 200,500 200,500 222,075 Charges for services 854,200 854,200 787,420 Fines 785,000 785,000 835,461 Investment income 10,000 10,000 2,467 Cable TV franchise fees 300,000 300,000 322,822 Miscellaneous 322,500 322,500 264,904 Total revenues 24,097,988 24,097,988 24,281,095 EXPENDITURES Current General government 3,597,777 3,597,777 2,983,917 Public safety 15,829,212 15,829,212 16,331,849 Streets and sidewalks 2,533,400 2,608,221 2,445,017 Vehicle maintenance 838,385 838,385 846,686 Health and human services 287,963 287,963 284,289 Community development 139,950 139,950 143,571 Buildings and inspection services 843,040 843,040 858,707 Total expenditures 24,069,727 24,144,548 23,894,036 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES 28,261 (46,560) 387,059 OTHER FINANCING SOURCES (USES) Proceeds from sale of capital assets 10,000 10,000 50,400 Transfers 300,000 300,000 260,000 Debt service fund (300,000) (300,000) (300,000) Total other financing sources (uses)10,000 10,000 10,400 NET CHANGE IN FUND BALANCE 38,261$ (36,560)$ 397,459 FUND BALANCE, JANUARY 1 6,867,799 FUND BALANCE, DECEMBER 31 7,265,258$ VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GENERAL FUND For the Year Ended December 31, 2013 (See independent auditor's report.) - 64 - Original and Final Budget Actual REVENUES Property taxes 2,900,000$ 2,299,951$ Investment income 5,000 4,126 Miscellaneous - - Total revenues 2,905,000 2,304,077 EXPENDITURES Current Community development Personal services 51,300 49,122 Commodities 1,425 650 Contractual services 75,800 75,348 Debt service Principal retirement 490,000 490,000 Interest and fiscal charges 306,200 306,628 Capital outlay 1,675,000 24,354 Total expenditures 2,599,725 946,102 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES 305,275 1,357,975 OTHER FINANCING SOURCES (USES) Transfer (out)(260,000) (260,000) Proceeds from sale of capital assets 2,000,000 - Total other financing sources (uses)1,740,000 (260,000) NET CHANGE IN FUND BALANCE 2,045,275$ 1,097,975 FUND BALANCE, JANUARY 1 12,395,749 FUND BALANCE, DECEMBER 31 13,493,724$ VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LEHIGH/FERRIS TAX INCREMENT FINANCING FUND For the Year Ended December 31, 2013 (See independent auditor's report.) - 65 - Original and Final Budget Actual REVENUES Property taxes 815,000$ 474,862$ Investment income 750 18 Total revenues 815,750 474,880 EXPENDITURES Current Community development Professional services 25,000 1,616 Commodities 900,000 - Debt service Principal 668,834 668,833 Interest and fiscal charges 180,900 180,900 Capital outlay 350,000 - Total expenditures 2,124,734 851,349 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES (1,308,984) (376,469) OTHER FINANCING SOURCES (USES) Transfer (out)(40,000) - Total other financing sources (uses)(40,000) - NET CHANGE IN FUND BALANCE (1,348,984)$ (376,469) FUND BALANCE (DEFICIT), JANUARY 1 (1,390,303) FUND BALANCE (DEFICIT), DECEMBER 31 (1,766,772)$ VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL WAUKEGAN ROAD TAX INCREMENT FINANCING FUND For the Year Ended December 31, 2013 (See independent auditor's report.) - 66 - (2)UAAL Actuarial (4)as a Actuarial (1)Accrued (3)Unfunded Percentage Valuation Actuarial Liability Funded AAL (5)of Covered Date Value of (AAL)Ratio (OAAL)Covered Payroll December 31,Assets Entry-Age (1) / (2) (2) - (1)Payroll (4) / (5) 2008 1,024,049$ 1,210,009$ 84.63%185,960$ 2,341,444$ 7.94% 2009 1,263,960 1,928,193 65.55%664,233 2,536,985 26.18% 2010 1,587,107 2,412,574 65.78%825,467 2,676,109 30.85% 2011 1,918,661 2,717,120 70.61%798,459 2,732,396 29.22% 2012 2,414,956 3,164,935 76.30%749,979 2,765,233 27.12% 2013 2,938,288 3,904,677 75.25%966,389 3,195,858 30.24% December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF FUNDING PROGRESS ILLINOIS MUNICIPAL RETIREMENT FUND (See independent auditor's report.) - 67 - (6) Underfunded (Overfunded) Actuarial (4)Accrued (2)Unfunded Liability (1)Actuarial (Overfunded)as a Actuarial Actuarial Accrued (3)Actuarial (5)Percentage Valuation Value of Liability Percentage Accrued Annual of Covered Date Plan (AAL)Funded Liability Covered Payroll December 31,Assets*Entry-Age (1) / (2) (2) - (1)Payroll (4) / (5) 2008 69,127$ 51,219$ 134.96%(17,908)$ 121,625$ (14.72%) 2009 (21,320) - 0.00%21,320 69,944 30.48% 2010 (17,389) - 0.00%17,389 - 0.00% 2011 (21,917) - 0.00%21,917 - 0.00% 2012 (14,488) - 0.00%14,488 - 0.00% 2013 (9,485) - 0.00%9,485 - 0.00% VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF FUNDING PROGRESS SHERRIFF'S LAW ENFORCEMENT PERSONNEL PLAN December 31, 2013 *The actuarial value of assets is negative as member benefits paid have exceeded employer contributions;the amount relates to a former employee whose retirement benefits were set by Sheriff’s Law Enforcement Personnel and had not been adequately funded by a prior employer before employment with the Village. (See independent auditor's report.) - 68 - (2)UAAL Actuarial (4)as a Actuarial (1)Accrued (3)Unfunded Percentage Valuation Actuarial Liability Funded AAL (5)of Covered Date Value of (AAL)Ratio (OAAL)Covered Payroll December 31,Assets Entry-Age (1) / (2) (2) - (1)Payroll (4) / (5) 2008 7,189,731$ 11,644,312$ 61.74%4,454,581$ 2,766,617$ 161.01% 2009 7,614,569 12,319,256 61.81%4,704,687 2,736,665 171.91% 2010 7,202,765 12,556,212 57.36%5,353,447 2,376,163 225.30% 2011 7,603,852 12,792,874 59.44%5,189,022 2,324,422 223.24% 2012 7,715,639 13,582,078 56.81%5,866,439 2,268,195 258.64% 2013 7,980,917 16,461,225 48.48%8,480,308 2,111,339 401.66% December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF FUNDING PROGRESS MUNICIPAL EMPLOYEES' RETIREMENT FUND (See independent auditor's report.) - 69 - (2)UAAL Actuarial (4)as a Actuarial (1)Accrued (3)Unfunded Percentage Valuation Actuarial Liability Funded AAL (5)of Covered Date Value of (AAL)Ratio (OAAL)Covered Payroll December 31,Assets Entry-Age (1) / (2) (2) - (1)Payroll (4) / (5) 2008 24,888,311$ 42,602,902$ 58.42%17,714,591$ 3,420,380$ 517.91% 2009 25,154,010 44,566,626 56.44%19,412,616 3,682,297 527.19% 2010 25,808,040 46,546,759 55.45%20,738,719 3,716,797 557.97% 2011 27,846,504 48,844,200 57.01%20,997,696 3,731,707 562.68% 2012 28,644,151 53,120,258 53.92%24,476,107 3,721,308 657.73% 2013 30,071,140 55,964,162 53.73%25,893,022 3,826,781 676.63% December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF FUNDING PROGRESS POLICE PENSION FUND (See independent auditor's report.) - 70 - (2)UAAL Actuarial (4)as a Actuarial (1)Accrued (3)Unfunded Percentage Valuation Actuarial Liability Funded AAL (5)of Covered Date Value of (AAL)Ratio (UAAL)Covered Payroll December 31,Assets Entry-Age (1) / (2) (2) - (1)Payroll (4) / (5) 2008 22,131,755$ 40,983,075$ 54.00%18,851,320$ 3,284,077$ 574.02% 2009 22,359,358 42,331,261 52.82%19,971,903 3,390,072 589.13% 2010 22,797,325 46,237,636 49.30%23,440,311 3,331,623 703.57% 2011 24,618,965 48,531,925 50.73%23,912,960 3,358,576 712.00% 2012 25,997,209 50,222,856 51.76%24,225,647 3,564,271 679.68% 2013 27,567,617 52,834,148 52.18%25,266,531 3,648,645 692.49% December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF FUNDING PROGRESS FIREFIGHTERS' PENSION FUND (See independent auditor's report.) - 71 - (6) Underfunded Actuarial Accrued (2)(4) Liability (1)Actuarial Unfunded as a Actuarial Actuarial Accrued (3)Actuarial (5)Percentage Valuation Value of Liability Percentage Accrued Annual of Covered Date Plan (AAL)Funded Liability Covered Payroll December 31,Assets Entry-Age (1) / (2) (2) - (1)Payroll (4) / (5) 2008 -$ 13,042,259$ 0.00%13,042,259$ 11,036,693$ 118.17% 2009 - 13,755,977 0.00%13,755,977 11,478,161 119.84% 2010 - 14,235,463 0.00%14,235,463 11,416,724 124.69% 2011 - 14,949,354 0.00%14,949,354 11,873,393 125.91% 2012 - 19,567,488 0.00%19,567,488 11,585,243 168.90% 2013 - 20,464,527 0.00%20,464,527 12,048,653 169.85% VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF FUNDING PROGRESS OTHER POSTEMPLOYMENT BENEFIT PLAN December 31, 2013 (See independent auditor's report.) - 72 - Annual Required Calendar Employer Contribution Percentage Year Contributions (ARC)Contributed 2008 215,881$ 215,881$ 100.00% 2009 239,238 239,238 100.00% 2010 245,399 245,399 100.00% 2011 271,600 271,600 100.00% 2012 282,054 282,054 100.00% 2013 327,895 327,895 100.00% December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EMPLOYER CONTRIBUTIONS ILLINOIS MUNICIPAL RETIREMENT FUND (See independent auditor's report.) - 73 - Annual Required Calendar Employer Contribution Percentage Year Contributions (ARC)Contributed 2008 15,033$ 15,033$ 100.00% 2009 8,736 8,736 100.00% 2010 - - N/A 2011 - - N/A 2012 3,258 3,258 100.00% 2013 2,323 2,323 100.00% VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EMPLOYER CONTRIBUTIONS SHERRIFF'S LAW ENFORCEMENT PERSONNEL PLAN December 31, 2013 (See independent auditor's report.) - 74 - Annual Required Calendar Employer Contribution Percentage Year Contributions (ARC)Contributed 2008 541,636$ 591,185$ 91.62% 2009 298,658 461,300 64.74% 2010 656,223 575,138 114.10% 2011 490,743 650,624 75.43% 2012 572,810 661,804 86.55% 2013 450,010 727,445 61.86% December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EMPLOYER CONTRIBUTIONS MUNICIPAL EMPLOYEES' RETIREMENT FUND (See independent auditor's report.) - 75 - Annual Required Calendar Employer Contribution Percentage Year Contributions (ARC)Contributed 2008 1,344,344$ 1,411,984$ 95.21% 2009 1,390,415 1,644,689 84.54% 2010 1,488,481 1,819,161 81.82% 2011 1,845,746 2,008,262 91.91% 2012 1,568,911 1,862,314 84.25% 2013 1,513,592 1,942,614 77.92% December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EMPLOYER CONTRIBUTIONS POLICE PENSION FUND (See independent auditor's report.) - 76 - Annual Required Calendar Employer Contribution Percentage Year Contributions (ARC)Contributed 2008 1,569,399$ 1,611,299$ 97.40% 2009 1,582,849 1,794,274 88.22% 2010 1,646,123 1,931,791 85.21% 2011 2,047,228 2,216,735 92.35% 2012 1,775,057 2,054,683 86.39% 2013 1,712,014 2,140,182 79.99% December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EMPLOYER CONTRIBUTIONS FIREFIGHTERS' PENSION FUND (See independent auditor's report.) - 77 - Annual Required Calendar Employer Contribution Percentage Year Contributions (ARC)Contributed 2008 292,603$ 978,885$ 29.89% 2009 423,787 1,013,494 41.81% 2010 560,463 1,060,889 52.83% 2011 521,940 1,101,892 47.37% 2012 623,335 1,151,127 54.15% 2013 660,352 1,387,902 47.58% VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EMPLOYER CONTRIBUTIONS OTHER POSTEMPLOYMENT BENEFIT PLAN December 31, 2013 (See independent auditor's report.) - 78 - - 79 - VILLAGE OF MORTON GROVE, ILLINOIS NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2013 LEGAL COMPLIANCE AND ACCOUNTABILITY a. Budgets Budgets are adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are adopted (at the department level) for the General, Special Revenue (excluding Dempster/Waukegan TIF Fund), Debt Service, Capital Projects Funds on the modified accrual basis and for the Enterprise and Pension Trust Funds on the accrual basis. The annual appropriated budget is legally enacted and provides for a legal level of control at the fund level for all funds. All annual appropriations lapse at fiscal year end. All departments of the Village submit requests for appropriation to the Village Administrator so that a budget may be prepared. The budget is prepared by fund and includes information on the past year, current year estimates and requested appropriations for the next fiscal year. All annual appropriations lapse at fiscal year end. The proposed budget is presented to the governing body for review. The governing body holds public hearings and may add to, subtract from or change appropriations, but may not change the form of the budget. The administrator is authorized to transfer budgeted amounts between departments within the General Fund and at the fund level for all other funds; however, any revisions that alter the total expenditures of any fund must be approved by the governing body. Expenditures may not legally exceed budgeted appropriations at the fund level. b. Excess of Actual Expenditures/Expenses over Budget in Individual Funds The following funds had an excess of actual expenditures/expenses (exclusive of depreciation and amortization) over budget for the fiscal year: Fund Excess Fire Alarm $ 37,211 9-1-1 Emergency Telephone System 250,354 - 79 - COMBINING AND INDIVIDUAL FUND FINANCIAL STATEMENTS AND SCHEDULES MAJOR GOVERNMENTAL FUNDS GENERAL FUND The General Fund is used to account for resources traditionally associated with governments which are accounted for in another fund. It receives a greater variety and amount of revenues and finances a wider range of governmental activities than any other fund. Major functions financed by the General Fund include: Legislative Administrative Legal Finance Management Information Systems Police Fire/ESDA Public Works Vehicle Maintenance Solid Waste Disposal Health and Human Services Community Development Building and Inspectional Services DEBT SERVICE FUND The Debt Service Fund is used to account for the payment of governmental long-term debt. The Debt Service Fund accounts for the principal and interest payments of all long-term debt incurred by the Village, except for the Water Revenue Bonds and various installment notes, which are accounted for in the Proprietary Fund. CAPITAL PROJECTS FUND The Capital Projects Fund is used to account for the financial resources used for major infrastructure and other capital improvements (other than those financed by the Proprietary Fund) within the Village. Bond issues used to finance a specific capital project, are separately accounted for in this fund. The description of the Capital Projects Fund is as follows: Capital Projects Fund - accounts for property taxes levied and other resources accumulated primarily for major infrastructure and other capital improvements. Orignal Final 2012 Budget Budget Actual Actual GENERAL GOVERNMENT Legislative Personal services 66,500$ 66,500$ 56,857$ 56,302$ Contractual services 36,400 36,400 31,645 24,904 Commodities 12,775 12,775 4,376 2,544 Total legislative 115,675 115,675 92,878 83,750 Administrative Personal services 622,200 622,200 592,692 534,915 Contractual services 85,650 85,650 34,095 54,283 Commodities 3,000 3,000 4,402 954 Total administrative 710,850 710,850 631,189 590,152 Finance Personal services 913,500 913,500 842,010 1,120,510 Contractual services 841,155 841,155 533,645 657,594 Commodities 11,500 11,500 7,281 9,284 Less administrative fees Water and Sewer Fund (120,000) (120,000) (120,000) (120,000) Total finance 1,646,155 1,646,155 1,262,936 1,667,388 Management information services Professional services 135,600 135,600 138,087 133,423 Contractual services 395,697 395,697 300,955 222,963 Capital outlay 63,450 63,450 55,124 37,158 Total management information services 594,747 594,747 494,166 393,544 Legal Contractual services 200,350 200,350 124,887 112,813 Other expenditures Other 330,000 330,000 377,861 106,319 Total other expenditures 330,000 330,000 377,861 106,319 Total general government 3,597,777 3,597,777 2,983,917 2,953,966 PUBLIC SAFETY Police Personal services 7,388,500 7,388,500 7,545,732 7,562,826 Contractual services 800,015 800,015 861,425 1,318,153 Commodities 127,500 127,500 124,720 73,520 Capital outlay 186,100 186,100 183,341 185,326 Total police 8,502,115 8,502,115 8,715,218 9,139,825 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EXPENDITURES - BUDGET AND ACTUAL GENERAL FUND For the Year Ended December 31, 2013 (with prior year actual for 2012) 2013 (This schedule is continued on the following pages.) - 80 - Orignal Final 2012 Budget Budget Actual Actual PUBLIC SAFETY (Continued) Fire Personal services 6,854,700$ 6,854,700$ 7,091,707$ 6,934,809$ Contractual services 310,896 310,896 352,036 393,748 Commodities 112,159 112,159 110,623 88,524 Capital outlay 35,000 35,000 32,713 - Total fire 7,312,755 7,312,755 7,587,079 7,417,081 Civil preparedness Personal services 2,492 2,492 1,292 1,292 Contractual services 6,100 6,100 25,010 3,967 Commodities 3,250 3,250 752 2,131 Capital outlay 2,500 2,500 2,498 2,481 Total civil preparedness 14,342 14,342 29,552 9,871 Total public safety 15,829,212 15,829,212 16,331,849 16,566,777 STREETS AND SIDEWALKS Streets and sidewalks Personal services 1,616,000 1,616,000 1,642,237 1,578,367 Contractual services 442,450 442,450 302,883 401,312 Commodities 129,700 129,700 107,878 117,372 Capital outlay 262,000 336,821 330,983 147,321 Less administrative fees Motor Fuel Tax Fund (180,000) (180,000) (180,000) (180,000) Commuter Parking Facility Fund (105,000) (105,000) (105,000) (105,000) Total streets and sidewalks 2,165,150 2,239,971 2,098,981 1,959,372 Engineering Personal services 335,800 335,800 333,112 293,835 Contractual services 29,400 29,400 11,687 6,322 Commodities 3,050 3,050 1,237 1,755 Total engineering 368,250 368,250 346,036 301,912 Total streets and sidewalks 2,533,400 2,608,221 2,445,017 2,261,284 VEHICLE MAINTENANCE Personal services 285,400 285,400 297,719 391,342 Contractual services 170,900 170,900 191,231 108,257 Commodities 382,085 382,085 357,736 316,474 Total vehicle maintenance 838,385 838,385 846,686 816,073 (with prior year actual for 2012) 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EXPENDITURES - BUDGET AND ACTUAL (Continued) GENERAL FUND For the Year Ended December 31, 2013 (This schedule is continued on the following page.) - 81 - Orignal Final 2012 Budget Budget Actual Actual (with prior year actual for 2012) 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF EXPENDITURES - BUDGET AND ACTUAL (Continued) GENERAL FUND For the Year Ended December 31, 2013 HEALTH AND HUMAN SERVICES Family and Senior Services Personal services 172,000$ 172,000$ 124,411$ 186,386$ Contractual services 101,813 101,813 152,432 66,764 Commodities 14,150 14,150 7,446 10,037 Total health and human services 287,963 287,963 284,289 263,187 COMMUNITY DEVELOPMENT Personal services 127,400 127,400 131,818 99,900 Contractual services 11,050 11,050 11,577 4,225 Commodities 1,500 1,500 176 1,470 Total community development 139,950 139,950 143,571 105,595 BUILDING AND INSPECTION SERVICES Building and Inspectional Services Personal services 262,500 262,500 263,668 177,302 Contractual services 111,870 111,870 79,374 101,689 Commodities 1,800 1,800 2,664 1,024 Total building and inspectional services 376,170 376,170 345,706 280,015 Municipal Buildings Personal services 12,500 12,500 11,756 10,632 Contractual services 151,200 151,200 155,892 295,857 Commodities 6,500 6,500 1,654 5,466 Capital outlay 296,670 296,670 343,699 106,293 Total municipal buildings 466,870 466,870 513,001 418,248 Total building and inspection services 843,040 843,040 858,707 698,263 TOTAL EXPENDITURES 24,069,727$ 24,144,548$ 23,894,036$ 23,665,145$ (See independent auditor's report.) - 82 - Original and Final 2012 Budget Actual Actual REVENUES Property taxes 1,066,427$ 1,097,222$ 1,097,273$ Sales taxes 590,000 590,000 590,000 Intergovernmental 81,610 75,122 81,610 Investment income 1,000 450 1,110 Total revenues 1,739,037 1,762,794 1,769,993 EXPENDITURES Debt service Principal retirement 1,469,000 1,469,000 1,770,022 Interest and fiscal charges 334,998 305,031 339,543 Total expenditures 1,803,998 1,774,031 2,109,565 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES (64,961) (11,237) (339,572) OTHER FINANCING SOURCES (USES) Transfers in 300,000 300,000 300,000 Total other financing sources (uses)300,000 300,000 300,000 NET CHANGE IN FUND BALANCE 235,039$ 288,763 (39,572) FUND BALANCE (DEFICIT), JANUARY 1 (374,212) (334,640) FUND BALANCE (DEFICIT), DECEMBER 31 (85,449)$ (374,212)$ 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL DEBT SERVICE FUND For the Year Ended December 31, 2013 (with prior year actual for 2012) (See independent auditor's report.) - 83 - Original and Final 2012 Budget Actual Actual REVENUES Property taxes 50,000$ 50,478$ 50,690$ Personal property replacement tax 25,500 34,372 31,005 Sales taxes 25,000 25,000 25,000 Intergovernmental 410,000 241,417 6,581 Investment income 1,000 3,852 17,286 Miscellaneous revenue - 6,168 4,403 Total revenues 511,500 361,287 134,965 EXPENDITURES Debt service Interest and fiscal charges - 900 - Capital outlay Capital projects Capital acquisitions - 1,050,830 - Construction 3,850,000 2,254,719 2,036,516 Engineering 80,000 61,852 41,005 Total expenditures 3,930,000 3,368,301 2,077,521 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES (3,418,500) (3,007,014) (1,942,556) OTHER FINANCING SOURCES (USES) Issuance of installment note - 1,060,000 - Total other financing sources (uses)- 1,060,000 - NET CHANGE IN FUND BALANCE (3,418,500)$ (1,947,014) (1,942,556) FUND BALANCE, JANUARY 1 3,025,070 4,967,626 FUND BALANCE, DECEMBER 31 1,078,056$ 3,025,070$ 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CAPITAL PROJECTS FUND For the Year Ended December 31, 2013 (with prior year actual for 2012) (See independent auditor's report.) - 84 - NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for the proceeds of specific revenue sources (other than for major capital projects) that are legally restricted to expenditures for specific purposes. Six individual funds are reported within the Special Revenue Funds as follows: Motor Fuel Tax Fund - accounts for monies received from the state levied tax on the sale of fuels and the expenditures for capitalized construction, improvements or general maintenance to the Village roadway system. Commuter Parking Facility Fund - accounts for the cost of major improvements and general maintenance to the commuter parking facility on Lehigh Avenue. Revenues are primarily received from the daily parking fee imposed on the users of the facility. 9-1-1 Emergency Telephone System Fund - accounts for telephone surcharge fees collected for the 9-1-1 emergency telephone system. The funds are to be disbursed for the purchase and subsequent maintenance of that system. Economic Development Fund - accounts for expenditures related to promoting economic development throughout the Village. The fund also accounts for non-TIF redevelopment costs including those that support an existing TIF but whose redevelopment is not directly within a TIF established district. Fire Alarm Fund - accounts for expenditures related to fire alarm costs for the Regional Emergency Dispatch Center. The funds are to be disbursed for the purchase and subsequent maintenance of fire alarms. Seizure Fund - accounts for expenditures related to public safety. Revenues are primarily received from the seizure of assets within the Village limits. Dempster/Waukegan TIF Fund - accounts for expenditures related to promoting economic redevelopment in the Prairie View Shopping Center within the Dempster/Waukegan TIF District. 9-1-1 Commuter Emergency Motor Parking Telephone Fuel Tax Facility System Cash and cash equivalents 649,958$ 133,025$ 16,647$ Investments - - - Sales tax receivable - - - Accounts, miscellaneous and allotments receivable 73,080 - 270,953 TOTAL ASSETS 723,038$ 133,025$ 287,600$ LIABILITIES Accounts payable and retainage payable 85,111$ 27,377$ 214,464$ Due to other funds - - - Advances from other funds - - - Total liabilities 85,111 27,377 214,464 FUND BALANCES Restricted for Public safety - - 73,136 Highways and streets 637,927 - - Unrestricted Committed for commuter improvements - 105,648 - Unassigned - deficit - - - Total fund balances 637,927 105,648 73,136 TOTAL LIABILITIES AND FUND BALANCES 723,038$ 133,025$ 287,600$ ASSETS LIABILITIES AND FUND BALANCES VILLAGE OF MORTON GROVE, ILLINOIS COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2013 Special Revenue Funds - 85 - Economic Fire Dempster/ Development Alarm Seizure Waukegan TIF Total 86,437$ 47,891$ 381,164$ -$ 1,315,122$ 94,619 - - - 94,619 94,656 - - - 94,656 - - - - 344,033 275,712$ 47,891$ 381,164$ -$ 1,848,430$ 48,864$ 4,016$ -$ -$ 379,832$ 403,552 - - - 403,552 - - - 121,624 121,624 452,416 4,016 - 121,624 905,008 - 43,875 381,164 - 498,175 - - - - 637,927 - - - - 105,648 (176,704) - - (121,624) (298,328) (176,704) 43,875 381,164 (121,624) 943,422 275,712$ 47,891$ 381,164$ -$ 1,848,430$ Special Revenue Funds (See independent auditor's report.) - 86 - 9-1-1 Commuter Emergency Motor Parking Telephone Fuel Tax Facility System REVENUES Sales taxes -$ -$ -$ Intergovernmental 682,609 - - Surcharge fees - - 249,121 Charges for services - 133,892 - Investment income 142 365 46 Miscellaneous income - - 145,421 Total revenues 682,751 134,257 394,588 EXPENDITURES Current Public safety - - 495,354 Streets and sidewalks 493,425 209,049 - Community development - - - Capital outlay - - - Total expenditures 493,425 209,049 495,354 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES 189,326 (74,792) (100,766) OTHER FINANCING SOURCES (USES) Proceeds from sale of capital assets - - 8,388 Total other financing sources (uses)- - 8,388 NET CHANGE IN FUND BALANCES 189,326 (74,792) (92,378) FUND BALANCES (DEFICITS), JANUARY 1 448,601 180,440 165,514 FUND BALANCES (DEFICITS), DECEMBER 31 637,927$ 105,648$ 73,136$ COMBINING STATEMENT OF REVENUES, EXPENDITURES VILLAGE OF MORTON GROVE, ILLINOIS Special Revenue Funds For the Year Ended December 31, 2013 NONMAJOR GOVERNMENTAL FUNDS AND CHANGES IN FUND BALANCES - 87 - Economic Fire Dempster/ Development Alarm Seizure Waukegan TIF Total 376,337$ -$ -$ -$ 376,337$ - - 63,765 - 746,374 - - - - 249,121 - 140,661 - - 274,553 181 131 470 - 1,335 - - - - 145,421 376,518 140,792 64,235 - 1,793,141 - 44,137 - - 539,491 - - - - 702,474 486,543 - - 8,650 495,193 - 40,074 - - 40,074 486,543 84,211 - 8,650 1,777,232 (110,025) 56,581 64,235 (8,650) 15,909 - - - - 8,388 - - - - 8,388 (110,025) 56,581 64,235 (8,650) 24,297 (66,679) (12,706) 316,929 (112,974) 919,125 (176,704)$ 43,875$ 381,164$ (121,624)$ 943,422$ Special Revenue Funds (See independent auditor's report.) - 88 - Original and Final 2012 Budget Actual Actual REVENUES Intergovernmental Motor fuel taxes 561,000$ 569,363$ 567,477$ Miscellaneous 97,000 113,246 151,037 Investment income 50 142 272 Total revenues 658,050 682,751 718,786 EXPENDITURES Streets and sidewalks Materials 283,000 243,985 263,476 Lighting 80,000 69,440 124,677 Administrative fees General Fund 180,000 180,000 180,000 Total expenditures 543,000 493,425 568,153 NET CHANGE IN FUND BALANCE 115,050$ 189,326 150,633 FUND BALANCE, JANUARY 1 448,601 297,968 FUND BALANCE, DECEMBER 31 637,927$ 448,601$ 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL MOTOR FUEL TAX FUND For the Year Ended December 31, 2013 (with prior year actual for 2012) (See independent auditor's report.) - 89 - Original and Final 2012 Budget Actual Actual REVENUES Charges for services 140,000$ 133,892$ 135,454$ Investment income 250 365 521 Total revenues 140,250 134,257 135,975 EXPENDITURES Streets and sidewalks Utilities and maintenance of street lighting 109,000 76,624 17,434 Commodities 11,500 16,925 11,715 Administrative fees General Fund 105,000 105,000 105,000 Water and Sewer Fund 10,500 10,500 10,500 Total expenditures 236,000 209,049 144,649 NET CHANGE IN FUND BALANCE (95,750)$ (74,792) (8,674) FUND BALANCE, JANUARY 1 180,440 189,114 FUND BALANCE, DECEMBER 31 105,648$ 180,440$ 2013 (with prior year actual for 2012) VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL COMMUTER PARKING FACILITY FUND For the Year Ended December 31, 2013 (See independent auditor's report.) - 90 - Original and Final 2012 Budget Actual Actual REVENUES Telecommunications surcharges 245,000$ 249,121$ 273,226$ Investment income - 46 241 Miscellaneous income - 145,421 - Total revenues 245,000 394,588 273,467 EXPENDITURES Public safety Contractual services 245,000 495,354 259,563 Total expenditures 245,000 495,354 259,563 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES - (100,766) 13,904 OTHER FINANCING SOURCES (USES) Proceeds from sale of capital assets - 8,388 - Total other financing sources (uses)- 8,388 - NET CHANGE IN FUND BALANCE -$ (92,378) 13,904 FUND BALANCE, JANUARY 1 165,514 151,610 FUND BALANCE, DECEMBER 31 73,136$ 165,514$ 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL 9-1-1 EMERGENCY TELEPHONE SYSTEM FUND For the Year Ended December 31, 2013 (with prior year actual for 2012) (See independent auditor's report.) - 91 - Original and Final 2012 Budget Actual Actual REVENUES Sales taxes 312,000$ 376,337$ 312,000$ Investment income 600 181 356 Total revenues 312,600 376,518 312,356 EXPENDITURES Community development Contractual services 495,294 486,543 512,145 Total expenditures 495,294 486,543 512,145 NET CHANGE IN FUND BALANCE (182,694)$ (110,025) (199,789) FUND BALANCE (DEFICIT), JANUARY 1 (66,679) 133,110 FUND BALANCE (DEFICIT), DECEMBER 31 (176,704)$ (66,679)$ VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND 2013 CHANGES IN FUND BALANCE - BUDGET AND ACTUAL ECONOMIC DEVELOPMENT FUND For the Year Ended December 31, 2013 (with prior year actual for 2012) (See independent auditor's report.) - 92 - Original and Final 2012 Budget Actual Actual REVENUES Charges for services 124,000$ 140,661$ 127,200$ Investment income 100 131 - Total revenues 124,100 140,792 127,200 EXPENDITURES Public safety Personal services - 18,347 - Contractual services 25,000 25,790 21,546 Capital outlay 22,000 40,074 199,458 Total expenditures 47,000 84,211 221,004 NET CHANGE IN FUND BALANCE 77,100$ 56,581 (93,804) FUND BALANCE (DEFICIT), JANUARY 1 (12,706) 81,098 FUND BALANCE (DEFICIT), DECEMBER 31 43,875$ (12,706)$ 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FIRE ALARM FUND For the Year Ended December 31, 2013 (with prior year actual for 2012) (See independent auditor's report.) - 93 - Original and Final 2012 Budget Actual Actual REVENUES Intergovernmental 37,500$ 63,765$ 90,251$ Investment income 500 470 406 Total revenues 38,000 64,235 90,657 EXPENDITURES Public safety Contractual services 38,000 - 405 Total expenditures 38,000 - 405 NET CHANGE IN FUND BALANCE -$ 64,235 90,252 FUND BALANCE, JANUARY 1 316,929 226,677 FUND BALANCE, DECEMBER 31 381,164$ 316,929$ 2013 VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL SEIZURE FUND For the Year Ended December 31, 2013 (with prior year actual for 2012) (See independent auditor's report.) - 94 - NONMAJOR PROPRIETARY FUNDS Solid Waste Fund - accounts for the operation of the Village waste collection services. All activities necessary to provide such services mainly involve the collection and disposition of waster and recyclable items. Municipal Parking Fund - accounts for the operation of the Village parking lots and monies received from permit sales. All activities necessary to provide such services are accounted for in this fund, including but not limited to operations, maintenance and improvements. Solid Municipal Waste Parking Total CURRENT ASSETS Cash and cash equivalents 153,270$ 129,189$ 282,459$ Receivables 45,714 19,470 65,184 Prepaid expenses 36,470 - 36,470 Total current assets 235,454 148,659 384,113 Total assets 235,454 148,659 384,113 CURRENT LIABILITIES Accounts payable 211,780 - 211,780 Unearned revenue - 48,120 48,120 Total current liabilities 211,780 48,120 259,900 Total liabilities 211,780 48,120 259,900 NET POSITION Unrestricted 23,674 100,539 124,213 TOTAL NET POSITION 23,674$ 100,539$ 124,213$ NONMAJOR PROPRIETARY FUNDS December 31, 2013 VILLAGE OF MORTON GROVE, ILLINOIS COMBINING STATEMENT OF NET POSITION (See independent auditor's report.) - 95 - Total Solid Municipal Nonmajor Waste Parking Enterprise OPERATING REVENUES Waste charges 1,956,253$ -$ 1,956,253$ Parking charges - 54,091 54,091 Total operating revenues 1,956,253 54,091 2,010,344 OPERATING EXPENSES Contractual services and other charges 1,869,140 11,354 1,880,494 Commodities - 367 367 Total operating expenses 1,869,140 11,721 1,880,861 OPERATING INCOME 87,113 42,370 129,483 NON-OPERATING REVENUES Interest income 407 355 762 CHANGE IN NET POSITION 87,520 42,725 130,245 NET POSITION (DEFICIT), JANUARY 1 (63,846) 57,814 (6,032) NET POSITION, DECEMBER 31 23,674$ 100,539$ 124,213$ VILLAGE OF MORTON GROVE, ILLINOIS COMBINING STATEMENT OF REVENUES, EXPENSES NONMAJOR PROPRIETARY FUNDS For the Year Ended December 31, 2013 AND CHANGES IN NET POSITION (See independent auditor's report.) - 96 - Solid Municipal Waste Parking Total CASH FLOWS FROM OPERATING ACTIVITIES Receipts from customers and users 1,955,531$ 58,176$ 2,013,707$ Payments to suppliers (1,968,845) (11,721) (1,980,566) Net cash from operating activities (13,314) 46,455 33,141 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES None - - - Net cash from noncapital financing activities - - - CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES None - - - Net cash from capital and related financing activities - - - CASH FLOWS FROM INVESTING ACTIVITIES Interest received 407 355 762 Net cash from investing activities 407 355 762 NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (12,907) 46,810 33,903 CASH AND CASH EQUIVALENTS, JANUARY 1 166,177 82,379 248,556 CASH AND CASH EQUIVALENTS, DECEMBER 31 153,270$ 129,189$ 282,459$ RECONCILIATION OF OPERATING INCOME TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating income 87,113$ 42,370$ 129,483$ Adjustments to reconcile operating income to net cash from operating activities Changes in operating assets and liabilities Receivables (722) (3,175) (3,897) Prepaid expenses (4,623) - (4,623) Payables (95,082) - (95,082) Unearned revenues - 7,260 7,260 NET CASH FROM OPERATING ACTIVITIES (13,314)$ 46,455$ 33,141$ SCHEDULE OF NONCASH TRANSACTIONS None -$ -$ -$ VILLAGE OF MORTON GROVE, ILLINOIS COMBINING STATEMENT OF CASH FLOWS NONMAJOR PROPRIETARY FUNDS For the Year Ended December 31, 2013 (See independent auditor's report.) - 97 - FIDUCIARY FUNDS PENSION TRUST FUNDS Municipal Employees’ Retirement Fund - accounts for the accumulation of resources to be used for retirement and disability pensions for the Village’s municipal employees. Police Pension Fund - accounts for the accumulation of resources to be used for retirement and disability pensions for the Village’s sworn police personnel. Most rules and regulations of the fund are established by the pension division of the Illinois Department of Insurance. Firefighters’ Pension Fund - accounts for the accumulation of resources to be used for retirement and disability pensions for the Village’s sworn fire personnel. Most rules and regulations of the fund are established by the pension division of the Illinois Department of Insurance. VILLAGE OF MORTON GROVE, ILLINOIS COMBINING STATEMENT OF PLAN NET POSITION PENSION TRUST FUNDS December 31, 2013 Municipal Employees' Police Firefighters' Retirement Pension Pension Total Cash and cash equivalents -$ 828,877$ 584,508$ 1,413,385$ Investments, at fair value Equity mutual funds - 17,189,650 14,138,341 31,327,991 Bond index fund - 13,345,200 660,669 14,005,869 Annuity contracts 9,652,359 - - 9,652,359 U.S. Treasury obligations - - 2,595,891 2,595,891 U.S. agency obligations - - 10,292,484 10,292,484 Municipal bonds - - 108,220 108,220 Receivables Accrued interest - 59 50,260 50,319 Other 1,624 20,593 27,360 49,577 Due from primary government 2,117 - - 2,117 Prepaid expenses - 3,827 775 4,602 Total assets 9,656,100 31,388,206 28,458,508 69,502,814 LIABILITIES Accounts payable - 8,873 2,426 11,299 Total liabilities - 8,873 2,426 11,299 NET POSITION HELD IN TRUST FOR PENSION BENEFITS 9,656,100$ 31,379,333$ 28,456,082$ 69,491,515$ ASSETS (See independent auditor's report.) - 98 - Municipal Employees' Police Firefighters'2012 Retirement Pension Pension Total Actual ADDITIONS Contributions Employer 567,375$ 1,513,592$ 1,712,014$ 3,792,981$ 3,959,232$ Employee 42,476 417,589 395,710 855,775 820,919 Total contributions 609,851 1,931,181 2,107,724 4,648,756 4,780,151 Investment income Net appreciation in fair value of investments - 3,763,943 2,149,356 5,913,299 3,905,368 Interest 334,081 474 665,160 999,715 1,000,543 Total investment income 334,081 3,764,417 2,814,516 6,913,014 4,905,911 Less investment expense (22,327) (32,022) (67,582) (121,931) (118,644) Net investment income 311,754 3,732,395 2,746,934 6,791,083 4,787,267 Total additions 921,605 5,663,576 4,854,658 11,439,839 9,567,418 DEDUCTIONS Retirement benefits 647,113 2,261,291 1,517,738 4,426,142 4,716,529 Duty/nonduty disability benefits - 140,768 544,599 685,367 743,041 Surviving spouse benefits - 268,536 272,643 541,179 434,235 Refunds - 3,608 - 3,608 380,084 Administrative expenses - 44,146 47,821 91,967 81,329 Total deductions 647,113 2,718,349 2,382,801 5,748,263 6,355,218 NET INCREASE 274,492 2,945,227 2,471,857 5,691,576 3,212,200 NET POSITION HELD IN TRUST FOR PENSION BENEFITS January 1 9,381,608 28,434,106 25,984,225 63,799,939 60,587,739 December 31 9,656,100$ 31,379,333$ 28,456,082$ 69,491,515$ 63,799,939$ 2013 (with prior year actual for 2012) VILLAGE OF MORTON GROVE, ILLINOIS COMBINING STATEMENT OF CHANGES IN PLAN NET POSITION PENSION TRUST FUNDS For the Year Ended December 31, 2013 (See independent auditor's report.) - 99 - STATISTICAL SECTION This part of the Village’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information displays about the Village’s overall financial health. Contents Page(s) Financial Trends These schedules contain trend information to help the reader understand how the Village’s financial performance and well-being have been changed over time. 100-109 Revenue Capacity These schedules contain information to help the reader assess the Village’s most significant local revenue source, the property tax. 110-113 Debt Capacity The schedules present information to help the reader assess the affordability of the Village’s current levels of outstanding debt and the Village’s ability to issue additional debt in the future. 114-117 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the Village’s financial activities take place. 118-119 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the Village’s financial report relates to the services the Village provides and the activities it performs. 120-122 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. Fiscal Year 2004 2005 2006 2007 GOVERNMENTAL ACTIVITIES Net investment in capital assets 46,999,596$ 46,920,287$ 49,824,312$ 50,519,769$ Restricted 1,886,226 2,758,495 1,618,149 1,320,956 Unrestricted (19,709,344) (18,915,303) (16,684,584) (15,865,423) TOTAL GOVERNMENTAL ACTIVITIES 29,176,478$ 30,763,479$ 34,757,877$ 35,975,302$ BUSINESS-TYPE ACTIVITIES Net investment in capital assets 213,526$ 291,090$ 431,305$ 779,852$ Restricted - - - - Unrestricted 526,266 1,298,434 1,518,474 1,557,185 TOTAL BUSINESS-TYPE ACTIVITIES 739,792$ 1,589,524$ 1,949,779$ 2,337,037$ PRIMARY GOVERNMENT Net investment in capital assets 47,213,122$ 47,211,377$ 50,255,617$ 51,299,621$ Restricted 1,886,226 2,758,495 1,618,149 1,320,956 Unrestricted (19,183,078) (17,616,869) (15,166,110) (14,308,238) TOTAL PRIMARY GOVERNMENT 29,916,270$ 32,353,003$ 36,707,656$ 38,312,339$ Data Source Audited Financial Statements VILLAGE OF MORTON GROVE, ILLINOIS NET POSITION BY COMPONENT Last Ten Fiscal Years - 100 - 2008 2009 2010 2011 2012 2013 46,369,992$ 43,660,888$ 40,455,570$ 44,804,287$ 44,017,021$ 45,225,759$ 1,490,542 15,697,500 19,784,173 11,645,390 13,415,241 14,644,385 (12,451,299) (24,936,412) (23,196,704) (18,379,105) (20,475,242) (23,595,025) 35,409,235$ 34,421,976$ 37,043,039$ 38,070,572$ 36,957,020$ 36,275,119$ 1,194,967$ 1,918,346$ 3,844,337$ 4,490,571$ 4,108,087$ 4,945,237$ - - - - - - 1,396,375 928,429 177,104 409,939 2,044,418 2,835,446 2,591,342$ 2,846,775$ 4,021,441$ 4,900,510$ 6,152,505$ 7,780,683$ 47,564,959$ 45,579,234$ 44,299,907$ 45,414,747$ 48,125,108$ 50,170,996$ 1,490,542 15,697,500 19,784,173 11,645,390 13,415,241 14,644,385 (11,054,924) (24,007,983) (23,019,600) (14,089,055) (18,430,824) (20,759,579) 38,000,577$ 37,268,751$ 41,064,480$ 42,971,082$ 43,109,525$ 44,055,802$ - 101 - Fiscal Year 2004 2005 2006 2007 EXPENSES Governmental activities General government 4,343,440$ 3,246,565$ 3,556,886$ 4,390,997$ Public safety 13,554,378 13,301,334 13,752,166 14,558,399 Streets and highways 2,858,425 3,349,491 3,205,566 3,187,348 Sanitation 718,894 455,792 411,845 627,214 Vehicle maintenance 692,770 700,854 752,462 872,991 Health and human services 542,572 525,788 557,683 669,564 Community development 165,062 1,278,214 2,023,898 2,433,222 Building and inspectional services 696,468 683,868 710,282 718,784 Interest 991,526 905,773 745,013 1,180,450 Total governmental activities expenses 24,563,535 24,447,679 25,715,801 28,638,969 Business-type activities Water and sewer 3,537,103 3,779,714 4,026,028 4,047,889 Solid waste - - - - Municipal parking - - - - Total business-type activities expenses 3,537,103 3,779,714 4,026,028 4,047,889 TOTAL PRIMARY GOVERNMENT EXPENSES 28,100,638$ 28,227,393$ 29,741,829$ 32,686,858$ PROGRAM REVENUES Governmental activities Charges for services General government 1,594,783$ 2,255,978$ 2,202,037$ 2,289,270$ Public safety 297,149 309,786 314,940 469,729 Other activities 411,122 270,090 135,589 88,338 Operating grants and contributions 1,069,545 747,462 1,099,295 826,813 Capital grants and contributions 122,633 109,983 216,256 339,372 Total governmental activities program revenues 3,495,232 3,693,299 3,968,117 4,013,522 Business-type activities Charges for services Water and sewer 4,120,267 4,580,331 4,174,016 4,239,458 Solid waste - - - - Municipal parking - - - - Capital grants and contributions - - - - Total business-type activities program revenues 4,120,267 4,580,331 4,174,016 4,239,458 TOTAL PRIMARY GOVERNMENT PROGRAM REVENUE 7,615,499$ 8,273,630$ 8,142,133$ 8,252,980$ NET (EXPENSE) REVENUE Governmental activities (21,068,303)$ (20,754,380)$ (21,747,684)$ (24,625,447)$ Business-type activities 583,164 800,617 147,988 191,569 TOTAL PRIMARY GOVERNMENT NET (EXPENSE) REVENUE (20,485,139)$ (19,953,763)$ (21,599,696)$ (24,433,878)$ VILLAGE OF MORTON GROVE, ILLINOIS CHANGE IN NET POSITION Last Ten Fiscal Years - 102 - 2008 2009 2010 2011 2012 2013 4,587,340$ 3,987,630$ 3,394,369$ 2,989,799$ 5,634,828$ 3,826,691$ 15,324,442 16,452,967 16,785,158 18,359,859 18,526,759 18,773,860 4,196,379 3,815,984 4,312,475 4,685,104 3,547,591 5,823,268 632,928 646,686 74,942 - - - 932,625 752,089 720,434 738,039 816,073 846,686 679,218 717,693 383,133 254,522 266,405 270,450 2,047,185 778,130 695,599 331,224 470,695 467,393 693,218 812,585 511,905 533,941 699,282 845,669 1,254,168 879,876 1,018,423 1,043,389 862,272 805,158 30,347,503 28,843,640 27,896,438 28,935,877 30,823,905 31,659,175 4,550,240 4,995,861 5,204,329 5,371,031 6,286,120 6,770,519 - - 1,352,270 1,818,505 1,820,057 1,869,140 - - - - 370 11,721 4,550,240 4,995,861 6,556,599 7,189,536 8,106,547 8,651,380 34,897,743$ 33,839,501$ 34,453,037$ 36,125,413$ 38,930,452$ 40,310,555$ 2,151,555$ 2,068,374$ 2,928,022$ 2,889,549$ 2,870,140$ 3,120,247$ 439,602 478,189 522,603 722,977 668,063 905,530 83,477 77,835 98,009 7,981 3,657 8,306 699,862 804,094 978,467 882,240 1,002,278 758,925 55,729 1,244 216,450 278,738 157,618 462,298 3,430,225 3,429,736 4,743,551 4,781,485 4,701,756 5,255,306 4,596,060 4,990,281 5,451,711 5,773,298 7,106,948 7,857,661 - - 1,207,409 1,830,623 1,888,288 1,956,253 - - - 13,660 44,325 54,091 - - 811,519 64,122 64,122 59,024 4,596,060 4,990,281 7,470,639 7,681,703 9,103,683 9,927,029 8,026,285$ 8,420,017$ 12,214,190$ 12,463,188$ 13,805,439$ 15,182,335$ (26,917,278)$ (25,413,904)$ (23,152,887)$ (24,154,392)$ (26,122,149)$ (26,403,869)$ 45,820 (5,580) 914,040 492,167 997,136 1,275,649 (26,871,458)$ (25,419,484)$ (22,238,847)$ (23,662,225)$ (25,125,013)$ (25,128,220)$ - 103 - Fiscal Year 2004 2005 2006 2007 GENERAL REVENUES AND OTHER CHANGES IN NET POSITION Governmental activities Taxes Property 7,993,211$ 9,358,810$ 11,485,489$ 11,677,488$ Sales 6,684,899 6,798,236 7,788,874 7,061,621 Utility 1,177,974 1,267,383 1,185,594 1,213,165 Other 3,832,556 4,627,121 4,719,673 5,223,159 Investment earnings 38,182 147,518 467,427 630,288 Miscellaneous 32,090 35,713 95,025 138,578 Gain on disposal of capital assets - - - - Transfers 106,600 106,600 - - Total governmental activities 19,865,512 22,341,381 25,742,082 25,944,299 Business-type activities Investment earnings 3,044 9,286 11,993 3,652 Contributions - - - - Miscellaneous 29,747 146,429 200,274 192,037 Gain on disposal of capital assets - - - - Transfers (106,600) (106,600) - - Total business-type activities (73,809) 49,115 212,267 195,689 TOTAL PRIMARY GOVERNMENT 19,791,703$ 22,390,496$ 25,954,349$ 26,139,988$ CHANGE IN NET POSITION Governmental activities (1,202,791)$ 1,587,001$ 3,994,398$ 1,318,852$ Business-type activities 509,355 849,732 360,255 387,258 TOTAL PRIMARY GOVERNMENT CHANGE IN NET POSITION (693,436)$ 2,436,733$ 4,354,653$ 1,706,110$ Data Source Audited Financial Statements Last Ten Fiscal Years VILLAGE OF MORTON GROVE, ILLINOIS CHANGE IN NET POSITION (Continued) - 104 - 2008 2009 2010 2011 2012 2013 12,737,951$ 12,799,051$ 13,005,988$ 12,796,737$ 12,620,923$ 12,559,743$ 6,370,839 5,604,221 5,576,524 5,602,819 5,940,931 6,277,412 1,206,890 1,144,676 1,159,513 1,154,124 1,119,227 1,166,101 5,293,549 4,773,793 4,746,800 4,715,988 5,231,516 5,292,405 394,088 304,129 114,990 73,661 26,846 12,248 574,371 295,348 1,170,135 813,078 262,112 414,059 - - - 25,518 - - - - - - - - 26,577,688 24,921,218 25,773,950 25,181,925 25,201,555 25,721,968 12,188 3,469 6,296 15,454 13,740 2,665 - 108,134 8,100 - - - 196,297 250,925 246,230 297,636 296,582 300,864 - - - - - 49,000 - - - - - - 208,485 362,528 260,626 313,090 310,322 352,529 26,786,173$ 25,283,746$ 26,034,576$ 25,495,015$ 25,511,877$ 26,074,497$ (339,590)$ (492,686)$ 2,621,063$ 1,027,533$ (920,594)$ (681,901)$ 254,305 356,948 1,174,666 805,257 1,307,458 1,628,178 (85,285)$ (135,738)$ 3,795,729$ 1,832,790$ 386,864$ 946,277$ - 105 - Fiscal Year 2004 2005 2006 2007 GENERAL FUND Nonspendable Advance to other funds 19,629$ 72,073$ 55,457$ 1,667,406$ Prepaid items - - - - Restricted for Public safety - - - - Specific property tax levies - - - - Unrestricted/unassigned 3,820,401 6,399,102 9,492,148 8,890,161 TOTAL GENERAL FUND 3,840,030$ 6,471,175$ 9,547,605$ 10,557,567$ ALL OTHER GOVERNMENTAL FUNDS Nonspendable Prepaid items -$ -$ -$ -$ Advance to other funds - - - - Restricted for Public safety - - - - Capital improvements - unspent bond proceeds - - - - Community development 3,359,923 2,961,673 5,495,470 5,003,627 Economic development - - - - Highways and streets - - - - Debt service - - - - Unrestricted Committed for community development - - - - Assigned for commuter improvements - - - - Assigned for capital improvements (1,245,882) (1,011,770) - - Special Revenue Funds - - 197,035 9,264,692 Unassigned - - - - TOTAL ALL OTHER GOVERNMENTAL FUNDS 2,114,041$ 1,949,903$ 5,692,505$ 14,268,319$ Note: The Village implemented GASB Statement No. 54 for the year ended December 31, 2011. Data Source Audited Financial Statements VILLAGE OF MORTON GROVE, ILLINOIS FUND BALANCES OF GOVERNMENTAL FUNDS Last Ten Fiscal Years - 106 - 2008 2009 2010 2011 2012 2013 1,614,804$ 1,588,930$ 1,549,007$ 1,508,930$ 1,546,190$ 1,506,190$ - 6,626 - - 103,495 - - - - 116,805 116,805 14,559 - - - - 7,357 - 8,477,050 5,794,060 5,931,760 5,684,663 5,093,952 5,744,509 10,091,854$ 7,389,616$ 7,480,767$ 7,310,398$ 6,867,799$ 7,265,258$ -$ 22,336$ -$ -$ -$ -$ - - - - 35,714 - 180,400 196,590 191,843 459,385 482,443 498,175 550,497 488,113 6,483,518 4,284,205 2,481,828 1,078,056 6,003,872 14,452,122 12,671,491 10,771,232 12,360,035 13,493,724 7,282,950 - - - - - 35,727 46,069 204,343 297,968 448,601 637,927 468,461 492,270 232,978 - - - - - - 133,110 - - 133,254 164,233 167,904 189,114 180,440 105,648 - - - 683,421 543,242 - - - - - - - (1,103,419) (975,505) (1,079,187) (1,494,055) (1,956,874) (2,150,549) 13,551,742$ 14,886,228$ 18,872,890$ 15,324,380$ 14,575,429$ 13,662,981$ - 107 - Fiscal Year 2004 2005 2006 2007 REVENUES Taxes 19,443,960$ 21,830,916$ 24,952,449$ 24,935,759$ Licenses and permits 1,157,687 1,473,641 1,375,358 1,194,285 Intergovernmental 1,057,227 857,445 1,315,550 1,176,429 Surcharge fees 76,932 220,634 227,181 239,671 Charges for services 746,743 683,943 700,674 983,358 Fines and forfeitures 253,663 282,892 273,543 327,835 Lease and rental income 45,030 30,832 - - Investment income 87,412 147,520 467,426 620,046 Cable TV 178,520 184,424 197,272 215,606 Miscellaneous 217,741 222,516 200,746 264,832 Total revenues 23,264,915 25,934,763 29,710,199 29,957,821 EXPENDITURES General government 3,609,971 2,807,443 3,099,624 3,176,009 Public safety 10,611,336 11,627,607 12,918,063 14,809,880 Streets and sidewalks 2,116,517 2,322,281 2,268,649 3,027,875 Sanitation 617,465 455,792 405,715 627,214 Vehicle maintenance 614,449 700,854 752,462 872,991 Health and human services 481,236 503,762 560,598 669,564 Community development 146,426 943,973 1,582,343 605,286 Building and inspection services 617,675 682,764 719,296 718,083 Debt service Principal 1,517,631 1,986,557 1,766,127 1,940,203 Interest 993,538 943,342 690,343 999,340 Other charges - - - 101,800 Capital outlay 2,511,099 906,404 958,947 2,025,571 Total expenditures 23,837,343 23,880,779 25,722,167 29,573,816 EXCESS (DEFICIENCY) OF REVENUES OVER EXPENDITURES (572,428) 2,053,984 3,988,032 384,005 OTHER FINANCING SOURCES (USES) Transfers in 1,049,293 714,669 83,829 2,496,092 Transfers (out)(942,693) (608,069) (83,829) (2,496,092) Issuance of bonds - 283,198 2,831,000 9,200,000 Issuance of refunding bonds - - - - Discount on debt issuance - - - - Issuance of refunding installment note - - - - Issuance of installment note - - - - Payment to bond escrow - - - - Other - - - 103,198 Proceeds from sale of capital assets 18,905 23,225 - - Total other financing sources (uses)125,505 413,023 2,831,000 9,303,198 NET CHANGE IN FUND BALANCES (446,923)$ 2,467,007$ 6,819,032$ 9,687,203$ DEBT SERVICE AS A PERCENTAGE OF NONCAPITAL EXPENDITURES 11.78%12.75%9.92%10.47% Data Source Audited Financial Statements VILLAGE OF MORTON GROVE, ILLINOIS CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS Last Ten Fiscal Years - 108 - 2008 2009 2010 2011 2012 2013 25,315,956$ 24,051,133$ 24,242,015$ 24,035,551$ 24,639,371$ 25,295,661$ 1,115,215 1,029,669 1,569,517 1,587,662 1,472,977 1,498,507 755,810 805,337 1,194,918 1,160,979 1,250,147 1,284,988 293,273 270,610 246,812 234,115 273,226 249,121 982,042 873,261 1,014,532 1,152,456 1,067,979 1,061,973 281,457 346,754 561,349 531,010 609,450 835,461 - - - - - - 393,869 304,129 114,990 73,661 26,846 12,248 224,026 233,278 260,205 259,862 322,937 322,822 628,427 436,783 1,313,163 902,535 240,378 416,493 29,990,075 28,350,954 30,517,501 29,937,831 29,903,311 30,977,274 3,829,837 3,235,134 2,941,777 2,299,975 2,960,966 2,983,917 14,878,141 15,393,475 15,899,654 16,948,038 16,841,291 16,871,340 3,236,324 3,029,454 2,754,279 2,752,341 2,974,086 3,147,491 632,928 644,771 74,942 - - - 932,625 752,089 720,434 738,039 816,073 846,686 679,218 718,045 395,984 255,880 263,187 284,289 2,047,185 529,407 557,192 545,904 766,988 765,500 687,918 807,146 514,832 555,482 698,263 858,707 1,701,086 10,144,327 2,434,899 5,390,149 2,649,987 2,627,833 1,304,359 1,084,892 1,081,772 1,026,638 859,489 793,459 - 94,346 - - - - 1,034,105 975,791 4,680,419 3,173,842 2,342,331 3,431,829 30,963,726 37,408,877 32,056,184 33,686,288 31,172,661 32,611,051 (973,651) (9,057,923) (1,538,683) (3,748,457) (1,269,350) (1,633,777) 137,162 136,945 62,630 - - - (137,162) (136,945) (62,630) - - - - - 5,586,000 - - - - 10,657,500 - - - - - (11,975) (3,371) - - - - 2,685,000 - - - - - - - - - 1,060,000 - (5,661,824) - - - - - - - - - - 17,838 21,470 33,867 29,578 77,800 58,788 17,838 7,690,171 5,616,496 29,578 77,800 1,118,788 (955,813)$ (1,367,752)$ 4,077,813$ (3,718,879)$ (1,191,550)$ (514,989)$ 9.96%30.68%12.21%19.95%11.36%11.02% - 109 - VILLAGE OF MORTON GROVE, ILLINOIS ASSESSED AND ACTUAL VALUE OF TAXABLE PROPERTY Last Ten Levy Years Total Estimated Estimated Less:Total Taxable Direct Actual Actual Levy Residential Farm Commercial Industrial Tax-Exempt Assessed Tax Taxable Taxable Year Property Property Property Property Property Value Rate Value Value 2003 403,983,918$ -$ 107,263,051$ 141,543,205$ -$ 652,790,174$ 1.084 1,958,370,522$ 33.333% 2004 488,573,518 - 102,814,670 157,782,189 - 749,170,377 0.995 2,247,511,131 33.333% 2005 534,079,256 - 102,275,899 164,166,151 - 800,521,306 1.122 2,401,563,918 33.333% 2006 545,691,470 - 107,797,552 154,382,871 - 807,871,893 1.159 2,423,615,679 33.333% 2007 690,027,687 - 110,013,043 168,985,460 - 969,026,190 0.996 2,907,078,570 33.333% 2008 758,998,259 - 109,264,039 187,025,722 - 1,055,288,020 0.915 3,165,864,060 33.333% 2009 784,203,243 115,060 98,422,952 147,319,741 - 1,030,060,996 0.937 3,090,182,988 33.333% 2010 701,075,231 103,019 105,399,747 146,339,223 - 952,917,220 1.021 2,858,751,660 33.333% 2011 660,244,991 103,019 89,873,325 127,153,891 - 877,375,226 1.139 2,632,125,678 33.333% 2012 N/A N/A N/A N/A N/A 811,117,483 1.231 2,433,352,449 33.333% Note: Property in the Village is reassessed each year. Property is assessed at 33% of actual value. N/A - Information is not available. Data Source Office of the County Clerk - 110 - Tax Levy Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 VILLAGE DIRECT RATES General 0.705 0.778 0.940 0.660 0.559 0.486 0.465 0.528 0.597 0.658 Police pension 0.058 - - 0.142 0.132 0.138 0.162 0.179 0.182 0.191 Fire pension 0.061 - - 0.176 0.151 0.157 0.179 0.199 0.205 0.216 Bonds and interest 0.086 0.075 0.070 0.068 0.058 0.053 0.049 0.075 0.126 0.136 IMRF 0.044 0.024 - - - - - - 0.021 0.022 Purchase agreement 0.003 0.071 0.002 0.002 0.002 0.002 0.052 0.002 0.002 0.002 IEPA agreement 0.079 - 0.065 0.064 0.053 0.049 - 0.027 - - Capital improvement 0.049 0.046 0.045 0.047 0.040 0.029 0.030 0.011 0.006 0.006 Total direct rates 1.084 0.995 1.122 1.159 0.995 0.914 0.937 1.021 1.139 1.231 OVERLAPPING RATES Morton Grove Library 0.333 0.299 0.288 0.307 0.266 0.259 0.269 0.335 0.349 0.377 School District #68 2.464 2.178 2.149 2.258 1.931 1.882 1.999 2.133 2.452 2.723 School District #69 3.155 2.794 3.335 3.527 3.124 3.247 3.768 4.357 4.866 5.481 School District #67 2.338 2.129 2.041 2.094 1.859 1.807 1.943 2.203 2.449 2.961 School District #63 2.609 2.624 2.542 2.617 2.276 2.233 2.235 2.499 2.775 3.100 School District #70 2.906 2.792 2.729 2.846 2.506 2.484 2.574 2.890 3.261 3.669 High School District #207 2.012 1.795 1.757 1.826 1.602 1.577 1.617 1.782 1.995 2.215 High School District #219 2.090 2.013 2.007 2.374 2.114 2.120 2.267 2.538 2.904 3.256 Community College District #535 0.186 0.161 0.158 0.166 0.141 0.140 0.140 0.160 0.196 0.219 Cook County 0.630 0.593 0.533 0.500 0.446 0.415 0.394 0.423 0.462 0.531 Cook County Forest Preserve 0.059 0.060 0.060 0.057 0.053 0.051 0.049 0.051 0.058 0.063 Consolidated Elections - - - - 0.012 - 0.021 - 0.025 0.531 Metro Water Reclamation District 0.361 0.347 0.315 0.028 0.263 0.252 0.261 0.274 0.320 0.370 Morton Grove Park District 0.380 0.337 0.325 0.328 0.289 0.272 0.284 0.311 0.365 0.382 Skokie Park District 0.456 0.437 0.407 0.436 0.375 0.386 0.383 0.423 0.476 0.518 Glenview Park District 0.516 0.505 0.490 0.511 0.429 0.429 0.422 0.483 0.538 0.579 Maine Township 0.135 0.122 0.121 0.127 0.114 0.112 0.117 0.131 0.149 0.168 Niles Township 0.036 0.033 0.031 0.034 0.030 0.030 0.032 0.036 0.042 0.048 Suburban T.B. Sanitary District 0.004 0.001 0.005 0.005 - - - - - - North Shore Mosquito Abatement 0.009 0.008 0.008 0.009 0.008 0.008 0.008 0.009 0.010 0.010 Data Source Office of the County Clerk VILLAGE OF MORTON GROVE, ILLINOIS PROPERTY TAX RATES - DIRECT AND OVERLAPPING GOVERNMENTS Last Ten Levy Years - 111 - VILLAGE OF MORTON GROVE, ILLINOIS PRINCIPAL PROPERTY TAXPAYERS Current Year and Nine Years Ago Percentage Percentage of Total of Total Village Village EAV Taxable EAV Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Valuation Value Rank Valuation CRP Holdings CLP 14,172,477$ 1 1.75%19,124,549$ 2 2.55% Schwinge Family Ltd.12,041,237 2 1.48%11,565,995 5 1.54% Tower Real Estate 11,748,543 3 1.45%20,572,986 1 2.75% Menards 8,880,602 4 1.09%12,402,547 3 1.66% Bell & Gossett (Fluid Handling LLC)7,884,962 5 0.97%12,300,304 4 1.64% Avon 7,553,741 6 0.93%10,142,254 6 1.35% John Crane 7,308,091 7 0.90%10,109,600 7 1.35% Schwartz Paper Co - 0.00%8,701,678 8 1.16% Lawnware Products - 0.00%6,204,875 10 0.83% Public Storage 5,198,395 8 0.64%- 0.00% Kraft 4,899,147 9 0.60%8,008,438 9 1.07% Capital Property Mgmt 4,360,051 10 0.54%- 0.00% 84,047,246$ 10.35%119,133,226$ 15.90% Data Source Office of the County Clerk 2013 2004 Note: Every effort has been made to seek out and report the largest taxpayers. However, many of the taxpayers contain multiple parcels and it is possible that some parcels and their valuations have been overlooked. - 112 - VILLAGE OF MORTON GROVE, ILLINOIS PROPERTY TAX LEVIES AND COLLECTIONS Last Ten Levy Years Collections Levy Percentage in Subsequent Percentage Year Tax Levied Amount of Levy Years Amount of Levy 2003 7,079,618$ 6,995,656$ 98.81%-$ 6,995,656$ 98.81% 2004 7,450,559 7,257,511 97.41%- 7,257,511 97.41% 2005 8,983,978 8,861,648 98.64%- 8,861,648 98.64% 2006 9,368,298 9,160,127 97.78%- 9,160,127 97.78% 2007 9,649,253 9,455,259 97.99%- 9,455,259 97.99% 2008 9,649,253 9,312,628 96.51%- 9,312,628 96.51% 2009 9,649,253 9,346,622 96.86%- 9,346,622 96.86% 2010 9,986,977 9,544,078 95.57%- 9,544,078 95.57% 2011 9,986,977 9,756,941 97.70%- 9,756,941 97.70% 2012 9,986,976 9,784,931 97.98%- 9,784,931 97.98% Note: Property in the Village is reassessed each year. Property is assessed at 33% of actual value. Data Source Office of the County Clerk Collected within the Fiscal Year of the Levy Total Collections to Date - 113 - Governmental Activities Business-Type Activities Fiscal General Revolving Installment Intergovernmental General Revolving Installment Total Percentage of Year Obligation Loans Notes Agreements Obligation Loans Notes Primary Personal Per Ended Bonds Payable Payable Payable Bonds Payable Payable Government Income*Capita* 2004 8,932,500$ 3,174,167$ 13,452,935$ 5,030,605$ 2,977,500$ 428,602$ 470,567$ 34,466,876$ 5.69%1,535.20$ 2005 8,306,250 2,809,212 12,375,858 5,016,627 2,768,750 361,529 621,191 32,259,417 5.15%1,436.88 2006 7,657,500 2,431,075 14,280,939 4,867,208 2,552,500 292,771 486,778 32,568,771 5.20%1,450.66 2007 16,182,500 2,039,279 13,015,702 4,682,533 2,327,500 222,283 370,161 38,839,958 6.20%1,729.99 2008 15,481,250 1,633,332 12,015,866 4,482,974 2,093,750 150,021 250,081 36,107,274 5.76%1,608.27 2009 19,283,750 1,212,720 4,648,818 4,260,718 1,856,250 75,943 51,148 31,389,347 5.01%1,398.13 2010 23,124,800 776,917 4,394,673 4,014,958 5,855,200 - - 38,166,548 6.09%1,640.16 2011 21,072,950 325,372 1,507,919 3,753,704 5,347,050 - - 32,006,995 5.10%1,375.46 2012 18,958,300 - 1,297,954 3,457,411 4,766,700 - - 28,480,365 4.54%1,223.91 2013 16,549,300 - 2,139,121 3,134,950 4,175,700 - - 25,999,071 4.14%1,117.28 Note: Details of the Village's outstanding debt can be found in the notes to financial statements. * See the schedule of Demographic and Economic Information on page 118 for personal income and population data. VILLAGE OF MORTON GROVE, ILLINOIS RATIOS OF OUTSTANDING DEBT BY TYPE Last Ten Fiscal Years - 114 - Percentage of Less: Amounts Estimated General Business Type Available Actual Taxable Fiscal Obligation General Obligation In Debt Value of Per Year Bonds Bonds Service Fund Total Property*Capita 2004 8,932,500$ 2,977,500$ 997,666$ 10,912,334$ 1.67%486.05$ 2005 8,306,250 2,768,750 574,321 10,500,679 1.40%467.72 2006 7,657,500 2,552,500 597,680 9,612,320 1.20%428.15 2007 16,182,500 2,327,500 417,525 18,092,475 2.24%805.86 2008 15,481,250 2,093,750 468,461 17,106,539 1.77%761.95 2009 19,283,750 1,856,250 492,269 20,647,731 1.96%919.68 2010 23,124,800 5,855,200 232,978 28,747,022 2.79%1,235.37 2011 21,072,950 5,347,050 - 26,420,000 2.77%1,135.37 2012 18,958,300 4,766,700 - 23,725,000 2.70%1,019.55 2013 16,549,300 4,175,700 - 20,725,000 2.56%890.63 User fees/charges are the main source in repayment of the General Obligation Bonds - Business-type * See the schedule of Assessed and Actual Value of Taxable Property on page 110 for property value data. VILLAGE OF MORTON GROVE, ILLINOIS RATIOS OF GENERAL BONDED DEBT OUTSTANDING Last Ten Fiscal Years Notes: Details of the Village's outstanding debt can be found in the notes to financial statements. - 115 - VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF DIRECT AND OVERLAPPING BONDED DEBT December 31, 2013 (1) (2) Percentage of Debt Gross Applicable to Government's Governmental Unit Bonded Debt Government Share of Debt Village of Morton Grove 21,823,371$ 100%21,823,371$ TOTAL DIRECT DEBT 21,823,371 21,823,371 SCHOOLS School District #63 13,770,000 16.05%2,210,699 School District #67 11,000,470 75.45%8,300,188 School District #68 6,250,000 0.55%34,584 School District #69 20,605,000 18.21%3,751,698 School District #70 4,350,000 98.79%4,297,153 Community College District #535 25,540,000 3.76%959,083 High School District #207 15,185,000 2.37%359,679 High School District #219 156,868,952 15.86%24,884,361 Total schools 253,569,422 44,797,445 OTHERS Cook County 3,719,535,000 0.60%22,155,000 Cook County Forest Preserve 131,500,000 0.60%783,265 Metropolitan Metro Water Reclamation District of Greater Chicago 2,296,170,090 0.60%13,676,884 Glenview Park District 10,935,000 0.13%14,322 Morton Grove Park District - 0.00%- Skokie Park District 7,960,000 0.54%42,954 Total others 6,166,100,090 36,672,425 TOTAL OVERLAPPING DEBT 6,419,669,512 81,469,870 GRAND TOTAL DIRECT AND OVERLAPPING DEBT 6,441,492,883$ 103,293,241$ Overlapping debt percentages based on 2012 EAV, the most recent available. (2) (1) Date Source Cook County Clerk Percentages are calculated by comparing the equalized assessed value (EAV) of the overlapping entity that falls within the boundaries of the Village to its total EAV. - 116 - VILLAGE OF MORTON GROVE, ILLINOIS SCHEDULE OF LEGAL DEBT MARGIN December 31, 2013 Under the 1970 Illinois Constitution, there is no legal limit for home rule municipalities except as set by the General Assembly. - 117 - Per Capita Fiscal Personal Personal Unemployment Year Population Income Income Rate 2004 22,451 605,570,823$ 26,973$ 3.5% 2005 22,451 626,360,449 27,899 3.8% 2006 22,451 626,360,449 27,899 3.8% 2007 22,451 626,360,449 27,899 3.9% 2008 22,451 626,360,449 27,899 6.5% 2009 22,451 626,360,449 27,899 8.1% 2010 23,270 626,358,590 26,917 8.9% 2011 23,270 627,661,710 26,973 8.9% 2012 23,270 627,661,710 26,973 8.9% 2013 23,270 627,661,710 26,973 8.7% Data Source U.S. Bureau of Census Department of Labor Village records VILLAGE OF MORTON GROVE, ILLINOIS DEMOGRAPHIC AND ECONOMIC INFORMATION Last Ten Fiscal Years - 118 - % of % of Total Village Total Village Employer Rank Employees Population Employer Rank Population John Crane Inc 1 1,350 5.8%John Crane Inc 1 5.6% Avon Products Inc 2 1,100 4.7%Avon Products Inc 2 4.4% ITT Bell & Gossett 3 750 3.2%ITT Bell & Gossett 3 3.4% Schwartz Paper Co 4 445 1.9%Schwartz Paper Co 4 1.9% Sunstone 5 412 1.8%Revell Monogram Models 5 1.0% Morton Grove Pharmaceuticals Inc6 250 1.1%Tommy Armour Golf 6 1.0% Shore Koenig Training Center 7 210 0.9%Shore Koenig Training Center 7 0.9% Malko Electric 8 180 0.8%Paul J Krez Group 8 0.8% Paul J Krez Group 9 180 0.8%Morton Grove Pharmaceuticals Inc9 0.8% Quantum Group 10 135 0.6%Lawnware Products 10 0.8% Village Population = 23,270 Village Population = 22,451 Note: 2010 is most recent information available. Data Source Village business licences 2010 2001 VILLAGE OF MORTON GROVE, ILLINOIS PRINCIPAL EMPLOYERS Current Year and Nine Years Ago - 119 - Function/Program 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 GENERAL GOVERNMENT Administrative 4.5 4.5 5.0 4.5 4.5 3.5 3.0 3.0 4.0 4.0 Community development 1.5 1.5 1.5 1.5 1.5 1.5 1.0 1.0 1.0 1.0 Legal - 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 Management information 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Finance 7.0 7.0 7.5 6.5 6.0 5.5 5.5 5.5 5.0 6.0 Health and human services - - - - - - - - Family services 11.0 12.0 12.0 12.0 9.5 11.5 4.5 4.5 4.5 3.5 Building/code enforcement 8.0 10.0 9.0 8.5 8.0 7.0 4.0 4.0 2.5 4.0 PUBLIC SAFETY Police Officers 46.0 46.0 46.0 46.0 46.0 45.0 45.0 46.0 45.0 45.0 Civilians 26.5 25.5 23.5 23.5 23.0 22.0 20.0 18.5 18.5 21.0 Fire Firefighters and officers 43.0 43.0 44.0 44.0 42.0 40.0 41.0 41.0 40.0 42.0 Civilians 3.5 3.5 3.0 3.0 3.0 30.0 2.5 2.5 1.5 3.5 PUBLIC WORKS Street maintenance 16.5 16.5 16.5 16.5 16.5 17.5 17.5 17.5 17.5 17.5 Engineering 2.7 3.2 3.2 3.2 3.2 3.0 3.0 3.0 3.0 3.0 Vehicle maintenance 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 Water/sewer 13.8 13.3 13.3 13.3 13.3 12.0 12.0 12.0 12.0 12.0 TOTAL 189.0 191.5 190.0 188.0 182.0 177.0 164.5 164.0 160.0 168.0 Data Source Village budget office VILLAGE OF MORTON GROVE, ILLINOIS FULL-TIME EQUIVALENT EMPLOYEES Last Ten Fiscal Years - 120 - Function/Program 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 PUBLIC SAFETY Police Physical arrests 580 596 710 635 550 651 647 574 580 513 Parking violations 4,328 4,164 3,866 5,210 5,171 6,075 8,331 8,933 6,751 6,465 Traffic violations 7,428 6,215 7,681 4,598 4,367 5,092 4,587 4,440 3,686 3,849 Fire Emergency responses 3,072 3,255 3,246 3,384 3,594 3,249 3,265 3,419 3,360 3,470 Fires extinguished 58 45 36 38 22 70 59 60 48 63 PUBLIC WORKS Street resurfacing (miles)0.49 0.66 1.41 1.81 0.63 1.33 3.03 4.90 6.65 5.70 Pothole repairs (in tons)80.85 93.74 71.50 121.50 120.00 180.00 189.00 170.75 12.50 132.00 WATER New connections - 5 27 70 23 1 27 8 9 7 Water main breaks 77 117 55 85 67 91 81 64 70 122 Average daily consumption 3,306,000 3,416,000 3,050,000 3,180,000 3,500,000 2,999,484 2,969,923 2,670,613 2,745,553 2,601,227 Peak daily consumption 4,428,000 6,736,000 4,964,000 4,955,000 6,200,000 4,374,000 4,167,000 4,498,000 4,412,000 4,238,000 WASTEWATER Average daily treatment N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Data Source Various Village departments VILLAGE OF MORTON GROVE, ILLINOIS OPERATING INDICATORS Last Ten Fiscal Years - 121 - Function/Program 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 PUBLIC SAFETY Police Stations 1 1 1 1 1 1 1 1 1 1 Area patrols 3 3 3 3 3 3 3 3 3 3 Patrol units 15 15 15 15 15 15 15 15 15 15 Fire Fire stations 2 2 2 2 2 2 2 2 2 2 Fire engines 2 2 2 2 2 2 2 2 2 2 PUBLIC WORKS Arterial streets (miles)19 19 19 19 19 19 19 19 19 19 Residential streets (miles)86 86 86 86 86 86 86 86 86 86 Streetlights 357 372 372 372 357 357 357 357 357 357 Traffic signals 13 13 13 13 13 13 13 13 13 13 WATER Water mains (miles)97.4 98.9 98.9 98.9 98.9 98.9 98.9 98.9 98.9 98.9 Fire hydrants 1,083 1,093 1,093 1,093 1,093 1,093 1,093 1,093 1,093 1,093 Storage capacity (gallons)8,550,000 8,550,000 8,550,000 8,550,000 8,550,000 8,550,000 8,550,000 8,550,000 8,550,000 8,550,000 WASTEWATER Sanitary sewers (miles)47.9 47.9 47.9 47.9 47.9 47.9 47.9 47.9 47.9 47.9 Storm sewers (miles)70.6 70.6 70.6 70.6 70.6 70.6 70.6 70.6 70.6 70.6 Combined sewers (miles)23.6 23.6 23.6 23.6 23.6 23.6 23.6 23.6 23.6 23.6 Treatment capacity (gallons)N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Data Source Various Village departments VILLAGE OF MORTON GROVE, ILLINOIS CAPITAL ASSET STATISTICS Last Ten Fiscal Years - 122 - COMPLIANCE SECTION